Author: United States. Comptroller of the Treasury
Publisher:
Published: 1880
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOK →Author: Elmus Wicker
Publisher: Cambridge University Press
Published: 2006-03-30
Total Pages: 180
ISBN-13: 9780521025478
DOWNLOAD EBOOK →This is the first major study of post-Civil War banking panics in almost a century. The author has constructed for the first time estimates of bank closures and their incidence in each of the five separate banking disturbances. The author also reevaluates the role of the New York Clearing House in forestalling several panics and explains why it failed to do so in 1893 and 1907, concluding that structural defects of the National Banking Act were not the primary cause of the panics.
Author: Flandreau Marc
Publisher: OECD Publishing
Published: 2009-10-30
Total Pages: 148
ISBN-13: 9264015361
DOWNLOAD EBOOK →This book traces the roots of global financial integration in the first “modern” era of globalisation from 1880 to 1913 and can serve as a valuable tool to current-day policy dilemmas by using historical data to see which policies in the past led to enhanced international financing for development.
Author: Charles R. Geisst
Publisher: Brookings Institution Press
Published: 2017-04-04
Total Pages: 275
ISBN-13: 0815729014
DOWNLOAD EBOOK →Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.
Author: Carmen M. Reinhart
Publisher: Princeton University Press
Published: 2011-08-07
Total Pages: 513
ISBN-13: 0691152640
DOWNLOAD EBOOK →An empirical investigation of financial crises during the last 800 years.
Author: United States. National Archives and Records Service
Publisher:
Published: 1977
Total Pages: 172
ISBN-13:
DOWNLOAD EBOOK →Author: United States. Bureau of Labor
Publisher:
Published: 1894
Total Pages: 730
ISBN-13:
DOWNLOAD EBOOK →Author: United States. Congress
Publisher:
Published: 1952
Total Pages: 1414
ISBN-13:
DOWNLOAD EBOOK →The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)