A Bubble
Author: Geneviève Castrée
Publisher: Drawn and Quarterly
Published: 2018-06-26
Total Pages: 20
ISBN-13: 1770463216
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Lanterna Rally
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Life in a Bubble
Author: Avie (Allen) Phillips
Publisher: Christian Faith Publishing, Inc.
Published: 2023-10-10
Total Pages: 120
ISBN-13:
DOWNLOAD EBOOK →Life in a Bubble is about living a fairly secluded life that required dependence on God to get her through the challenges of day-to-day life that seemed to come one right after another. Some challenges came in her very young years when she realized the differences economically between herself and her family compared to others. Another even greater challenge came when she watched her mother, the one who was the glue that held the family together, die suddenly. Avie had just turned seventeen the month before, and because of her secluded lifestyle, she was really more like thirteen. Soon after, her elderly father checked himself into the VA hospital, thrusting her into an adult life head-on, trying to figure out how to survive on her own. After marriage and having a child within the same year and shortly after taking on the responsibility of her baby sister who was now a teenager was another hurdle for her. Then came dealing with the second child having migraines that started during his very early years. After having three normal vaginal deliveries, the fourth child required a cesarean section. Around age eleven, this child began having seizures, and life with epilepsy began. Challenges with that came having to care for that child and then as an adult and making decisions for and with her. The next big challenge came with caring for her husband of fifty-six years with end-stage congestive heart failure who became almost total care before his death. Then approximately three months following his death, after getting a booster injection, she herself developed symptoms of polymyalgia rheumatica and rheumatoid arthritis. Life itself is a challenge for anyone, but caring for others and hoping to make the right decisions could only be done by studying God's word for answers and lots and lots of prayer by herself and other prayer warriors.
The Great American Housing Bubble
Author: Adam J. Levitin
Publisher: Harvard University Press
Published: 2020-06-09
Total Pages: 401
ISBN-13: 0674979656
DOWNLOAD EBOOK →The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.
The Great Housing Bubble
Author: Lawrence Roberts
Publisher: Monterey Cypress LLC
Published: 2008
Total Pages: 251
ISBN-13: 0615226930
DOWNLOAD EBOOK →A detailed analysis of the psychological and mechanical causes of the biggest rally, and subsequent fall, of housing prices ever recorded. Examines the causes of the breathtaking rise in prices and the catastrophic fall that ensued to answer the question on every homeowner's mind: "Why did house prices fall?"--Page 4 of cover
The Great American Housing Bubble
Author: Robert M. Hardaway
Publisher: Bloomsbury Publishing USA
Published: 2011-02-18
Total Pages: 284
ISBN-13: 0313382298
DOWNLOAD EBOOK →This meticulously documented work sets forth the major causes of the greatest asset bubble in world economic history—the American housing bubble, which began in 1940 and collapsed in 2007. In the aftermath of the American housing collapse in 2007, many ask why. The Great American Housing Bubble: The Road to Collapse asks a different and more fundamental question—how the bubble was created in the first place. To answer that question, it examines the causes, both political and economic, of the American housing bubble, created between 1940 and 2007. Those causes encompass everything from federal income tax subsidies for housing to local exclusionary policies, banking, accounting, real estate appraisal, and credit agency rating practices and policies. The book also takes into account the impact of greed, government regulation, speculation, and psychology—including blind faith in investment advisors—on the creation of the greatest asset bubble in the economic history of the world. The author takes a comparative historical approach, examining the current crisis in the light of notorious bubbles of the past. In the end, he concludes that the events precipitating the most recent collapse can be traced, at least in part, not to too little government regulation, but to too much.
Dream Diary
Author: Ben Sheldon
Publisher: iUniverse
Published: 2016-08-26
Total Pages: 335
ISBN-13: 1491796146
DOWNLOAD EBOOK →Ben Sheldons diary, which he kept over many years, takes you on a series of fascinating, fantastic, and unusual adventures that he enjoyedor suffered throughwhile sleeping. He also shares the dreams of a former roommate, Adrian, who he lived with from 1971 to 1973. Sheldon recorded his own dreams shortly after waking up, and hed listen to Adrians tales during morning chats while they were fresh in his memory. Some of the dreams are hilarious, others are disturbing, and some are downright unusual. In one dream, Adrian is at a party when he passes Sonny and Cher having sex on top of a piano. The scene irks him so much that he says, How could you do this, with all these people watching? Sonny nonchalantly continues with his sex act, but they both seem bored. Cher is even chewing gum and blowing bubbles. In another dream, the author finds himself in a drug-infested ghetto. All of a sudden, someone rushes over to him trying to give him a fix. He stumbles around before leaving in a hurry. Whether you study, interpret, and evaluate dreams or want to enjoy a series of unexpected adventures, youll love the Dream Diary.
Living in dignity in the 21st century
Author:
Publisher: Council of Europe
Published: 2013-12-11
Total Pages: 215
ISBN-13: 9287178275
DOWNLOAD EBOOK →In the early 21st century, poverty, impoverishment and inequalities are increasing across the European continent. These phenomena not only weaken the social cohesion of European societies, they also violate human rights, including social and civil and political rights, and question the functioning of democracy. How can people living in poverty make their voices heard in polarised societies, where more than 40% of assets and 25% of revenues are held by 10% of the population? This guide is the result of two years of collective discussion held within the framework of the project "The human rights of people experiencing poverty". It was prepared with the assistance of many individuals and organisations, including people living in poverty, researchers, associations and representatives of public authorities. As well as offering a critique of the current situation, analysing inequality and poverty through the prism of human rights, democracy and redistributive policies, the guide also invites the reader to explore the possibilities of a renewed strategy to fight poverty in order to restore a sense of social justice. It makes proposals that aim to overcome the stigmatisation and categorisation of people, opening pathways of learning to build well-being through sharing, avoiding waste and by enhancing public awareness around the principle of human dignity as a human right for all.
Mystery Teachings from the Living Earth
Author: John Michael Greer
Publisher: Weiser Books
Published: 2012-04-01
Total Pages: 162
ISBN-13: 1609255992
DOWNLOAD EBOOK →The authentic teachings of the mystery schools offer a profoundly different way of making sense of the universe and our place in it. In Mystery Teachings from the Living Earth, ecologist and Druid initiate John Michael Greer offers an introduction to the core teachings of the mysteries through the mirror of the natural world. Using examples from nature as a touchstone, Greer takes readers on a journey into the seven laws of the mystery traditions:the Law of Wholenessthe Law of Flowthe Law of Balancethe Law of Limitsthe Law of Cause and Effectthe Law of Planesthe Law of Evolution Greer explains each law, offering meditation, an affirmation, and a theme for reflection, to show how the seven laws can bring meaning and power into our everyday lives. Mystery Teachings from the Living Earth reveals one of the great secrets of the mysteries—that the laws of nature are also the laws of spirit.
When the Bubble Bursts
Author: Hilliard MacBeth
Publisher: Dundurn
Published: 2018-06-23
Total Pages: 272
ISBN-13: 1459742044
DOWNLOAD EBOOK →Hilliard MacBeth argues that investors should stop thinking about real estate as a safe investment, warning that it is only a matter of time before Canada faces a housing crisis of major proportions. He guides investors towards safer and more lucrative investments in order to protect their assets and ensure a comfortable retirement.
Gold Bubble
Author: Yoni Jacobs
Publisher: John Wiley & Sons
Published: 2012-04-24
Total Pages: 274
ISBN-13: 1118239350
DOWNLOAD EBOOK →How do TV shows, vending machines, Chinese taxi companies, and a former UK prime minister point to a gold bubble that is about to burst? Many investors consider gold a "safe haven" that will shelter them from recessions, falling markets, and the depreciating value of currency. Many fail to realize, however, that investing in gold at these levels is extremely risky. "We Buy Gold" stores line busy streets, gold miners are no longer protecting themselves from a potential drop in prices, and gold is even being sold in vending machines. All this points to one thing: a gold bubble has formed and will collapse very soon, hurting investors, funds, and banks. In Gold Bubble: Profiting From Gold's Impending Collapse, Yoni Jacobs looks at how you can protect yourself. Presenting an in-depth analysis of gold dating back over a hundred years, the book explores the structural factors that have allowed gold to form a bubble, why an investor psychology of fear and greed is leading to extremely speculative behavior, why gold will fall during an upcoming recession, what effect the dollar and the stock market will have on the future of gold prices, and how to profit from a gold collapse while the majority of investors lose out. There are plenty of warning signs that gold is about to decline and this book will help you to get ready Gold Bubble is the only book to argue that a gold bust is coming, going head-to-head with the herd mentality Filled with practical advice on how to protect yourself and even profit from gold's collapse by being prepared for what's ahead With gold prices up over 2,500 percent since 1970, and more than 600 percent since 1999, a bubble has formed and is on the verge of bursting. But until now, no one has been willing to publicly bet against the universal currency. With Gold Bubble you are ready to meet this challenge head on, and take advantage of what other investors won't even acknowledge.
