The Claim Game: A Homeowner's Guide to Avoiding an Insurance Catastrophe

The Claim Game: A Homeowner's Guide to Avoiding an Insurance Catastrophe PDF

Author: Andrew Wallingford

Publisher:

Published: 2009-08

Total Pages: 278

ISBN-13: 9780615282787

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In these troubled economic times a home is a precious commodity. Protecting that investment has never been more important for homeowners and property owners. When Mother Nature or good old fashion bad luck cause damage to a property, homeowners turn to their insurers to help them restore their property. Insurers, meanwhile, are as equally interested in enhancing their bottom lines as homeowners are in protecting their investment. When these interests collide, the claim game begins and the fight to protect your home and get what is owed you becomes a high stakes game of chance. Without the right guidance, without knowing the Rules of the Game--rules written by and for the insurers--you could find yourself on the losing end. The Claim Game levels the playing field between homeowners and insurers by giving homeowners the knowledge and tools needed to empower themselves so that they can get every penny owed them and claim victory. Discover the secrets to homeowner insurance settlement with the only step-by-step guide to property insurance claims written by an insurance insider. Exposing little-known methods that enable you to expedite your claim and get every penny owed you, The Claim Game is your comprehensive resource for homeowners insurance and property damage claims. The Claim Game will teach you how to: - Settle claims quickly and fairly. - Reduce or eliminate your deductible. - Decipher a policy so it makes sense. - Discover hidden coverages that protect you and save money. - Organize claim information to expedite your claim. - Get a denied claim covered. - Understand an estimate from a contractor or an insurer. - Select the right contractor to repair your home or property. Also included: - Claim-specific guidance for many types of losses including hurricane, tornado, earthquake, hail, fire and many others. - An in-depth exploration of the most common issues and concerns homeowners encounter. Don't let what you DON'T know cost you!

Insurance Claim Secrets Revealed!

Insurance Claim Secrets Revealed! PDF

Author: R. David Murphy

Publisher: Russell Longcore

Published: 2007-04

Total Pages: 218

ISBN-13: 1425104436

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This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn't you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: &ndash The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible &ndash When it's the right time to use an attorney &ndash How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU &ndash What a Public Adjuster is, and the valuable help you can get from Public Adjusters &ndash That the insurance adjuster is NOT there to help you &ndash and much more You will learn: &ndash What to do when you have a car accident...BEFORE you open the car door or talk to anyone &ndash How much MORE money I collected (thousands!) in the two little claims I had while writing this book &ndash About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don't fight &ndash About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe &ndash And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU!!! READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE! This book should be on the shelf in EVERY HOME. This book should be in EVERY automobile glove box.

Delay, Deny, Defend

Delay, Deny, Defend PDF

Author: Jay M. Feinman

Publisher: Penguin

Published: 2010-03-18

Total Pages: 241

ISBN-13: 1101196289

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An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Beyond the Policy

Beyond the Policy PDF

Author: Avraam Pekris

Publisher: Avraam Pekris

Published: 2023-12-05

Total Pages: 0

ISBN-13: 9783908242260

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"Beyond the Policy: The Secrets to Insurance Mastery" is your gateway to unlocking the full potential of your career as an insurance advisor. This comprehensive guide is an indispensable resource for both budding and veteran advisors, aiming to elevate their practice to new heights of success. This book unveils proven sales tactics and game-changing strategies that have the power to transform the way you approach the life insurance industry. It's not just about selling policies; it's about mastering the art of insurance sales and impacting lives positively. You'll learn to navigate the complexities of customer interactions, turning challenges into opportunities for growth and success. Inside, discover the secrets to: Converting rejections into stepping stones for professional development. Immersing yourself effectively in communities to broaden your client base. Delivering unmatched customer service that fosters loyalty and opens doors for cross-selling. "Beyond the Policy" is more than a guidebook; it's a mentor in print, providing insights into how to become the beacon of the life insurance industry. Whether you're starting your journey or looking to refine your skills, this book lays out a path to excellence, helping you shape lasting legacies and secure futures for your clients. Embrace this journey with "Beyond the Policy" and begin your transformation into an insurance advisor who doesn't just sell policies but creates safeguarded futures and nurtured dreams. The path to excellence and unparalleled success in the insurance world awaits.

Surviving the Auto Insurance Game

Surviving the Auto Insurance Game PDF

Author: David Felix Harris

Publisher: CreateSpace

Published: 2009-08

Total Pages: 158

ISBN-13: 9781448660476

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Surviving the Auto Insurance Game is a comprehensive guide to understanding and dealing with the three parts of the auto insurance experience. Those parts are affordable rates, adequate coverage, and a fair claims settlement. The book exposes secrets that auto insurance companies and agents don't want you to know. The book is a must read for you and your familiy members that drives a vehicle.

How Any Agent Can Escape the Price Battlefield

How Any Agent Can Escape the Price Battlefield PDF

Author: Ben Page

Publisher: Independently Published

Published: 2019-02-21

Total Pages: 0

ISBN-13: 9781797679679

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In How Any Agent Can Escape the Price Battlefield, Ben Page shares his proven step-by-step method for winning more quality clients BEFORE any talk of price, coverage, service, or value pitch. This isn't theory, it's the result of a 20-year quest to sell more insurance inside of his agencies. It also is NOT what you'd expect. It is NOT the tired old (and limited) advice to sell value. It's unlike anything you're likely to hear from marketing reps, well-meaning managers, or self-proclaimed gurus who aren't in the trenches selling. They often encourage agents to do what Page calls "Pitching for Policies" by making value arguments (i.e., look at all of these benefits for the price!). While Page agrees that value arguments are better than just price quotes, they are nothing compared to the secrets he shares in his book. Section One: Discover the Real Game People aren't really looking for insurance. People aren't really convinced by a proposal (value argument). Discover what they are really looking for, what most agents never give them, and how you can be one of the few that gets what it's about (hint: NOT a value argument). Section Two: Win the Real Game Positioning secrets to attract and win (Who, What, How and Advantages). How to say NO to bad business and leave them still loving you. How smart marketing can turn shoppers into ideal prospects. How nurturing low-cost referrals can help you dominate any niche. Learn about the cause/effect sales chain that most agents ignore. Discover the oft-forgotten investigation phase and how to make it work for you. Turn one of the most pivotal moments in a shoppers' experience to your advantage. Find out why every second from inquiry to connection matters more than nearly all agents realize. How you can Stop the Shop and win a ton of business without your competitors ever knowing. Learn Ben's proven first conversation script to make the sale BEFORE any additional work. Found out how to kill procrastination, improve follow-up, and go from first conversation to bound a lot faster, with less headaches, and in a way that leaves prospects LOVING you. Finally, learn why the presentation is the least important part of the process and how to really win. Section Three: Bonus Learn tips to win any price battles you might find yourself in. This will happen much less as you start winning outside of price or value arguments, but it's good to know! Best tips for leading your sales agents to greatness in ways that few agency owners know about. Find out what makes a good pipeline manager and how it can support your sales efforts. Learn a radically different paradigm that puts the agent, not the proposal, front-and-center in the game to win clients. It's packed with solid little-known principles, strategies, and tactics that can help any insurance agent WIN a lot more quality business in a way that is entirely more fun, many times more effective, and not so driven by price. If you're an insurance agent, sales manager, or agency owner--buy this book. You won't regret it.

Secrets Behind the Auto Injury Claim Game

Secrets Behind the Auto Injury Claim Game PDF

Author: Michael Brandner

Publisher: Word Association Publishers

Published: 2012

Total Pages: 68

ISBN-13: 1595718087

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The book includes multiple lists that provide helpful summaries on various aspects of an auto injury claim. The first identifies five tactics the insurance company uses to gain an advantage over a claimant including: making false promises, delaying your claim, and misrepresenting proper medical treatment and how it will be paid. A second useful list is the to-do list for documenting the scene of the crash, which includes what to photograph and what information to collect from witnesses. A third list covers the eight steps to handling a property damage claim. For someone only dealing with property damage, it is a guide for what to do. He even offers certain keys to determine when you need to hire a lawyer and how you should share information with the lawyer.The section on documenting an injury goes into what it takes to have a good case. A good case has three main parts: liability (the other person is at fault), causation (the link between liability and damages), and damages (property damage, physical injuries, loss of income, etc.). You can¿t have one without the other two. You can¿t have two without the other one. The most challenging parts are establishing causation and damages, and he includes recommendations for avoiding causation problems particularly with respect to reporting and documenting medical injuries. One unique piece of advice was his recommendation that the patient, when speaking with the doctor, avoid self-diagnosing (putting words in the doctor¿s mouth) and overloading the doctor with information extraneous to the pains and problems that stem directly from the car wreck. With a contemporary twist, the book also looks at the perils and pitfalls of our cultures¿ reliance on social media. He describes how information gleaned from Twitter and Facebook can seriously undermine a case¿especially when it falls into the hands of Mr. Insurance Defense Attorney.