Reconstructing Retirement

Reconstructing Retirement PDF

Author: David Lain

Publisher: Policy Press

Published: 2018-01-24

Total Pages: 224

ISBN-13: 1447326199

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In the United Kingdom, retirement programs are being reconstructed to follow the American practice of abolishing mandatory retirement and increasing state pension ages. This timely book compares prospects for work and retirement at age sixty five-plus in both the United States and the United Kingdom. After exploring the shifting logic behind both nations' policies--policies that increase both the need and opportunities to work past age sixty five--David Lain presents an original comparative statistical analysis on the wide range of factors influencing employment at this age, from the ability to move between jobs in order to remain employed to changing employment trends. He then proposes a series of policies to address these factors across the life-course and promote security and autonomy for older people. Pathways to employment after sixty five are complex, and pressures to work at this age are likely to result in very unequal outcomes. This book will play a vital role in creating a more positive, more equitable future for late careers and retirement.

Save My 401(k)!: What You Can Do Now to Rebuild Your Retirement Future

Save My 401(k)!: What You Can Do Now to Rebuild Your Retirement Future PDF

Author: David E. Rye

Publisher: McGraw Hill Professional

Published: 2010-03-12

Total Pages: 224

ISBN-13: 007173886X

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Easy-to-follow action plans for reversing retirement investment losses and rebuilding wealth for the future Save My 401(k)! provides critical care to stop the hemorrhaging of your nest-egg dollars, stabilize assets, and rebuild wealth for the future. The book's assessment tools help you pinpoint the best approaches for achieving long-term goals while being able to customize your 401(k) game plan for future times of economic uncertainty. A "Putting It All Together" section at the end of the book gets readers ready to hit the ground running with checklists and other tools for confident, winning retirement investing.

Getting Started in Rebuilding Your 401(k) Account

Getting Started in Rebuilding Your 401(k) Account PDF

Author: Paul Katzeff

Publisher: John Wiley and Sons

Published: 2010-05-13

Total Pages: 403

ISBN-13: 047062292X

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The essential guide to getting a 401(k) plan back on track While a majority of workers have money invested in their 401(k) plans-and are relying on these funds for retirement-few truly understand how to manage and maintain these accounts, especially during the recent economic downturn. In 2008 alone, most 401(k) holdings declined by twenty percent. These losses, compounded by plan changes, have only led to more confusion. The Second Edition of Getting Started in Rebuilding Your 401(k) Account offers up-to-date answers to frequently asked questions regarding these accounts and contains simple strategies for improving 401(k) returns-including moving money out of company stock, rolling over plans when leaving an employer, and moving some holdings to FDIC insured banks. Explains the basics of 401(k) plans from what they are to how they work Discusses new rules in the 401 (k) arena, from automatic enrollment to how plans can be taxed Includes information on setting financial goals and choosing the investments that are right for you 401(k) plans have become a significant source of retirement funds for many. Learn how to make the most of them with the Second Edition of Getting Started in Rebuilding Your 401(k) Account.

Reconstructing Old Age

Reconstructing Old Age PDF

Author: Chris Phillipson

Publisher: SAGE

Published: 1998-10-26

Total Pages: 180

ISBN-13: 9781446235201

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In this timely and authoritative overview on social gerontology and social theory, Chris Phillipson outlines the changing contexts and experiences associated with later life as we move into a new century. The book critically reviews the different theoretical explanations which attempt to explain these changes. Phillipson shows how in late modernity changes to pensions, employment and retirement, and intergenerational relations, are placing doubt on the meaning of growing old. He suggests that later life is being reconstructed as a period of potential choice on the one hand, but also of risk and danger on the other. This book will be essential reading for students and academics in social gerontology, as well as for students and academics in sociology, social policy and related disciplines interested in the future of an ageing population and the future of social gerontology.

The Retiring Mind

The Retiring Mind PDF

Author: Robert P. Delamontagne

Publisher:

Published: 2011-06-01

Total Pages: 238

ISBN-13: 9780615480688

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Delamontagne leads prospective and recent retirees on a journey of psychological, emotional, and spiritual growth to help them cope with the challenges of a difficult transition.

Social Security Programs and Retirement around the World

Social Security Programs and Retirement around the World PDF

Author: Courtney C. Coile

Publisher: University of Chicago Press

Published: 2019-12-12

Total Pages: 347

ISBN-13: 022661929X

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In developed countries, men’s labor force participation at older ages has increased in recent years, reversing a decades-long pattern of decline. Participation rates for older women have also been rising. What explains these patterns, and the differences in them across countries? The answers to these questions are pivotal as countries face fiscal and retirement security challenges posed by longer life-spans. This eighth phase of the International Social Security project, which compares the social security and retirement experiences of twelve developed countries, documents trends in participation and employment and explores reasons for the rising participation rates of older workers. The chapters use a common template for analysis, which facilitates comparison of results across countries. Using within-country natural experiments and cross-country comparisons, the researchers study the impact of improving health and education, changes in the occupation mix, the retirement incentives of social security programs, and the emergence of women in the workplace, on labor markets. The findings suggest that social security reforms and other factors such as the movement of women into the labor force have played an important role in labor force participation trends.

Work, Retire, Repeat

Work, Retire, Repeat PDF

Author: Teresa Ghilarducci

Publisher: University of Chicago Press

Published: 2024

Total Pages: 277

ISBN-13: 0226831469

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"The issue of the future of Social Security, on which millions of Americans depend, produced great political theater at the State of the Union address. That highlighted a bigger problem of financing retirement as baby boomers seek to retire, often with limited resources. Many argue that the solution to the problem is for people to work longer. Teresa Ghilarducci, a noted expert on retirement, argues that the "working longer" idea is wrong, unnecessary, and discriminates against people who work in lower wage occupations. Ghilarducci pushes for a national plan to finance retirement that would draw on contributions by both employers and employees to replace our privatized and ramshackle personal retirement system and make changes in the tax system that supports Social Security to give people a real choice whether to retire or continue to work in their later years. This book tells the stories of people locked into jobs later in life not because they love to work but because they must work. She demonstrates how relatively low-cost changes in the way we manage, and finance retirement will enable people in their so-called "golden years" to choose how to spend their time. Ghilarducci has a good public platform, writes for Bloomberg and other outlets, and is passionate about her ideas and reaching as broad a public as possible. The book is for the growing number of people in the public and policy community who are worried about their retirement and engaged in the renewed debate about Social Security and Medicare"--

Reconstructing Lives

Reconstructing Lives PDF

Author: Vanda Fortunato

Publisher:

Published: 2016

Total Pages:

ISBN-13:

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Reconstructing Lives follows the careers of a group of elite Australian Rules Footballers who retired from playing elite football either voluntarily or due to involuntary reasons, such as injury or deselection. This book is about the aspects of life which footballers rarely talk about, their lives and their careers and thereby offers the occasion to open up new avenues for discussion about sport retirement research. Typically when athletes retire they are relatively young and generally not prepared for retirement and its consequences. This book is about the role transitions into, out of, or from one role to another of elite athletes. Indeed, as individuals we all have roles in life and, at various points of the life cycle, these roles change, for example from being a student to a worker, from being single to married, from being a child to a parent, from being a worker to being retired. Consequently, life consists of a sequence of societal roles, many of which are associated with family and work, which cohorts enter then leave. This process is known as role transition and is the basis for this book and more especially about retirement from elite sport. It is recommended for elite athletes and in particular sport managers and individuals concerned with the development of elite athletes in all codes of sport.

A Short History of Reconstruction [Updated Edition]

A Short History of Reconstruction [Updated Edition] PDF

Author: Eric Foner

Publisher: Harper Collins

Published: 2015-01-06

Total Pages: 321

ISBN-13: 0062384074

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From the “preeminent historian of Reconstruction” (New York Times Book Review), an updated abridged edition of Reconstruction, the prize-winning classic work on the post-Civil War period which shaped modern America. Reconstruction chronicles the way in which Americans—black and white—responded to the unprecedented changes unleashed by the war and the end of slavery. It addresses the quest of emancipated slaves’ searching for economic autonomy and equal citizenship, and describes the remodeling of Southern society; the evolution of racial attitudes and patterns of race relations; and the emergence of a national state possessing vastly expanded authority and one committed, for a time, to the principle of equal rights for all Americans. This “masterful treatment of one of the most complex periods of American history” (New Republic) remains the standard work on the wrenching post-Civil War period—an era whose legacy still reverberates in the United States today.