Residential Mortgage Lending Disparities in Washington,

Residential Mortgage Lending Disparities in Washington, PDF

Author: Steven Sims

Publisher:

Published: 2001-07

Total Pages: 51

ISBN-13: 9780756711672

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A report on residential mortgage lending discrimination. This study was initiated out of concern for the apparent lack of lending services & loan activity in minority & low-income areas in D.C. as well as out of an interest in determining the level of government oversight of lending institutions. The report reviewed recent studies on lending rates to minority & non-minority applicants & minority communities, & analyzed jurisdictional boundaries of Federal & local government agencies & their efforts to enforce fair lending regulations in D.C. Lending institutions were invited, but did not attend the meeting. Six industry monitoring org. were also invited to review the report & make comments.

What We Know About Mortgage Lending Discrimination in America

What We Know About Mortgage Lending Discrimination in America PDF

Author: Margery Austin Turner

Publisher: DIANE Publishing

Published: 2000-07

Total Pages: 69

ISBN-13: 0788187945

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The U.S. Department of Housing and Human Development (HUD) presents the report "What We Know About Mortgage Lending Discrimination in America." The report outlines how discrimination can affect access to mortgage capital for minorities.

Mortgage Lending, Racial Discrimination and Federal Policy

Mortgage Lending, Racial Discrimination and Federal Policy PDF

Author: John Goering

Publisher: Routledge

Published: 2018-12-20

Total Pages: 743

ISBN-13: 0429827962

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First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group.

Truth in Business and Home Lending Discrimination

Truth in Business and Home Lending Discrimination PDF

Author: Wilbert Smith Jr

Publisher: AuthorHouse

Published: 2008-01-02

Total Pages: 88

ISBN-13: 1467861944

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Although the existence of statistical disparities between whites and minorities in the extension home mortgage loans is acknowledged by all parties, disagreement exists as to the reasons for these disparities. Equal opportunity activists contend that racial discrimination by mortgage lending institutions is a contributing, if not the primary, source of these patterns. Other parties, however, suggest that the patterns reflect fundamental differences in the economic circumstances of population groups.

Segregation

Segregation PDF

Author: James H. Carr

Publisher: Routledge

Published: 2008-04-18

Total Pages: 369

ISBN-13: 1135889791

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The new imperative for equality / James H. Carr and Nandinee K. Kutty -- Origins of economic disparities : historical role of housing segregation / Douglas S. Massey -- From credit denial to predatory lending : the challenge of sustaining minority homeownership / Kathleen C. Engel and Patricia A. McCoy -- Housing and education : the inextricable link / Deborah McKoy and Jeffrey M. Vincent -- Residential segregation and employment inequality / Margery Austin Turner -- Impacts of housing and neighborhoods on health : pathways, racial/ethnic disparities, and policy directions / Dolores Acevedo-Garcia and Theresa L. Osypuk -- Neighborhood segregation, personal networks, and access to social resources / Rachel Garshick Kleit -- Continuing isolation : segregation in America today / Ingrid Gould Ellen -- Trends in the U.S. economy : the evolving role of minorities / Dean Baker and Heather Boushey -- The prospects and pitfalls of fair housing enforcement efforts / Gregory D. Squires -- Attaining a just (and economically secure) society / James H. Carr and Nandinee K. Kutty.