Understanding the Commercial General Liability Policy

Understanding the Commercial General Liability Policy PDF

Author: Dwight Kealy

Publisher: Lulu.com

Published: 2015-06-17

Total Pages: 322

ISBN-13: 0578160587

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The Commercial General Liability (CGL) Insurance Policy is the standard business policy used to pay claims for bodily injury or property damage to others. The policy is divided into three coverage sections-each with its own exclusions-and a supplementary payments section. Do you ever hear-or worry-that an insurance company will not pay a claim because coverage is excluded? In order to know how claims are paid, you need to understand the policy's insuring agreements and exclusions. In this book, attorney and insurance professional Dwight M. Kealy explains the insuring agreements in Coverage A, B, and C. He gives memorable examples of every standard exclusion-and some significant non-standard exclusions. He explains every supplementary payment, and he explains how policy limits impact how claims are paid.

Commercial General Liability Coverage Guide

Commercial General Liability Coverage Guide PDF

Author: Donald S. Malecki

Publisher:

Published: 2011-09-30

Total Pages: 0

ISBN-13: 9781936362493

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Let the Industry's most renowned CGL experts take you to the heart of general liability exposures and problems. This guide is the only resource to provide an in-depth, year-to-year comparison covering over 20 years of the CGL form. You'll also find court case citations that clarify the policy, summaries of all major endorsements to the forms and tips on how to tailor a policy to meet the needs of your clients. Commercial General Liability, 9th Edition has been updated to include the most recent exclusions and exceptions of the CGL form.

UNDERSTANDING NAMED, AUTOMATIC, AND ADDITIONAL INSUREDS IN THE CGL POLICY

UNDERSTANDING NAMED, AUTOMATIC, AND ADDITIONAL INSUREDS IN THE CGL POLICY PDF

Author: Dwight M. Kealy

Publisher: Lulu.com

Published: 2014-07-09

Total Pages: 102

ISBN-13: 0578145375

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Every day, thousands of people request and receive proof of someone else's Commercial General Liability (CGL) insurance. They might be named as a certificate holder or they might be named as an additional insured. They might want to be named as an additional insured for ongoing operations, completed operations, or "your work." They might request Primary Wording, or Non-Contributory Wording, or a Waiver of Subrogation, or a Hold Harmless Agreement. They might say that the insurance company has to have an A.M. Best Rating of at least A-, VIII, and write business in the state on an admitted basis. WHAT DOES ALL OF THIS MEAN? If you are requiring or providing additional insured endorsements, you should know what they mean. In this book, attorney and insurance professional Dwight M. Kealy walks the reader through memorable answers to these kinds of questions that are faced everyday by insurance professionals, attorneys, risk managers, and any business that regularly deals with insurance requirements.

General Liability Insurance Coverage

General Liability Insurance Coverage PDF

Author: Randy J. Maniloff

Publisher: OUP USA

Published: 2012-03-22

Total Pages: 0

ISBN-13: 9780199846559

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Insurance coverage disputes raise issues in which laws and outcomes regularly vary from state to state. Whether a claim is covered can depend a great deal on whether the case arises on one side of the street or another. It is imperative that insurance claims professionals, lawyers, brokers, risk managers, risk consultants, regulators and judges have adequate access to comparative state-law research. This book is designed to give the stakeholders in the claims process ready access to the law of all 50 states on the most important liability insurance issues to quickly learn and assess state law relevant to coverage disputes. The Second Edition includes nearly 800 new cases covering all 50 states and the District of Columbia, and adds a new chapter addressing Coverage for Pre-Tender Defense Costs.

Commercial Insurance

Commercial Insurance PDF

Author: Arthur L. Flitner

Publisher: American Institute for Chartered Property Casualty Underwriters/Insurance Institute of America

Published: 2007-01-01

Total Pages:

ISBN-13: 9780894633294

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Property and Casualty Insurance Concepts Simplified

Property and Casualty Insurance Concepts Simplified PDF

Author: Christopher J. Boggs

Publisher: Lulu.com

Published: 2010

Total Pages: 200

ISBN-13: 0578053977

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This book details key property and casualty concepts rarely discussed or found in print; rather they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Examples of the topics and concepts found in this book include rules for reading ANY insurance policy; why losses are excluded; contractual risk transfer; legal liability theories; "COPE" details; and the proper explanation of coinsurance concepts. Also included is a rather extensive glossary of insurance and insurance-related terms. Readers will: 1) Gain a deeper understanding of insurance theories; 2) Be better prepared to explain insurance concepts to their clients; and 3) Develop a greater appreciation and understanding of the claims valuation process.

The Reference Handbook on the Comprehensive General Liability Policy

The Reference Handbook on the Comprehensive General Liability Policy PDF

Author: Robert Tugander

Publisher:

Published: 2010

Total Pages: 0

ISBN-13: 9781616320553

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In the commercial insurance industry, the Commercial General Liability (CGL) policy is the most prevalent product, purchased by both public and private sectors throughout the United States. And CGL policies are the most litigated insurance product in the marketplace. CGL policies provide the insured with the broadest spectrum of protection and transfer to the insurer the risk of all liabilities for unintentional and unexpected personal injury or property damage.