Mortgage Confidential

Mortgage Confidential PDF

Author: David Reed

Publisher: AMACOM/American Management Association

Published: 2010-08-18

Total Pages: 242

ISBN-13: 0814415431

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The ultimate insider's guide to getting the best deal on mortgages... fully updated and revised!

Mortgage Confidential

Mortgage Confidential PDF

Author: David Reed

Publisher: AMACOM

Published: 2010-08-18

Total Pages: 241

ISBN-13: 0814415458

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Anyone who wants to get the best deal when financing a home needs to be armed with a little insider advice. The second edition of Mortgage Confidential lets readers in on what lenders really look for before they approve a loan, options they won’t often divulge, which costs they have control over, and little-known sources of down payment money. Including up-to-the-minute information on new licensing and disclosure rules and the latest eligibility requirements, the book shows readers how to: Complete the loan application to maximize their chances of approval • Steer clear of credit repair scams • Pay zero closing costs • Qualify for the lowest rates • Avoid origination charges • Determine whether paying “points” can save them money • Identify a “rip-off” loan program • Refinance—even if their equity has dropped • And more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information necessary to get through this complicated process and find the ideal loan for their needs.

Mortgage Confidential

Mortgage Confidential PDF

Author: Carl David Reed

Publisher: AMACOM/American Management Association

Published: 2007

Total Pages: 0

ISBN-13: 9780814473696

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Mortgage Confidential is an insider's look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don't often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, andwhether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to: * qualify for a larger loan * avoid credit repair scams * complete the loan application to maximize the chances of approval * pay zero closing costs * avoid origination charges * determine whether paying ""points"" can save them money * know when a loan officer is lying * identify a ""rip-off"" loan program * and more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs." "

Mortgages 101

Mortgages 101 PDF

Author: David Reed

Publisher: AMACOM

Published: 2018-02-08

Total Pages: 330

ISBN-13: 081443875X

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Questions about the mortgage process seem so complex and intimidating, yet they must be worked through achieve the American Dream of home ownership. Thankfully, this guide eliminates the confusion and stress with clear-cut answers to all your questions. How much house can you afford (or not afford)? Is every mortgage loan the same, or are there specifics to look for that meet your individual needs? How can you increase your chances of getting those almost unbelievable rates you see banks advertising? Is there any end to the paperwork? Because unless you're sitting on a pile of cash, chances are you'll need to take out a mortgage when you’re ready to buy your next home. In Mortgages 101, you will find the latest information on: Application procedures Online lenders New loan and government programs Qualifying requirements Zero-down options Guidelines for self-employed borrowers In this one-stop reference, find everything you need to know from a wide range of mortgage topics. From negotiating the best deal to saving on closing costs, Mortgages 101 supplies the answers and assistance for everything you need until the day you walk through your new front door!

Mortgage Confidential, 2nd Edition

Mortgage Confidential, 2nd Edition PDF

Author: David REED

Publisher:

Published: 2010

Total Pages: 240

ISBN-13:

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Anyone who wants to get the best deal when financing a home needs to be armed with a little insider advice. The second edition of Mortgage Confidential lets readers in on what lenders really look for before they approve a loan, options they won't often divulge, which costs they have control over, and little-known sources of down payment money. Including up-to-the-minute information on new licensing and disclosure rules and the latest eligibility requirements, the book shows readers how to: Complete the loan application to maximize their chances of approval; Steer clear of credit repair scams; Pay zero closing costs; Qualify for the lowest rates; Avoid origination charges; Determine whether paying 'points' can save them money; Identify a 'rip-off' loan program; Refinance - even if their equity has dropped; And more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information necessary to get through this complicated process and find the ideal loan for their needs.

Decoding the New Mortgage Market

Decoding the New Mortgage Market PDF

Author: David Reed

Publisher: AMACOM

Published: 2009-12-09

Total Pages: 257

ISBN-13: 081441401X

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The housing market is in turmoil, but if there’s a silver lining, it’s the fact that purchase prices are at historic lows. Sure, there are still plenty of predatory lenders waiting to exploit the naïve potential buyer, but those who do their homework will be rewarded with a fair price and manageable mortgage terms. Decoding the New Mortgage Market is a map to finding the best and most realistic mortgage deals while navigating past potential obstacles and traps. Filled with money-saving advice, this practical guide will help prospective buyers understand: • How new lending and underwriting rules affect today’s homebuyer • Different loan types and lending institutions • Credit issues and other qualifying factors • Creative down-payment solutions • How to reduce closing costs and other fees Because lenders and buyers alike have gotten “burned” in the mortgage crisis, finding and qualifying for a manageable loan may now be more difficult. Readers will find that Decoding the New Mortgage Market makes the search both easier and more fruitful, and that their dreams of home ownership are still within their reach.

An Insider's Guide to Refinancing Your Mortgage

An Insider's Guide to Refinancing Your Mortgage PDF

Author: David Reed

Publisher: AMACOM Div American Mgmt Assn

Published: 2008-09-15

Total Pages: 225

ISBN-13: 0814410308

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For many homeowners, refinancing a mortgage can save them significant money, considerably reducing their monthly payments. It can also give them breathing space to pay off debts or allow them to make other investments, pay for college, or finance home improvements. An Insider’s Guide to Refinancing Your Mortgage is dedicated to an often-misunderstood aspect of mortgage lending: refinancing a mortgage loan. Readers will learn why to refinance, when to finance, as well as how to find the best lender, loan officer, and rate. Mortgage expert David Reed takes readers step bystep through the refinance process and shows them how to evaluate their current loan program and compare it with other options. By following Reed’s invaluable advice, homeowners will learn: when a refinance is right for them • how to lock in the absolute lowest rate at the lowest cost • how the mortgage process works from the inside • how loan officers get paid • how to identify and avoid predatory lenders • how to negotiate closing costs An Insider’s Guide to Refinancing Your Mortgage will save readers money and heartache when negotiating a loan.

The Real Estate Investor's Guide to Financing

The Real Estate Investor's Guide to Financing PDF

Author: David Reed

Publisher: AMACOM

Published: 2008-03-03

Total Pages: 241

ISBN-13: 0814410448

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To get the biggest return, real estate investors need the right financing. And as they buy multiple properties, their debt to equity rises, making it more difficult to get the kind of deal they need. As many investors have learned the hard way, getting the wrong financing can wipe out their profits, hold them back from selling because of a lack of equity, or force them to try to sell for more than the market will bear. The Real Estate Investor's Guide to Financing is the one book that shows readers how to get the right financial package for the biggest return on their investment. As a respected author and mortgage banker, David Reed has spent more than 20 years helping investors finance their properties. Here, he offers advice on such crucial topics as: * financing options for different property types * the financial implications of renting vs. flipping * setting rental rates * the challenges and benefits of being a landlord, including rent loss coverage * the pros and cons of having partners * tips on financing a second home, duplex, multi-family unit, or condo Complete with essential advice on financing and a glossary of investment terms, this is the one guide that will help readers start making real money.