Roots of Financial Freedom

Roots of Financial Freedom PDF

Author: SNJKV

Publisher: Partridge Publishing

Published: 2019-04-18

Total Pages: 144

ISBN-13: 1543705006

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Over the past many years, the author’s experience in India has been that, most advisers and their clients or individuals do not understand the concept of financial planning in its spirit and entirety. In this financial planning guidebook for students, budding advisers, and individuals, the author explores how to: identify and address various financial needs and goals strategically mitigate inherent risks in life and investments attain financial freedom for oneself and future generations ensure that the hard-earned money works best for one’s needs The author also highlights the rise of the financial planning profession in India, regulations practitioners should know, as well as how financial planners can help their clients tread carefully and achieve their goals. The guide includes a reference section to help individuals improve their knowledge of personal finance as well as explanations of key terms. Get the guidance you need to develop a financial plan that will deliver impressive results with the insights and strategies

A Free Nation Deep in Debt

A Free Nation Deep in Debt PDF

Author: James MacDonald

Publisher: Princeton University Press

Published: 2006-05-22

Total Pages: 580

ISBN-13: 9780691126326

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For the greater part of recorded history the most successful and powerful states were autocracies; yet now the world is increasingly dominated by democracies. In A Free Nation Deep in Debt, James Macdonald provides a novel answer for how and why this political transformation occurred. The pressures of war finance led ancient states to store up treasure; and treasure accumulation invariably favored autocratic states. But when the art of public borrowing was developed by the city-states of medieval Italy as a democratic alternative to the treasure chest, the balance of power tipped. From that point on, the pressures of war favored states with the greatest public creditworthiness; and the most creditworthy states were invariably those in which the people who provided the money also controlled the government. Democracy had found a secret weapon and the era of the citizen creditor was born. Macdonald unfolds this tale in a sweeping history that starts in biblical times, passes via medieval Italy to the wars and revolutions of the seventeenth and eighteenth centuries, and ends with the great bond drives that financed the two world wars.

The Root Budgeting System

The Root Budgeting System PDF

Author: Tim Jordan

Publisher:

Published: 2020-12-22

Total Pages:

ISBN-13: 9781736059616

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The Root Budgeting System will teach you how to create your own budget that will be simple to maintain, grow as you grow, and ultimately help you build the life that YOU want. Say goodbye to financial stress, and say hello to true financial freedom. It's treating your finances how they are meant to be treated--personal. The Root Budgeting System takes you through a simple five-step process to creating your perfect budget.1. The Foundation. Everyone has to start with the basics. Tim walks you step-by-step through them in a way that is easy to understand.2. The Three Pillars. There are three things every budget needs. You will learn what they are and how to implement them into your budget.3. Your Values. This is your show. Learn how to identify what your values are and how to implement them into your budget.4. Choose Your Budgeting Principles. Give every dollar a job...but only if you want to. Determine the principles that make sense for you and how to choose and implement them into your budget.5. Frequency Budget. Never forget to pay a bill again. And you will never have to figure out where the money will come from.Stop trying to follow someone else's budget and learn how to create your own. Your TRUE financial freedom starts right now.

Millennial Money Mindset: If You Want the Fruits You Need the Roots

Millennial Money Mindset: If You Want the Fruits You Need the Roots PDF

Author: Neil Doig

Publisher:

Published: 2020-12-30

Total Pages: 200

ISBN-13: 9781916054554

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Millennial Money Mindset: If you want the fruits you need the roots is a rag to riches journey. Millennials often feel like a modern-day Cinderella, working hard and yet nothing to show for it. Feeling like we will have to work forever. Previous generations had the benefit of affordable housing, the golden age of pensions, no student debt and any money they did manage to save they would benefit from high-interest rates. Millennial Money Mindset guides you step by step to your happily ever after starting with a pound coin in your pocket to getting money mindset, where you don't stress and worry about money again. The rules have changed and so must you! Today Millennials don't just need a new plan, we need a new story. Today Millennials need to own yourself first, taking control of your finances and your future. We're in a different world after the tornado of the financial crisis. Putting your money into a bank means getting next to nothing from your savings, maybe you're scared to invest after the last financial crash or you simply don't have the time to learn the seemingly complex world of investing. Pensioner poverty is fast approaching as many people won't have enough money for when you stop working. Managing your money will be the most important skill you learn in this decade. Each chapter of Millennial Money Mindset is a different story or analogy getting you a step closer to becoming financially independent and seeking happiness. This book uses the latest evidence-based research and cutting edge industry practises to give you the best financial guidance, which could save you £100,000s from paying financial advice or fund manager fees over your lifetime. Warning: Do not read this book unless you want a new way of living. Forget the old concept of retirement and saving for the future. This is Millennial Money Mindset. Buy your copy today. Every copy of Millennial Money Mindset sold we will plant a tree on your behalf to help solve the climate emergency

Financial Freedom: A Guide for Personal Finances

Financial Freedom: A Guide for Personal Finances PDF

Author: Merlon Harper

Publisher: Lulu.com

Published: 2015-08-05

Total Pages: 154

ISBN-13: 1483434559

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Most people make simple mistakes that kill their chances of living a life defined by financial freedom. One of the big reasons is they dream big, but they fail to comprehend how significant a role money plays in achieving those dreams. The reality is that building a solid foundation of how finance works is usually the first step to getting what you want. Written in straightforward language, this guidebook to understanding money gives you the tools and insights you need to: - navigate college without taking out too many loans; - pay off debt you've already acquired; - use credit cards and bank accounts responsibly; - boost a lagging credit score; - decide what type of insurance you need. Filled with charts, graphs, and examples of how managing money right can pay off big, this guide is a must-have for anyone seeking to make smart decisions. Leave debt in the past, and start reaping the rewards that go along with Financial Freedom.

Democratizing Finance

Democratizing Finance PDF

Author: Clifford N. Rosenthal

Publisher: FriesenPress

Published: 2018

Total Pages: 544

ISBN-13: 1525536621

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Decades before Occupy Wall Street challenged the American financial system, activists began organizing alternatives to provide capital to “unbankable” communities and the poor. With roots in the civil rights, anti-poverty, and other progressive movements, they brought little training in finance. They formed nonprofit loan funds, credit unions, and even a new bank—organizations that by 1992 became known as “community development financial institutions,” or CDFIs. By melding their vision with that of President Clinton, CDFIs grew from church basements and kitchen tables to number more than 1,000 institutions with billions of dollars of capital. They have helped transform community development by providing credit and financial services across the United States, from inner cities to Native American reservations. Democratizing Finance traces the roots of community development finance over two centuries, a history that runs from Benjamin Franklin, through an ill-starred bank for African American veterans of the Civil War, the birth of the credit union movement, and the War on Poverty. Drawn from hundreds of interviews with CDFI leaders, presidential archives, and congressional testimony, Democratizing Finance provides an insider view of an extraordinary public policy success. Democratizing Finance is a unique resource for practitioners, policymakers, researchers, and social investors.

The Freedom Letters

The Freedom Letters PDF

Author: Gene Hutchins

Publisher:

Published: 2011-06-09

Total Pages: 144

ISBN-13: 9781936417216

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"This book teaches what every school in America should have taught us, but didn't... Gene Hutchins imparts liberating financial advice in The Freedom Letters. My prayer for you is that you will be bold in your determination to achieve the steps to financial freedom Gene has made available for us." Dawn Brinson-Roark Founder, Brinson Benefits, Inc. "Whether you are an emerging leader, college student, graduate student, newly married individual, or unfamiliar with the fascinating world of personal finance, author Hutchins herein relates complex ideas with ease that anyone can follow and understand." Scott Preissler, Ph.D., M.S., M.Ed. Eklund Professor of Steward Leadership Southwestern Baptist Theological Seminary ABOUT THE BOOK Most of the baby-boomer generation is either retired or nearing retirement age. I'm one of those boomers. This group of Americans had an incredible opportunity to acquire significant wealth yet many retire near poverty. As I approach the finish line, I suspect our education system is partly responsible for my generation's lack of wealth. You'll notice I said "partly responsible." We can't blame anyone but ourselves. We spent our way into poverty. Our desire for instant gratification and acquiring "things" during our working years can be summarized as obsessive. We were our own worst enemy. This book is about the fundamentals of financial freedom. It is designed to provide young Americans a path to financial independence in a transparent and understandable manner. Don't make the mistakes the boomers made. This isn't rocket science. It's really pretty simple: live below your means, stay out of debt, control the urge to spend, save consistently, invest wisely, and start early. Financial freedom is all about the basics. Join Dolly and Hancock as they travel the United States in the Mobile Marriott with their attack dachshund, Reggie. While visiting historic sites throughout the U.S., Hancock shares with his grandson, Deuce, words of wisdom regarding finance, success, history, and other life lessons. This book is full of practical tips that can lead one to experience freedom and abundant life. I hope you enjoy The Freedom Letters. Gene Hutchins

Devil Take the Hindmost

Devil Take the Hindmost PDF

Author: Edward Chancellor

Publisher: Penguin

Published: 2000-06-01

Total Pages: 401

ISBN-13: 0452281806

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A lively, original, and challenging history of stock market speculation from the 17th century to present day. Is your investment in that new Internet stock a sign of stock market savvy or an act of peculiarly American speculative folly? How has the psychology of investing changed—and not changed—over the last five hundred years? In Devil Take the Hindmost, Edward Chancellor traces the origins of the speculative spirit back to ancient Rome and chronicles its revival in the modern world: from the tulip scandal of 1630s Holland, to “stockjobbing” in London's Exchange Alley, to the infamous South Sea Bubble of 1720, which prompted Sir Isaac Newton to comment, “I can calculate the motion of heavenly bodies, but not the madness of people.” Here are brokers underwriting risks that included highway robbery and the “assurance of female chastity”; credit notes and lottery tickets circulating as money; wise and unwise investors from Alexander Pope and Benjamin Disraeli to Ivan Boesky and Hillary Rodham Clinton. From the Gilded Age to the Roaring Twenties, from the nineteenth century railway mania to the crash of 1929, from junk bonds and the Japanese bubble economy to the day-traders of the Information Era, Devil Take the Hindmost tells a fascinating story of human dreams and folly through the ages.