Author: Philip Moeller
Publisher: Simon and Schuster
Published: 2016-10-04
Total Pages: 304
ISBN-13: 1501124013
DOWNLOAD EBOOK →A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.
Author: Patricia Barry
Publisher: John Wiley & Sons
Published: 2016-06-02
Total Pages: 414
ISBN-13: 1119296595
DOWNLOAD EBOOK →Medicare For Dummies, 2nd Edition (9781119293392) was previously published as Medicare For Dummies, 2nd Edition (9781119079422). While this version features a new Dummies cover and design, the content is the same as the prior release and should not be considered a new or updated product. Make your way through the Medicare maze with help from For Dummies America's baby boomers are now turning 65 at the rate of about 10,000 a day. Yet very few have any idea about how Medicare works, when they should sign up, or how the program fits in with other health insurance they may have. Medicare For Dummies, 2nd Edition provides a detailed road map for navigating Medicare's often-baffling complexities and helps consumers avoid pitfalls that could otherwise cost them dearly. In plain language, the new edition explains: How to qualify for Medicare, according to your personal circumstances, including new information on the rights of people in same-sex marriages When to sign up at the time that’s right for you, to avoid lifelong late penalties How to weigh Medicare’s many options so you can be confident of making the decision that's best for you What Medicare covers and what you pay, with up-to-date details of the costs of premiums, deductibles, and copays—and how you may be able to reduce those expenses By conveying not only the basics but also how to troubleshoot problems and where to find assistance, Medicare For Dummies, 2nd Edition helps you to get the most out of Medicare.
Author: Medicare Payment Advisory Commission (U.S.)
Publisher:
Published: 1998
Total Pages: 184
ISBN-13:
DOWNLOAD EBOOK →Author: Diane Omdahl
Publisher:
Published: 2013-04-30
Total Pages: 24
ISBN-13: 9781484868942
DOWNLOAD EBOOK →IMPORTANT: This is a book of supplemental handouts for "A Guide to Choosing a Medicare Advantage Plan: Using the Plan Finder" educational program. When ordered through 65 Incorporated, this program includes a DVD. Choosing the wrong Medicare Advantage plan cancost you hundreds - even thousands - of dollars! Don't throw money away on the wrong Medicare Advantage plan.Get the help you need to choose the best plan for with this educational program from 65 Incorporated.Before you try to pick a Medicare Advantage plan yourself, make sure you can answer the following questions.* What's the difference between Medicare Advantage and Original Medicare?* Why is an Medicare Advantage HMO plan very different than an HMO-POS plan?* How do the four stages of Part D drug coverage effect your out-of-pocket costs?* What are the three most important criteria are in choosing a Medicare Advantage plan?If you're certain of your answers, pat yourself on the back! But, if you're not 100% confident in your answers, you're far from alone and "A Guide to Choosing a Medicare Advantage Plan: Using the Plan Finder" can help. With this program, you'll learn:* Which type of Medicare Advantage plan is best for you.HMO-POS or PFFS? HMO or PPO? Do you travel a lot? Each type of Medicare Advanatage plan has different rules for what providers you can see and how much you'll pay out-of-pocket. * How to compare the prescription drug coverage ofvarious plans. You'll learn how step therapy, prior authorization, and quantity limits effect the drug coverage and out-of-pocket costs for different plans.* What the drug payment stages are and how they'll effect your prescription drug coverage. Familiar with the term Medicare donut hole? In this video program, you'll learn about the four Medicare Part D drug payment stages and how each effects your out-of-pocket costs for medications.* How to use the Medicare Plan Finder. Medicare provides a fantastic tool for comparing Medicare Advantage - if you know how to use it. This program provides you with a step-by-step guide for using the Medicare Plan Finder. ...Plus much more.About 65 Incorporated:65 Incorporated is your source for clear, correct, complete & credible Medicare information. We sell Medicare educational products and consulting services -not insurance. So, our information is in YOUR best interest. Our company has been featured in the Chicago Sun-Times, Bloomberg, Arthritis Today, NurseZone.com, and more.
Author: Laurence J. Kotlikoff
Publisher: Simon and Schuster
Published: 2015-02-17
Total Pages: 336
ISBN-13: 1476772290
DOWNLOAD EBOOK →Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.
Author: Institute of Medicine
Publisher: National Academies Press
Published: 2011-04-03
Total Pages: 442
ISBN-13: 0309158060
DOWNLOAD EBOOK →Rare diseases collectively affect millions of Americans of all ages, but developing drugs and medical devices to prevent, diagnose, and treat these conditions is challenging. The Institute of Medicine (IOM) recommends implementing an integrated national strategy to promote rare diseases research and product development.