Retire Secure!

Retire Secure! PDF

Author: James Lange

Publisher: John Wiley & Sons

Published: 2009-02-04

Total Pages: 417

ISBN-13: 0470456051

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A comprehensive and easy-to-understand guide to maximizing the benefits of IRAs and retirement assets. Retire Secure, Second Edition offers unbeatable recommendations for addressing the #1 fear facing most readers: Running Out of Money. Retire Secure, Second Edition also shows baby boomers nearing retirement how they can save tens of thousands to over one million dollars by paying taxes later. This practical guide delivers straight forward accumulation and distribution strategies for IRAs, Roth IRAs, the new Roth 401(k) and other retirement plans. More specifically, Lange gives readers tips on how to prepare for expected tax changes in 2010, details on converting to Roth IRAs, New Roth 401(k) and Roth 403(b) rules, and when IRA and retirement plan owners should consider second to die life insurance. Further, this book describes Lange's exceptional estate plan--a plan that has been featured in The Wall Street Journal and many other fine financial journals. This definitive guide enjoys glowing endorsements from Charles Schwab, Larry King, Ed Slott and 60 other financial authors and experts.

Retire Secure!

Retire Secure! PDF

Author: James Lange

Publisher: Retire Secure Press

Published: 2015-09-22

Total Pages: 91

ISBN-13: 9780990358879

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In the new edition of Retire Secure! CPA and attorney James Lange supplements his proven methods for making the most of your retirement plans with updated information, analysis and examples as well as offers recommendations for new tax-saving strategies for retirees and older Americans. Always a strong proponent of contributing as much as you can to all the tax-deferred retirement plans available to you, Jim makes a convincing case for adding a slight modification to his pay taxes later adage - pay taxes later, except for the Roth. On the accumulation side of the equation, when individuals are working to save money for retirement, he delves into great detail on the differences between traditional and Roth retirement plan options. Retire Secure! delivers the most sophisticated financial and legal advice in the most accessible of manners. Jim makes it possible for the reader to gain a unique understanding of these stages and plan for them.

Retire Secure!

Retire Secure! PDF

Author: James Lange

Publisher: John Wiley & Sons

Published: 2006-09-18

Total Pages: 320

ISBN-13: 0470054174

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Retire Secure! tackles the number one fear facing most IRA and retirement plan owners: running out of money too soon. Lange, a nationally recognized IRA expert, offers specific and practical strategies to successfully navigate the three stages of retirement planning: accumulation, distribution, and estate planning. Retire Secure! explains the tax advantages and long term wealth building strategies of selectively and strategically putting money into IRAs, Roth IRAs, 401(k)s, Roth 401(k)s and the myriad other retirement plan options available to individuals working in the corporate world, the non-profit sector, as well as individual proprietors. The book proves that putting money into tax advantaged retirement plans beats “traditional saving” in the after-tax environment. The book sheds new light on best practices for spending your IRA and retirement plan dollars and your traditional savings. Many readers will be surprised to discover that the order in which assets are spent is not a trivial consideration—it can make or break the bank. It also outlines Lange’s exceptional estate plan–a plan that has been featured in the Wall Street Journal and many other fine financial journals. The book offers financial planning strategies and tactics in plain English that everyone can understand—and using humor and interesting characters in real life situations the book escapes the dreaded dry financial tome tone. For example, Chapter 1 offers a great mini case study that charts the financial destiny of Mr. Pay Taxes Later and Mr. Pay Taxes Now. Both start saving when they are age 30, but when Mr. Pay Taxes Now reaches age 90, he is broke, while Mr. Pay Taxes Later has $1,946,949 left. Chapter 8 is devoted to a complete case study of “Eddie’s and Emily’s” entire retirement decision making process. The book is endorsed by more than 31 leading financial experts including Charles Schwab, and Roger G. Ibbotson, Yale Professor and perhaps the world’s foremost authority on asset allocation. As a bonus, readers who purchase this book can receive a free information-packed CD. "Retire Secure! is your playbook for winning the retirement game and beyond. It shows you how to capitalize on little known provisions of the tax law that will make your retirement savings last several lifetimes, leveraging your hard earned money into a family legacy. Best of all, you can rely on the advice here since it is written by one of the nation's leading retirement tax planning authorities.” Ed Slott, Author Parlay Your IRA into a Family Fortune and The Retirement Savings Time Bomb…and How to Defuse It James Lange (Pittsburgh, PA) , an attorney and CPA, is a nationally known IRA, 401(k), and retirement plan distribution expert with over 27 years of experience. His recommendations have appeared 23 times in theWall Street Journal as well as the New York Times, Newsweek, Kiplinger’s, and many other prestigious financial publications.

Secure Your Retirement

Secure Your Retirement PDF

Author: Radon Stancil

Publisher: Bookbaby

Published: 2021-07-19

Total Pages: 202

ISBN-13: 9781098369422

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Imagine having total confidence in your financial future and never having to think again about where money is going to come from to fund your dreams. "Secure Your Retirement: Achieving Peace of Mind for Your Financial Future" was written to help you gain peace of mind while planning for and living through retirement. Even when you've worked hard your whole life and have been financially disciplined and responsible, it can be a challenge to convert your earnings and savings into a secure retirement. This book is designed to help you understand: *The difference between passive and active investment strategies *What it means to have a written income plan *Your risk tolerance *How to select a retirement planning advisor that matches your personal goals. This is book was written to help you gain peace of mind while planning for and living through retirement. Remember, successful retirement planning isn't a one and done process - there is so much more to it than what we could ever share in one book. Join Radon Stancil, CFP and Murs Tariq, CFP on their popular podcast entitled "Secure Your Retirement" for weekly topics important to you.

Your Complete Guide to a Successful and Secure Retirement

Your Complete Guide to a Successful and Secure Retirement PDF

Author: Larry E. Swedroe

Publisher: Harriman House Limited

Published: 2021-02-23

Total Pages: 239

ISBN-13: 0857198386

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Fully revised and updated second edition. This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more. These topics are explained with the help of specialists in each subject. And everything is based on the "science of investing" – evidenced with studies from peer-reviewed journals. Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don't enter your retirement without it.

AARP Retire Secure!

AARP Retire Secure! PDF

Author: James Lange

Publisher: John Wiley & Sons

Published: 2011-12-19

Total Pages: 359

ISBN-13: 111824138X

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AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. A comprehensive and easy-to-understand guide to maximizing the benefits of IRAs and retirement assets. Retire Secure, Second Edition offers unbeatable recommendations for addressing the #1 fear facing most readers: Running Out of Money. Retire Secure, Second Edition also shows baby boomers nearing retirement how they can save tens of thousands to over one million dollars by paying taxes later. This practical guide delivers straight forward accumulation and distribution strategies for IRAs, Roth IRAs, the new Roth 401(k) and other retirement plans. More specifically, Lange gives readers tips on how to prepare for expected tax changes in 2010, details on converting to Roth IRAs, New Roth 401(k) and Roth 403(b) rules, and when IRA and retirement plan owners should consider second to die life insurance. Further, this book describes Lange's exceptional estate plan--a plan that has been featured in The Wall Street Journal and many other fine financial journals. This definitive guide enjoys glowing endorsements from Charles Schwab, Larry King, Ed Slott and 60 other financial authors and experts.

Rescuing Retirement

Rescuing Retirement PDF

Author: Teresa Ghilarducci

Publisher: Columbia Business School Publi

Published: 2018

Total Pages: 166

ISBN-13: 9780231185646

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In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.

The New Rules of Retirement

The New Rules of Retirement PDF

Author: Robert C. Carlson

Publisher: John Wiley & Sons

Published: 2004-12-03

Total Pages: 290

ISBN-13: 0471703303

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Praise for THE NEW RULES OF RETIREMENT "As a Wharton graduate, money manager, Chief Financial Officer, and Certified Financial Analyst, I didn't think I needed help in making investment choices and planning for my retirement. I was wrong. I have been a subscriber to Retirement Watch since 1997. I trust Bob Carlson completely and follow his investment, tax, and planning advice personally." --Sandy Kagan, CFA CFO Partner, Tatum Partners "A clear, practical, and wisely unconventional guide to the new world of retirement." --Humberto Cruz Nationally syndicated financial columnist, Tribune Media Services "Bob Carlson does a magnificent job preparing readers for the many challenging issues they will face over the next several decades. Retirees can no longer count on generous asset returns and employer-provided defined benefit plans. Bob provides readers with creative approaches for contending with these challenges to help ensure financially and emotionally secure 'freedom years'." --Lawrence E. Kochard, PhD, CFA Chief Investment Officer, Georgetown University "Bob Carlson shows that three trends--demographics (baby boomers), increasing longevity, and fewer offspring--have changed forever the landscape facing America's retirees. Stereotype retirement based on Social Security and employer pensions is out; making ends meet on your own is in. Better get yourself ready--and you can do so by reading this book." --James C. Miller III Former U.S. Budget Director, Chairman of The CapAnalysis Group, LLC

Getting Started in A Financially Secure Retirement

Getting Started in A Financially Secure Retirement PDF

Author: Henry K. Hebeler

Publisher: John Wiley & Sons

Published: 2007-07-20

Total Pages: 208

ISBN-13: 0470130423

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PRE- AND POST-RETIREMENT PLANNING THAT MAKES SENSE GETTING STARTED IN A FINANCIALLY SECURE RETIREMENT If you want to make the most of your retirement years, you have to seriously think about the retirement lifestyle you want and the path that will get you there. In order to do this, you need reliable retirement information that will allow you to properly chart your course. Nobody knows this better than author Henry Hebeler, who retired from the corporate world more than fifteen years ago--and quickly discovered that much of the retirement planning advice available wasn't helping people accomplish their goals. Now, with Getting Started in a Financially Secure Retirement, Hebeler shares his experience in this field with you and reveals what it really takes to achieve the retirement you want. Written in a straightforward and accessible style, Getting Started in a Financially Secure Retirement dismisses the assumptions that many popular retirement planning methods make and addresses some of today's most important retirement issues, including everything from planning with realistic economic inputs to neglected subjects such as replacement budgeting, reverse dollar cost averaging, and the need for resiliency when encountering surprise events. Filled with in-depth insights, practical advice, and helpful retirement planning tools, Getting Started in a Financially Secure Retirement will allow you to apply Hebeler's proven principles to your own specific situation--whether you're already retired or still working--and make more informed financial decisions as you plan for the years ahead.

The Complete Idiot's Guide to Retirement Planning

The Complete Idiot's Guide to Retirement Planning PDF

Author: Jeff Wuorio

Publisher: Penguin

Published: 2007

Total Pages: 372

ISBN-13: 9781592576920

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Most people realize that the quality of life they want for their future depends on their contributions in the present. Most would probably agree that they want to retire with personal and financial peace of mind-without stress for either themselves or their families. The question you have to ask yourself, however, is will you have enough money to fund your desired lifestyle in retirement? And this is where it gets tricky, because there are so many variables to consider. And this is where The Complete Idiot's Guide to Retirementcomes to the rescue. It helps your to answer the required questions so that you set up a sound plan for retirement.