Shrinking Nest Egg

Shrinking Nest Egg PDF

Author: Raymond U. Ogums

Publisher: Xlibris Corporation

Published: 2012-03

Total Pages: 234

ISBN-13: 9781469187907

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The events of 2008 have raised awareness to the possibility of highly derailing impact to savings under the new retirement funding structures, due to their relationship with the financial markets. As a result, many retirees were threatened financially; hence, forced back to work. Efforts by federal officials to boost the U.S. economy by lowering interest rates have resulted in almost zero returns on some federally guaranteed savings accounts popular with retirees. The downward trend continues to bite down seniors' incomes, and together with the lingering impact of the 2008 events, have necessitated the need for most retirees to seek income supplements. While many have taken to post-retirement employment as a solution, some others have not been so fortunate in that they cannot work for various reasons. The What to Do part of this book offers suggestions for current and prospective retirees who can or can't work, and those still in their accumulation years, on how to mediate financial shortfall in retirement and ensure that their golden years are golden.

Nest Egg Strategy

Nest Egg Strategy PDF

Author: John Cunningham

Publisher:

Published: 2021-09

Total Pages: 134

ISBN-13: 9781087907932

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Millennials are puzzled, especially ordinary people with ordinary jobs: How can they provide for retirement without job protection, steady pay raises, guaranteed pensions, or even 401(k) plans? With advances in science, medicine, and technology they'll live a good five years longer than their parents, needing even more money. The purpose of this book is to tell Millennials about a time-tested solution to this puzzle, one that's brilliant in its simplicity. In addition to solving the money problem, it'll also restore hope and optimism about the future. Turns out that re-allocating one's career, and not finding more income, is the solution. The Greatest Generation paid off the mortgage by age 50-55, liberating the last 15 years of career for saving and investment accounts. Do the same and result will be a cash nest egg that's a whopping five times your annual income, which can pay half of living expenses during 20 years in retirement. With the other half paid by Social Security and other income, you can provide for retirement on the income you currently earn. This is the "Nest Egg Strategy," an old idea whose time has come again. If it seems too simple - remember- the truth is always simple! (Online calculators at www.nesteggstraetgy.com will report how much money this means to you.) With the retirement puzzle solved, you can turn to protecting your refuge and sanctuary from the dint and tumult of the outside world, including a fickle real estate market and callous lenders. After all, it's the most important place your life - home is sacred space! "This book could go a long way to easing America's retirement challenge. Well written and wise." Honorable Richard D. Lamm, Former Governor of Colorado.

Reclaim Your Nest Egg

Reclaim Your Nest Egg PDF

Author: Ken Kamen

Publisher: John Wiley & Sons

Published: 2010-09-02

Total Pages: 232

ISBN-13: 1118004159

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Expert advice for changing how you think about money in order to rebuild and protect your retirement assets. Investors who suffered tremendous losses in the market meltdown of 2008 want to know how to protect themselves from being so vulnerable in the future. In Reclaim Your Nest Egg: Take Control of Your Financial Future, Ken Kamen shows investors how they gave up control of their finances and how they can get it back again. Kamen explains: How to recognize the psychological pitfalls, the distracting “noise” from the media and the internet, and the bad financial advice that derailed your planning. How to develop a set of investment principles that can serve as your personal Commandments and keep you on course. How to adopt an investment approach that maximizes the potential for growth while reducing risk, and how to implement it without being confused or overwhelmed. Reclaim Your Nest Egg helps readers find a customized investment strategy that suits their budget and temperament and gives them their best chance of meeting their retirement goals.

The Smart Money Method

The Smart Money Method PDF

Author: Richard Holtheuer

Publisher:

Published: 2020-02-28

Total Pages: 84

ISBN-13:

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The experts agree: This is the most powerful tool in the tax code. It's not an overstatement to say that this is THE #1 best way to save in taxes and protect your money. You may already know a lot about 401(k)s, IRAs, and 403(b)s. You might already have a robust retirement savings account. Or, you might be just starting out on the journey of financial planning and investing. No matter your age or situation, you were likely attracted to this book because you are looking for a BETTER way than you've been taught so far. It's time to become informed about this BETTER alternative...the alternative that will help you SAVE much MORE and pay way LESS in taxes. Learn how to get stock market-like returns without stock market loss. Even in a market crash! Learn to generate a safe, tax-free, and sustainable income for NOW and for retirement. Already 10% of the wealthiest Americans invest in an alternative, safe-haven plan such as the one presented here and already own 55% of all assets invested using this strategy. However, anyone can implement it and take full advantage of it. Now, the knowledge is yours. Make the most out of your hard-earned money and join the growing number of "The Smart Money Method" subscribers.

Pensionize Your Nest Egg

Pensionize Your Nest Egg PDF

Author: Moshe A. Milevsky

Publisher: John Wiley and Sons

Published: 2010-10-08

Total Pages: 214

ISBN-13: 0470952288

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Pensionize Verb. 1. To convert money into income you can't outlive. 2. To create your own personal pension, a monthly income that lasts for the rest of your natural life. With the subpar performance of the markets, record-high personal debt levels, and shockingly low savings rates, it's clear that many Canadians expecting to retire in the next decade simply don't have a sufficient nest egg to ensure a worry-free retirement. Making matters worse, only about one-third of Canadians currently belong to a formal, or registered, pension plan; and even a large number of that "lucky third" will not retire with a guaranteed pension income. If you no longer have the time to wait and hope for your traditional investments to pay off, the answer is to "pensionize your nest egg" using the new technique of product allocation set out in this book. Pensionize Your Nest Egg explains how to Recognize if you really have a pension or just a tax-sheltered savings plan. Become informed about the new risks you and your nest egg face in retirement and why asset allocation, despite its value in the accumulation stage of life, is not sufficient to protect you and your money. Measure your retirement sustainability quotient (RSQ) and your Financial Legacy Value (FLV)-then choose a retirement income plan on the Retirement Income Frontier. Understand how product allocation differs from asset allocation, how to allocate your nest egg across three product silos, and learn about the new financial products that are available to protect against the new risks you face. Follow a seven-step process to close your Pension Income Gap and convert your retirement savings into a secure stream of lifetime income. Whether you do it yourself or work with a financial advisor, Pensionize Your Nest Egg gives you a simple plan to create a guaranteed retirement income-for life.

It's Never Too Late to Get Rich

It's Never Too Late to Get Rich PDF

Author: James A. Jorgensen

Publisher: Kaplan Publishing

Published: 1994

Total Pages: 234

ISBN-13: 9780793109524

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With the costs of retirement exceeding $500,000 and college costs approaching $250,000 per child, the task of saving money can seem overwhelming. Shying away from get-rich-quick schemes and risky ventures, this book provides readers with established principles that can be put to use promptly, offering simple, effective rules for achieving wealth through personal savings. 5/94.

It's Never Too Late to Get Rich

It's Never Too Late to Get Rich PDF

Author: Jim Jorgensen

Publisher: Simon and Schuster

Published: 2003-04-28

Total Pages: 256

ISBN-13: 0743255933

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Now completely revised and updated, the Jorgensens' classic guide to increasing wealth provides solid advice on investing, paying taxes, buying insurance, and more...in good times and bad. You can get rich -- regardless of age, income, or marital status -- by simply following the advice of financial duo Jim and Rich Jorgensen. It's Never Too Late to Get Rich explains how to apply their tried-and-true rules of financial planning in any financial climate, taking you through a process built on nine foolproof, easy-to-follow strategies: • Pay yourself first • Don't be a lender • Kill those credit cards • Be willing to accept some risk • Build a rock-solid investment portfolio • Invest with technology • Delay your taxes • Buy adequate life and disability insurance • Work with a financial planner Here too are invaluable guidelines on saving and investing in a crashing or soaring stock market, on minimizing taxes, and on preparing for big expenditures like education and retirement. Fully updated with information on new ways to earn interest, the latest financial websites and resources, and much more, It's Never Too Late to Get Rich is your reliable guidebook toward the financial security that you've always dreamed of.

50 Plus One Tips to Building a Retirement Nest Egg

50 Plus One Tips to Building a Retirement Nest Egg PDF

Author: Linda M. Magoon

Publisher: Encouragement Press, LLC

Published: 2006-08

Total Pages: 226

ISBN-13: 1933766026

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The vast majority of people do not have a plan or understanding of just how expensive it is going to be to live in retirement. Whether you are well on your way towards retirement or just starting your career, it's never too late to start planning for the future. Fact: It will take from 60 to 80 percent of your current income to live in retirement at the same or similar standard of living you now enjoy. 50 plus one Tips to Building a Retirement Nest Egg shows you how to prepare for your financial future. Learn how to: get out of debt; the importance of paying yourself first; the time value of money; special IRA allowances for people nearing retirement; how a SEP can help a small business owner; what Social Security will and will not provide; and much more.

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