The Pocket Idiot's Guide to Repairing Your Credit, 2nd Edition

The Pocket Idiot's Guide to Repairing Your Credit, 2nd Edition PDF

Author: Edie Milligan Driskill CFP, CLU

Publisher: Penguin

Published: 2009-08-19

Total Pages: 185

ISBN-13: 1101155604

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Good news for hard economic times . . . During this recession, even people once considered prime customers have watched their credit ratings decline. This guide shows these readers how to reestablish their credit and increase their credit scores. Topics include: the ins and outs of credit scores; where to get credit reports and how to identify mistakes; how to take advantage of consumer protection laws; telephone scripts and a letter to use when communicating with creditors and bureaus. • In 2008, over two million Americans lost jobs-and one out of every 10 mortgages were one month or more behind in payments • Author is a sought-after expert on personal financial planning, featured in Money Magazine, Family Circle, Women's Day, and on CNBC and CNN

The Pocket Idiot's Guide to Repairing Your Credit, 2nd Edition

The Pocket Idiot's Guide to Repairing Your Credit, 2nd Edition PDF

Author: Edie Milligan Driskill

Publisher: Dorling Kindersley Ltd

Published: 2009-08-19

Total Pages: 185

ISBN-13: 0241883938

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Good news for hard economic times. During this recession, even people once considered prime customers have watched their credit ratings decline. This guide shows these readers how to reestablish their credit and increase their credit scores. Topics include: the ins and outs of credit scores; where to get credit reports and how to identify mistakes; how to take advantage of consumer protection laws; telephone scripts and a letter to use when communicating with creditors and bureaus. ?In 2008, over two million Americans lost jobs, and one out of every 10 mortgages were one month or more behind in payments ?Author is a sought-after expert on personal financial planning, featured in Money Magazine, Family Circle, Women's Day, and on CNBC and CNN

The Pocket Idiot's Guide to Repairing Your Credit

The Pocket Idiot's Guide to Repairing Your Credit PDF

Author: Edie Milligan

Publisher: Penguin

Published: 2004

Total Pages: 186

ISBN-13: 1592573045

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When bad credit happens to good people. Once someone’s personal financial credit goes bad, it can be a difficult process to bring it back into good standing. This guide shows consumers how to repair their credit, increase their credit score, and avoid falling victim to the instant credit repair industry and its fraudulent claims and scams. • Research by the Federal Reserve indicates that household debt and personal bankruptcy filings are at record high levels • Only book on the shelves to include coverage of the The Fair and Accurate Credit Transaction Act, which goes into effect 12/1/2004 • Author has been featured in Money, Family Circle, and Women’s Day, and has appeared on CNBC and CNN

The Pocket Idiot's Guide to Living on a Budget, 2nd Edition

The Pocket Idiot's Guide to Living on a Budget, 2nd Edition PDF

Author: Jennifer Basye Sander

Publisher: Penguin

Published: 2005-12-06

Total Pages: 212

ISBN-13: 9781592574353

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In everyday, nonfinancial language, a guidebook to household budget planning lays out the process of figuring out where individuals can cut back, how to move money around for maximum savings, and other ways to make the most of one's money.

The Complete Idiot's Concise Guide to Getting Out of Debt

The Complete Idiot's Concise Guide to Getting Out of Debt PDF

Author: Ken Clark, CFP CFP

Publisher: Penguin

Published: 2014-07-01

Total Pages: 90

ISBN-13: 110146318X

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You want to lower - or even eliminate - your debt. But it's not easy to balance your checkbook when so much of your salary is consumed by life. This helpful guide offers solid strategies to help you get out of your money pit. In it you get--an understanding of where debt comes from and how to control your cash flow, expert advice on creating a budget plan and payment strategy you can live with, tactics for regaining control over credit cards, your mortgage, and other debt, and real-world tips on getting creditors off your back .

Credit Repair Kit For Dummies

Credit Repair Kit For Dummies PDF

Author: Stephen R. Bucci

Publisher: John Wiley & Sons

Published: 2008-08-06

Total Pages: 386

ISBN-13: 0470411112

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Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

The Complete Idiot's Guide to Improving Your Credit Score

The Complete Idiot's Guide to Improving Your Credit Score PDF

Author: Lita Epstein

Publisher: Penguin

Published: 2007-12-04

Total Pages: 228

ISBN-13: 1440626421

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Get more with a lower score. Credit history can make or break your chances of getting a house, an apartment, or a loan. Now you can stay abreast of your credit score, and your future, by thoroughly understanding the publicly released FICO number, once reserved for lenders and businesses only. This invaluable guide busts the credit myths and explains key ways to use credit, pay bills, pay off debt, deal with crisis, and avoid scams in order to make the credit score work for you. ?Includes a glossary, resource section, and sample letters

DIY Credit Repair

DIY Credit Repair PDF

Author: Kendyl Jameson

Publisher:

Published: 2018-08-28

Total Pages: 80

ISBN-13: 9780999249833

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This book is also available in Spanish. (Disponible en Español) Fix your credit and take control of your financial life! Do you need to repair your credit or increase your credit score? Do you want to eliminate debt and build credit? Have you applied for a loan and been denied due to your credit? Do you want to know how to read your credit report and understand why you were denied? Do you want to fix your credit? If you answered yes to any of the above questions or if you simply wish to improve your credit score and credit rating, then this book is for you! DIY Credit Repair: Beginners' Guide to Credit Repair is an easy to read and follow guide for individuals wishing to: repair credit; increase credit score; improve credit rating; understand credit reports; understand credit utilization ratio; and improve budgeting skills. In addition, you will find tips and suggestions for each section as well as examples for easier understanding of this otherwise complicated topic. DIY Credit Repair: Beginners' Guide to Credit Repair is written and based on personal experience. Proven to have been successful for the author, the information included has been used and applied to not only rebuild and repair credit, but also increase credit rating while sending the credit score shooting for the stars! A healthy credit score and credit utilization ratio are important for obtaining car loans, mortgages and lines of credit. These two components can make an impact on whether or not you qualify for the purchase you want to make. Overall, the better your credit and payment history, the better chances you have of being approved - and often at lower interest rates. Although services can be used for achieving some credit goals, when you do it yourself (DIY), you not only learn the process, but also gain better financial discipline while teaching yourself how to preserve your credit and make better purchasing decisions. When you fix your credit yourself, you will inherit the power to maintain your credit with a full understanding of how and when to use it, as well as when not to. Understanding the ins and outs of your personal credit now, can save you grief and frustration further down the road. All of this adds up to better chances of a more stable, sound financial situation that assists in lowering stress and improving life on a daily basis! Get excited about where you can take this and get started today!

The Complete Idiot's Guide to Creative Writing

The Complete Idiot's Guide to Creative Writing PDF

Author: Laurie Rozakis

Publisher: Penguin

Published: 2004

Total Pages: 388

ISBN-13: 9781592572069

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A fifty percent revision of a popular Complete Idiot's Guide that now, more than ever, offers readers a thorough, creative writing class in a book, with Dr. Laurie Rozakis as their teacher. The book is refocused to more of an academic approach. Readers can begin to unlock their creativity from the first page, with fabulous exercises that help them explore their talents and experiment with different genres and forms of writing, including: • •Short stories •Narrative nonfiction •Memoirs •Magazine articles •Poetry •Drama •Blogging and freewriting