CCH Guide to Federal Privacy Rules for Financial Institutions

CCH Guide to Federal Privacy Rules for Financial Institutions PDF

Author: Katalina M. Bianco

Publisher: CCH Incorporated

Published: 2000

Total Pages: 512

ISBN-13:

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This soft cover book provides a comprehensive discussion of the financial privacy requirements adopted by federal agencies under the Gramm Leach Bliley Act. The booklet explains the privacy rules adopted by the four banking regulators (FDIC, FED, OCC and OTS), The Securities Exchange Commission, The Federal Trade Commission And The National Credit Union Administration. The first section of the book will be a CCH authored explanation on the rules of each regulator. The banking regulator would be treated as one group, since their rules will be adopted jointly. Differences, where existent, In the rules of the SEC, FTC and NCUA would be discussed under each topic. The second section of the book will be the full text of the privacy regulation of each of these seven agencies. The third section will be the text of applicable portions of the Gramm Leach Bliley Act. The fourth section will reproduce the text agency releases issued with the rule adoptions, providing agency analysis of the final regulations. The final portion of the book will be the Topical Index . The explanation will cover the requirements for financial institutions to provide notice to customers about privacy policies and practices; the conditions under which a financial institution may disclose nonpublic personal information about the consumers to non-affiliated third parties; And The methods for consumers to prevent financial intuitions from disclosing that information by "opting out"..

Consumer Financial Privacy

Consumer Financial Privacy PDF

Author: United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit

Publisher:

Published: 1997

Total Pages: 520

ISBN-13:

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Financial Institutions Answer Book 2013

Financial Institutions Answer Book 2013 PDF

Author: Stuart G. Stein

Publisher:

Published: 2013-11-07

Total Pages: 0

ISBN-13: 9781402419065

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Reflecting the many statutory and regulatory changes made since the beginning of the recent economic downturn, the newly published Financial Institutions Answer Book 2013 provides, in a handy Q&A format, a comprehensive overview of the complex federal requirements regulating financial institutions in the United States. Every aspect of a financial institution life cycle is covered, from understanding the differences in regulation based on what type of charter is chosen, through ongoing capital and deposit activities requirements and major changes in corporate control, to the cessation of entity activity through merger, acquisition or entity failure. Financial Institutions Answer Book 2013 covers the entire spectrum of financial institution regulation, including: Those regulating the creation of branch offices Corporate governance Executive compensation Deposit insurance requirements Insider and affiliate transactions Anti-money laundering and U.S. trade sanctions Examination and audit Privacy and data security. Written by leading practitioners in this complex area, Financial Institutions Answer Book 2013 is an up-to-date guide to this fast-changing area of the law. It provides an excellent desk reference for the experienced practitioner, as well as a comprehensive introduction for the attorney new to the practice area.

FINANCIAL PRIVACY: Status of State Actions on Gramm-Leach-Bliley Act's Privacy Provisions

FINANCIAL PRIVACY: Status of State Actions on Gramm-Leach-Bliley Act's Privacy Provisions PDF

Author:

Publisher:

Published: 2002

Total Pages: 24

ISBN-13:

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This report responds to the request for information on what states have done to implement the information privacy provisions of the Gramm-Leach-Bliley Act (GLBA) of 1999 as they pertain to insurance providers. In Subtitle A of Title V of GLBA, Congress established the policy that each financial institution, which is defined to include most insurance providers or companies, has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. The subtitle applies this policy by generally prohibiting financial institutions from disclosing consumers nonpublic personal information to any entity that is not an affiliate of or related by common ownership or control to the institution (nonaffiliated third party), unless the consumer is given an opportunity to opt out of such disclosure. Also, financial institutions must provide consumers with privacy notices that, among other things, explain an institution's policies and practices for disclosing and protecting the privacy of nonpublic personal information. Subtitle A calls upon federal regulators to (1) issue regulations implementing these disclosure-related requirements and (2) establish standards for safeguarding the privacy and 15 U.S.C. 6801(a). Subtitle A defines nonpublic personal information as personally identifiable financial information that an institution obtains under any of the following three sets of circumstances: (1) the consumer provides the information to the institution to obtain a financial product or service; (2) the information is about the consumer and results from any transaction involving a financial product or service between the institution and the consumer; or (3) the information is about the consumer and is otherwise obtained in connection with providing a financial product or service to that consumer.

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