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Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations
Publisher:
Published: 1988
Total Pages: 104
ISBN-13:
DOWNLOAD EBOOK →Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations
Publisher:
Published: 1987
Total Pages: 112
ISBN-13:
DOWNLOAD EBOOK →Author: Lawrence D. Cluff
Publisher: DIANE Publishing
Published: 2000
Total Pages: 187
ISBN-13: 0788186701
DOWNLOAD EBOOK →Author:
Publisher: DIANE Publishing
Published:
Total Pages: 122
ISBN-13: 1422314308
DOWNLOAD EBOOK →Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations
Publisher:
Published: 1987
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOK →Author: Orice M. Williams
Publisher: DIANE Publishing
Published: 2009-05
Total Pages: 74
ISBN-13: 1437911285
DOWNLOAD EBOOK →Basel II, the new risk-based capital framework based on an international accord, is being adopted by individual countries. It includes standardized and advanced approaches to estimating capital requirements. In the U.S., bank regulators have finalized an advanced approach rule that will be required for some of the largest, most internationally active banks and proposed an optional standardized approach rule for non-core banks that will also have the option to remain on existing capital rules. This report examines: (1) the markets in which banks compete; (2) how new capital rules address U.S. banks' competitive concerns; and (3) actions regulators are taking to address competitive and other potential negative effects during implementation. Illus.
Author: United States. General Accounting Office
Publisher:
Published: 1991
Total Pages: 52
ISBN-13:
DOWNLOAD EBOOK →Author: Mr.Adolfo Barajas
Publisher: International Monetary Fund
Published: 2015-03-16
Total Pages: 37
ISBN-13: 1498372236
DOWNLOAD EBOOK →This paper examines the role of bank capital in decision-making by bank holding companies (BHCs) in the United States. Following Chami and Cosimano’s (2001) call option approach to bank capital, BHCs optimally choose the amount of capital to insure the bank against becoming capital constrained in the future. We provide empirical support for this model, and find that a higher optimal level of capital leads to higher loan rates. Furthermore, higher loan rates result in lower amounts of lending. Thus, an increase in capital requirements is likely to lead to higher loan rates and a significant reduction in lending.
