Sustainable Housing Finance for Low-income Groups

Sustainable Housing Finance for Low-income Groups PDF

Author: Daphne Frank

Publisher: Nomos Verlagsgesellschaft

Published: 2008

Total Pages: 290

ISBN-13:

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Achieving sustainable housing finance is a daunting goal for an increasing number of countries around the world. Time and again, this proves to be a challenge, particularly for programs that support low-income groups. The failure of government support can have devastating consequences and places added constraints on opportunities for social and economic development. This book investigates the institutional, financial, and social conditions that are necessary for housing programs to effectively address the increasing demand for shelter. Particular emphasis is placed on social networks as a critical component of sustainability. The book proposes an analytical model that illustrates the complexity of relationships and interactions between the diverse actors that participate, contest, and coalesce in and around housing finance programs. Drawing from a rich international experience - with six case studies from Chile, Ecuador, South Africa, and Thailand - it covers a wide range of organizational arrangements. The author demonstrates that the provision and continuity of housing solutions rest fundamentally on community groups and their social networks, with self-sufficiency in organizational capacity and resource management being paramount.

Sustainable Housing Finance

Sustainable Housing Finance PDF

Author: United States Congress

Publisher: Createspace Independent Publishing Platform

Published: 2017-09-30

Total Pages: 114

ISBN-13: 9781977783431

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Sustainable housing finance : an update from the Federal Housing Finance Agency on the GSE conservatorships : hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Thirteenth Congress, first session, March 19, 2013.

Housing Finance in Emerging Markets

Housing Finance in Emerging Markets PDF

Author: Doris Köhn

Publisher: Springer Science & Business Media

Published: 2011-01-21

Total Pages: 250

ISBN-13: 3540778578

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The growth of urban areas and population in middle and low income countries is a continuing trend. Urbanization expands as rural to urban migration offers better income opportunities in cities. This trend is both a source of development opportunities and challenges for the housing sector. On the one hand, housing is a large and growing market, and on the other, massive slums confirm the poor housing conditions in many developing countries. These adverse conditions mirror inadequate housing policies, inefficient or absent property registration, as well as limits to access to housing finance. Provision of affordable housing is therefore an important topic in the fight against poverty. This book focuses on solutions that improve the enabling environment for the poor in accessing housing finance. It explores how to develop and integrate housing finance into a sustainable financial system for developing countries and offers ways in which low-income families can obtain better access to housing finance. This book provides a conceptual framework for housing finance development and addresses practical solutions in the provision of housing finance and compares different approaches.