Use of Credit Cards by Small Businesses and the Credit Card Market for Small Businesses

Use of Credit Cards by Small Businesses and the Credit Card Market for Small Businesses PDF

Author: Barry Leonard

Publisher: DIANE Publishing

Published: 2011

Total Pages: 59

ISBN-13: 1437936474

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This is a print on demand edition of a hard to find publication. Contents: (1) Intro.; (2) The Truth in Lending Act and Protections for Credit Card Accounts; (3) The Small Bus. Credit Card (SBCC) Market; (4) SBCC Programs: Characteristics of SBCC Programs; Marketing SBCC; Features of SBCC; Underwriting SBCC; Interest Rates and Fees Associated with SBCC; Mgmt. of SBCC Accounts; The Costs and Profitability of SBCC Programs; (5) Credit Card Use among SB: Trends in SBCC Use and Credit Card Borrowing, 1998¿2009; Characteristics of SB That Use Credit Cards; Intensity of SBCC Use and Borrowing: Low versus High Credit Score Firms; (6) SBCC Access, Terms, and Conditions; (7) Disclosures of Terms, Fees, and Other Expenses, and Protections against Unfair or Deceptive Acts or Practices.

Credit Card Advantage

Credit Card Advantage PDF

Author: David C. Barnett

Publisher: CreateSpace

Published: 2014-06-23

Total Pages: 46

ISBN-13: 9781500306625

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David Barnett is a small business expert who has owned 5 companies in his adult life. His experience in advertising, management, buying and selling companies and modern banking and finance give Barnett an exceptional insight into how companies are run and how they can take advantage of the modern payment system. Credit Card Advantage will show you how the correct use of credit cards as a payment tool can help you achieve strategic goals in your business. Barnett walks you through the process of analyzing your vendors, selecting a card program, and calculating your financial and reward benefits. Every business owner should be using these techniques to enhance lifestyle, reduce expenses, grow sales and save on bank interest.

How You Can Profit from Credit Cards

How You Can Profit from Credit Cards PDF

Author: Curtis E. Arnold

Publisher: FT Press

Published: 2008-06-06

Total Pages: 353

ISBN-13: 0132703459

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Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.