Save My 401(k)!: What You Can Do Now to Rebuild Your Retirement Future

Save My 401(k)!: What You Can Do Now to Rebuild Your Retirement Future PDF

Author: David E. Rye

Publisher: McGraw Hill Professional

Published: 2010-03-12

Total Pages: 224

ISBN-13: 007173886X

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Easy-to-follow action plans for reversing retirement investment losses and rebuilding wealth for the future Save My 401(k)! provides critical care to stop the hemorrhaging of your nest-egg dollars, stabilize assets, and rebuild wealth for the future. The book's assessment tools help you pinpoint the best approaches for achieving long-term goals while being able to customize your 401(k) game plan for future times of economic uncertainty. A "Putting It All Together" section at the end of the book gets readers ready to hit the ground running with checklists and other tools for confident, winning retirement investing.

The Charles Schwab Guide to Finances After Fifty

The Charles Schwab Guide to Finances After Fifty PDF

Author: Carrie Schwab-Pomerantz

Publisher: Crown Currency

Published: 2014-04-01

Total Pages: 434

ISBN-13: 0804137374

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Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Savings Fitness

Savings Fitness PDF

Author: Barry Leonard

Publisher: DIANE Publishing

Published: 2007-12

Total Pages: 32

ISBN-13: 9781422319024

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Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.

Securing Your Financial Future

Securing Your Financial Future PDF

Author: Betty Meredith

Publisher:

Published: 2000

Total Pages: 0

ISBN-13: 9780970222015

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As the baby boomers age & more employees participate in their company's 401(k) plan, interest in the principles of successful investing increases substantially. Study after study confirms the need & desire of an increasing number of employees who want to learn more about how to make more informed decisions about how their retirement money is invested. This self-paced workbook the second in a series has been successfully used in corporate training workshops by thousands of employees since 1989 & by prominent financial institutions such as Charles Schwab & Co., Standard & Poor's & Chase Manhattan Bank. It provides a proven process to help the average person make more informed retirement saving & investing decisions by applying personal financial figures onto easy-to-use worksheets. With Securing Your Financial Future, learners will: * Estimate different amounts of how much to save now in their plan based on their current financial situation & number of years until retirement. * Identify the differences between stocks, bonds, mutual funds & GICs * Understand how to minimize risk & maximize returns * Determine the asset allocation that is best for their personal situation. Discover Learning, Inc.'s mission is to help the average person experience greater confidence, knowledge & peace of mind when making financial planning decisions so they may experience a happier, healthier, more productive life.

Stop the Retirement Rip-off

Stop the Retirement Rip-off PDF

Author: David B. Loeper

Publisher: John Wiley & Sons

Published: 2009-03-23

Total Pages: 322

ISBN-13: 0470480300

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Saving for retirement is a difficult task, especially during these challenging economic times. Individuals who participate in their retirement plans are being charged billions in fees annually—and no one is looking out for their best interests—even though the laws say both plan sponsors and employers should be held responsible for acting in their employees’ best interests. The fact is that unless individuals are willing to stand-up and secure their financial future, they’re likely to face less money in their retirement plan accounts and have to work longer to accumulate the funds they need for retirement. In Stop the Retirement Rip-off, author David Loeper provides the necessary tools for readers to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; as well as improve their standing within their company by proactively helping their employer to take needed action. The book features a non confrontational positive approach to bringing your retirement plan problems to the attention of your employer. Written in a straightforward and accessible style, Stop the Retirement Rip-off provides readers with sensible strategies for making the most of their retirement funds, and will put them back in control of their financial future.

Save More Tomorrow

Save More Tomorrow PDF

Author: Shlomo Benartzi

Publisher: Penguin

Published: 2012-04-12

Total Pages: 288

ISBN-13: 110158033X

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One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.

The Smartest 401(k) Book You'll Ever Read

The Smartest 401(k) Book You'll Ever Read PDF

Author: Daniel R. Solin

Publisher: Penguin

Published: 2008

Total Pages: 242

ISBN-13: 9780399534522

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The guide readers need to retire richer—from the international bestselling author of The Smartest Investment Book You'll Ever Read. In this New York Times bestselling guide, author Daniel R. Solin takes issue with the commonly held belief that participating in defined contribution retirement plans is a “no-brainer” because of the employer match. While providing readers with comprehensive, accessible information on the most common deferred compensation plans, annuities, and other retirement-based investments, he shows the 70 million participants currently in those plans how to create the best portfolio with often limited options. In his straight-forward, no-nonsense style, Solin offers the new rules for investing for retirement and shows readers how to quickly and simply determine their own needs, get control of their assets, avoid scams and sucker bets, discover untapped resources at retirement, and eventually get income out of tax deferred plans—the smart way.

The New Rules of Retirement Saving

The New Rules of Retirement Saving PDF

Author: Martin H. Ruby

Publisher: Createspace Independent Publishing Platform

Published: 2016-02-12

Total Pages: 136

ISBN-13: 9781523772131

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For any saver who's ever wondered "Am I doing this right?," this book will give you the guidance and confidence to answer, "Yes." Too many savers are operating under an old set of rules - rules that were created and tested decades ago for market conditions that no longer exist today. While most of us would never call someone on a rotary phone or drive a car without airbags, we still save with outdated strategies. "The New Rules of Retirement Saving" is your guidebook to the risks you face as a saver today... and the new rules you can use to overcome them. Martin Ruby, FSA, has made his career helping people like you save smarter. As founder and CEO of Stonewood Financial Solutions, he helps savers achieve both greater financial wealth and greater financial security. What makes his approach so successful? Martin is an actuary, a mathematics specialist focused on identifying, evaluating and eliminating risk. In founding Stonewood Financial Solutions, Martin realized his vision of delivering actuarial expertise to clients rather than financial institutions. He uses his insider knowledge of how insurance and financial products work to structure strategies that maximize benefits for savers. Now, Martin has used his insights and expertise to develop "The New Rules of Retirement Saving." Reading this book will give you the knowledge of today's biggest savings risks and teach you to overcome them as you save for your future.