Credit Card Accountability Responsibility and Disclosure Act

Credit Card Accountability Responsibility and Disclosure Act PDF

Author: Oliver P. Meyer

Publisher: Nova Science Publishers

Published: 2013-12

Total Pages: 0

ISBN-13: 9781629486895

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The Credit Card Accountability Responsibility and Disclosure Act of 2009 ("CARD Act" or "the Act") changed the landscape of the credit card market. The CARD Act was enacted to "establish fair and transparent practices related to the extension of credit" in this market, regulating both the underwriting and pricing of credit card accounts. The CARD Act directs the Consumer Financial Protection Bureau to conduct a biennial review of the consumer credit card market, including the effect of the Act on the cost and availability of credit and the adequacy of protections for consumers relating to credit card plans. This book presents the findings of the Bureau's review and the impact of the CARD Act on the marketplace.

Consumer Law Compliance

Consumer Law Compliance PDF

Author: Sarah-lynn Tennant

Publisher:

Published: 2016

Total Pages: 322

ISBN-13: 9781485108221

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The National Credit Act, the Consumer Protection Act and the Protection of Personal Information Act are three key pieces of consumer legislation aimed at suppliers, credit providers and responsible persons. Consumer Law Compliance: The National Credit Act, the Consumer Protection Act and the Protection of Personal Information Act brings the reader an accessible and invaluable aid to understanding these laws in order to ensure compliance and mitigate risk. The book features expert commentary and checklists, and where applicable, prescribed forms. It is written in friendly, plain English, and its focus is on consumer protection, fairness and justice for all.