The Anatomy of the Swipe

The Anatomy of the Swipe PDF

Author: Ahmed Siddiqui

Publisher:

Published: 2020-04-08

Total Pages: 240

ISBN-13: 9781641374477

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Have you ever wondered what happens during a swipe of a credit card? Every major tech company will become a payments company. Yet, not many people understand how payment systems in the US work. Those that do "get it" are unlocking multi-billion dollar opportunities. If you've ever wondered what happens when you actually swipe/dip/tap your credit card or debit card then The Anatomy of the Swipe breaks down the details in the simplest manner possible. Here are some questions answered within these pages: How does money move from my credit card to my favorite coffee shop? How can I build a neo-bank? How can I build my own debit or credit card? How can I accept card based payments? The Anatomy of the Swipe speaks to software developers and entrepreneurs who are looking at implementing card-based payments for the first time, merchants who want to be able to accept payments for a website or store, or those who want to issue their own debit/credit card. This book walks beginners through modern innovations created because of card-based payments, as well as the motivations and revenue models of each party in the payments ecosystem.

Electronic Value Exchange

Electronic Value Exchange PDF

Author: David L. Stearns

Publisher: Springer Science & Business Media

Published: 2011-01-04

Total Pages: 261

ISBN-13: 1849961395

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Electronic Value Exchange examines in detail the transformation of the VISA electronic payment system from a collection of non-integrated, localized, paper-based bank credit card programs into the cooperative, global, electronic value exchange network it is today. Topics and features: provides a history of the VISA system from the mid-1960s to the early 1980s; presents a historical narrative based on research gathered from personal documents and interviews with key actors; investigates, for the first time, both the technological and social infrastructures necessary for the VISA system to operate; supplies a detailed case study, highlighting the mutual shaping of technology and social relations, and the influence that earlier information processing practices have on the way firms adopt computers and telecommunications; examines how “gateways” in transactional networks can reinforce or undermine established social boundaries, and reviews the establishment of trust in new payment devices.

Payments Systems in the U.S.

Payments Systems in the U.S. PDF

Author: Carol Coye Benson

Publisher:

Published: 2013

Total Pages: 0

ISBN-13: 9780982789728

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"Payments Systems in the U.S." is a comprehensive description of the systems - (cards, checks, cash, ACH, etc.) that move money between and among consumers and enterprises in the U.S. In clear and lively writing, the authors explain what they systems are, how they work, who uses them, who provides them, who profits from them and how they are changing. Anyone working in the payments industry - or needing to use payments products - can benefit from understanding this. The second edition updates information on card, ACH, and check systems, as well as providing perspective on developments in emerging payments.

The PAYTECH Book

The PAYTECH Book PDF

Author: Susanne Chishti

Publisher: John Wiley & Sons

Published: 2020-02-18

Total Pages: 261

ISBN-13: 1119551919

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The only globally-crowdsourced book on the future of payments (“PayTech”), offering comprehensive understanding of a rapidly evolving industry at the centre of global commerce The movement of money between individuals, organisations and governments is crucial to the world economy. The payments industry has undergone immense transformation ­– new regulations, technologies and consumer demands have prompted significant changes to the tools, products and use cases in payments, as well as presented lucrative opportunities for entrepreneurs and FinTech professionals. As payment technologies become faster and more efficient, companies and investors are increasingly favouring PayTech innovation due to better customer experience, increased revenues and manageable risks. The PAYTECH Book brings together a diverse collection of industry experts to provide entrepreneurs, financial services professionals and investors with the answers they need to capitalise on the highly profitable PayTech market. Written by leaders in the global FinTech and payment sectors, this informative volume explains key industry developments and presents valuable first-hand insights from prominent industry practitioners. Contributors include advisors and consultants to the payments and financial services industry, entrepreneurs and business owners utilising cutting-edge PayTech capabilities, academic researchers exploring the social-political-economic impact of PayTech and many others. Detailed chapters cover essential topics such as cybersecurity, regulation and compliance, wholesale payments and how payment systems currently work and how PayTech can improve them. This book: Defines PayTech and identifies its key players Discusses how PayTech can transform developed markets and accelerate growth in emerging economies Describes how PayTech fits into the larger FinTech ecosystem Explores the future of PayTech and its potential as an agent of social change and financial inclusion Provides diverse perspectives on investment in PayTech and what consolidation and expansion will look like The PAYTECH Book: The Payment Technology Handbook for Investors, Entrepreneurs and FinTech Visionaries is an indispensable source of information for FinTech investors and entrepreneurs, managers from payments companies and financial services firms and executives responsible for payments in government, corporations, public sector organisations, retailers and users of payments.

The Prehistoric Times

The Prehistoric Times PDF

Author: Libby Deutsch

Publisher: Frances Lincoln Children's Books

Published: 2017-06-01

Total Pages: 0

ISBN-13: 9781847809216

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A newspaper-style activity book for the discerning dinosaur, packed with paleo puzzles, fearsome facts and giganto games. Meet real-life reptiles and read fascinating features, which include: Seeking a self-defence class? Hear what a cetiosaur has to say about staying safe. Wondering what’s happening with the weather? See whether meteor showers are here to stay with our fail-safe forecast. Confused why #trees are trending? Learn why the hypsilophodons think branches are best. And much, much more…

Introduction to Online Payments Risk Management

Introduction to Online Payments Risk Management PDF

Author: Ohad Samet

Publisher: "O'Reilly Media, Inc."

Published: 2013-06-07

Total Pages: 33

ISBN-13: 1449368913

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If you've been tasked with building a team to handle risk management for online payments (RMP), this practical introduction provides a framework for choosing the technologies and personnel you need. Author and financial services executive Ohad Samet explains the components of payments risk management, and presents a coherent strategy and operational approach. You'll learn the answers to questions you're likely to encounter in the first 18 months of operation, with information that Samet has shaped and tested over several years in the industry. This book is ideal whether you intend to be a one-person task force or work with dozens of agents and analysts. Use both a portfolio and behavioral approach to analyzing and optimizing losses Learn about your customers to determine if they can and will meet obligations Build an RMP team for payment risk operations, analytics, and decision automation Use linking mechanisms and velocity models to detect unusual activity among your customers Design system and data architecture to facilitate your activity analysis Implement the decision and loss-reduction mechanisms you need to act on your findings

Analytic Number Theory

Analytic Number Theory PDF

Author: Jean-Marie De Koninck

Publisher: American Mathematical Society

Published: 2023-07-31

Total Pages: 434

ISBN-13: 1470473852

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The authors assemble a fascinating collection of topics from analytic number theory that provides an introduction to the subject with a very clear and unique focus on the anatomy of integers, that is, on the study of the multiplicative structure of the integers. Some of the most important topics presented are the global and local behavior of arithmetic functions, an extensive study of smooth numbers, the Hardy-Ramanujan and Landau theorems, characters and the Dirichlet theorem, the $abc$ conjecture along with some of its applications, and sieve methods. The book concludes with a whole chapter on the index of composition of an integer. One of this book's best features is the collection of problems at the end of each chapter that have been chosen carefully to reinforce the material. The authors include solutions to the even-numbered problems, making this volume very appropriate for readers who want to test their understanding of the theory presented in the book.

Anatomy of Integers

Anatomy of Integers PDF

Author:

Publisher:

Published: 2008

Total Pages: 297

ISBN-13: 9781470439606

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The book is mostly devoted to the study of the prime factors of integers, their size and their quantity, to good bounds on the number of integers with different properties (for example, those with only large prime factors) and to the distribution of divisors of integers in a given interval. In particular, various estimates concerning smooth numbers are developed. A large emphasis is put on the study of additive and multiplicative functions as well as various arithmetic functions such as the partition function. More specific topics include the Erdős-Kac Theorem, cyclotomic polynomials, combinat.

Summary of Ahmed Siddiqui & Nicholas Straight's The Anatomy of the Swipe

Summary of Ahmed Siddiqui & Nicholas Straight's The Anatomy of the Swipe PDF

Author: Everest Media,

Publisher: Everest Media LLC

Published: 2022-04-03T22:59:00Z

Total Pages: 24

ISBN-13: 1669376397

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Please note: This is a companion version & not the original book. Sample Book Insights: #1 There are four main components to the payments ecosystem: the card, the merchant, the acquirer, and the payment network. The card is issued by a bank, and the merchant acquires them and provides them with the tools and facilities to accept and process card-based payments. #2 The anatomy of a swipe is the process of using a debit card. It begins with a transaction at a coffee shop, and it is processed by the merchant and the bank. The bank sends a message to the cardholder’s bank, which approves or disapproves the transaction. #3 When Emmet used his debit card, he most likely went to a physical location of a Moneybin Bank to open a checking account. He was then asked to deposit some funds into the checking account so he could start using his debit card or write checks. #4 The three seconds it takes for Emmet to dip his card at Bucks of Star Coffee is a very brief example of how a lot can happen within that time frame when it comes to card payments.

The Anatomy Lesson

The Anatomy Lesson PDF

Author: Nina Siegal

Publisher: Anchor

Published: 2014-12-02

Total Pages: 290

ISBN-13: 0804169233

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A single day in Amsterdam, 1632. The Surgeons’ Guild has commissioned a young artist named Rembrandt to paint Dr. Nicolaes Tulp as he performs a medical dissection. In the swirl of anticipation and intrigue surrounding the event, we meet an extraordinary constellation of men and women whose lives hinge, in some way, on Dr. Tulp’s anatomy lesson. There is Aris the Kid, the condemned coat thief whose body is to be used for the dissection; Flora, his pregnant lover; Jan Fetchet, the curio dealer who acquires corpses for the doctor’s work; the great René Descartes, who will attend the dissection in his quest to understand where the human soul resides; and the Dutch master himself, who feels a shade uneasy about this assignment. As the story builds to its dramatic conclusion, circumstances conspire to produce a famous painting—and an immortal painter. Vividly rendered, masterfully written, The Anatomy Lesson is a story of mind and body, death and love—and redemptive power of art.