Microfinance for Entrepreneurial Development

Microfinance for Entrepreneurial Development PDF

Author: Douglas Cumming

Publisher: Springer

Published: 2017-09-28

Total Pages: 235

ISBN-13: 3319621114

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This edited collection presents recent developments, practical innovations, and policy reforms in the realm of microfinance in emerging markets. Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high. To bring further insight into this important debate, this book presents comprehensive historical, political, and economic perspectives on the latest issues in microfinance. An impressive array of scholars and practitioners build a framework for thinking about regulation to drive sustainable, inclusive development. With case studies of programs in India, Ghana, and Bangladesh, and examinations of the effects of gender and religion on financial decision-making, this comprehensive collection offers something valuable to scholars, policymakers, and practitioners—anyone with a vested interest in promoting innovation in microfinance.

A Realistic Theory of Social Entrepreneurship

A Realistic Theory of Social Entrepreneurship PDF

Author: Arvind Ashta

Publisher: Springer Nature

Published: 2019-11-07

Total Pages: 138

ISBN-13: 3030321428

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Using evidence from the microfinance sector, which is considered a leading sector of social entrepreneurship, this book attempts to push the boundaries of research in this field. While recent studies consider that commercial enterprises, not-for-profits and social enterprises are formed by entrepreneurs with different personal identities, they do not explain why these personalities may change before they convert their social enterprises, and change further at the stage of transitioning into commercial enterprises. Presenting a theory of development and evolution for social enterprises which examines the dynamics associated with change, impact and growth and an in-depth critical view of motivation, funding and profit, this book examines how that impacts the social mission and enterprise structure in the wake of hybrid and for-profit models and corporate philanthropy. The author highlights the ‘cracks’ in social entrepreneurship and asks how they are being filled, institutionally.

Social Entrepreneurship and Sustainable Development

Social Entrepreneurship and Sustainable Development PDF

Author: Archana Singh

Publisher: Taylor & Francis

Published: 2020-06-13

Total Pages: 235

ISBN-13: 1000079791

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This volume discusses the seminal interface between social entrepreneurship and sustainable development along with their inter-linkages. It traces the role of social entrepreneurship and innovations in societal transformation in creating sustainable societies, especially in developing nations. It explores how social entrepreneurship and enterprise is integral to the promise of fostering opportunities for socially disadvantaged groups (including the poor, women, and young people), as well as in addressing environmental and ecological issues apart from wealth creation. The book presents key concepts, case studies, and multiple innovative models involving social entrepreneurship, such as green financing, serial social entrepreneurship, sustainable livelihood creation, and well-being, in addition to highlighting global sustainable development goals of the United Nations. The chapters are organised under the broad themes of sustainability of the organisation, sustainability of the community, sustainability of the development, and sustainability of the community–organisation interface. They examine social change, social innovation, social enterprise, small and micro-enterprises, microfinance institutions, inclusive growth, education, productivity, physical health, waste management, energy retention, self-reliance, and corporate social responsibility. They contain emerging research issues in the field as well as critical assessments while bringing together theoretical and practitioners’ perspectives. This book will be useful to scholars and researchers of development studies, social entrepreneurship, sustainable development, environmental studies, public policy, and political sociology. It will also greatly interest professionals from non-profit, corporate, and public sectors, other development practitioners, and international bodies.

Women's Entrepreneurship and Microfinance

Women's Entrepreneurship and Microfinance PDF

Author: Chiranjib Neogi

Publisher: Springer

Published: 2018-03-06

Total Pages: 210

ISBN-13: 9811042683

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This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.

The Oxford Handbook of Entrepreneurial Finance

The Oxford Handbook of Entrepreneurial Finance PDF

Author: Douglas Cumming

Publisher: OUP USA

Published: 2012-03-22

Total Pages: 937

ISBN-13: 0195391241

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Provides a comprehensive picture of issues dealing with different sources of entrepreneurial finance and different issues with financing entrepreneurs. The Handbook comprises contributions from 48 authors based in 12 different countries.

The Commercialization of Microfinance

The Commercialization of Microfinance PDF

Author: Deborah Drake

Publisher:

Published: 2002

Total Pages: 344

ISBN-13:

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* Addresses key issues related to bringing microfinance into the commercial realm * Written by prominent practitioners and scholars from a variety of organizations While many microfinance organizations started as NGOs, there is now a growing movement for them to transform into regulated, for-profit entities. Concurrently, commercial banks, credit unions, and specialized investors are also entering the market. The Commercialization of Microfinance synthesizes case studies from Latin America and beyond, delving into the trends and challenges of converting microfinance institutions into commercial entities. Prepared by ACCION, this book will be essential reading for anyone interested in understanding how the world of microfinance is changing, and how that world affects the broader processes of development.

Social Business As a Sustainable Business Concept

Social Business As a Sustainable Business Concept PDF

Author: Markus Beck

Publisher: GRIN Verlag

Published: 2011-02

Total Pages: 105

ISBN-13: 3640829913

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Diploma Thesis from the year 2010 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1,0, European School of Business Reutlingen (ESB (IPBS)), language: English, abstract: The combination of the traditional way of the capitalistic thinking company, which aspires to maximise its profits (homo economicus), and the selfless approach of non-profit organisations, which contribute to society and are dependent on generous and periodic donations, create a new and sustainable business concept. This concept has emerged - mainly during the last decade - within the broader context of Social Entrepreneurship and is defined as Social Business. Inspired by the energy of Muhammad Yunus and the time the author spent in Bangladesh, one of the poorest countries on a global scale, this research will provide a scientific approach to the sphere of Social Entrepreneurship and Social Business as a specific and innovative business model. Furthermore, this academic work examines the sustainability of the concept, evaluating it deductively by means of deriving the necessary information from several case studies and expert interviews carried out among others with Muhammad Yunus, Nobel Peace Laureate and founder of the Grameen Bank in Bangladesh, as well as Frédéric Dalsace, head of the Social Business Chair at HEC University, Paris. Finally, the thesis conveys an outlook on the upcoming development of Social Entrepreneurship and especially Social Business as well as proposes steps to be taken in order to guarantee the sustainability of Social Businesses within a macroeconomic and microeconomic perspective, based on the academic research and expert interviews.

Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth

Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth PDF

Author: Das, Ramesh Chandra

Publisher: IGI Global

Published: 2018-06-15

Total Pages: 385

ISBN-13: 1522552146

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Microfinance is a broad variety of services, such as microcredit, for entrepreneurs and small businesses lacking access to banking and other financial services. As many smaller businesses and entrepreneurs may not be able to secure credit services, many microfinance promoters believe that it encourages entrepreneurial activities and inclusive growth. Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth is an essential resource that empirically explores the role of microfinance in entrepreneurship development and the operational sustainability of microfinance institutions. It also highlights the impact of microfinance on entrepreneurship development in different countries and regions. Featuring coverage on a broad range of topics such as risk management, women entrepreneurship, and strategic management, this book provides essential research for entrepreneurs, business managers, policy makers, researchers in the field of finance, and business professionals seeking relevant research on microfinance systems.

Technology and Innovation for Social Change

Technology and Innovation for Social Change PDF

Author: Satyajit Majumdar

Publisher: Springer

Published: 2014-12-04

Total Pages: 215

ISBN-13: 8132220714

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Tension exists between technologists and social thinkers because of the impact technology and innovation have on social values and norms, which is often viewed as damaging to the cultural fabric of a nation or society. Since the global business environment is the context in which implementation of technology and innovation takes place, it is widely accepted as the major reason for such conflicts. In this backdrop, this edited book integrates independent research from across the globe. It deals with the nature and significance of technology, innovation and social change as well as the relationships between them, and discusses the significance of social entrepreneurship from social innovation and technology perspectives. Research areas covered are related to the development and deployment of technology, innovation and knowledge in social change, capabilities of institutions, models, role of government and corporate social responsibility and community involvement. Multiple aspects of social change are discussed in the context of India, Mexico, Thailand, Cambodia, Laos, Vietnam, Ethiopia, Nigeria and other African countries. But society does not silently accept technologically enforced changes; sometimes technology is seen as an enemy of inclusive growth and for many, economic development is an anti-thesis of social change. Selected case studies on sector-specific technologies, such as the use of genetically modified seeds in agriculture, which has impacted the market and society, are critically analyzed to develop insights into the adoption of technology and its impact. At the same time it examines policy related issues, without any bias in favor of, or against, a specific technology.