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Preparing for an Aging World
Author: National Research Council
Publisher: National Academies Press
Published: 2001-06-26
Total Pages: 326
ISBN-13: 0309170877
DOWNLOAD EBOOK →Aging is a process that encompasses virtually all aspects of life. Because the speed of population aging is accelerating, and because the data needed to study the aging process are complex and expensive to obtain, it is imperative that countries coordinate their research efforts to reap the most benefits from this important information. Preparing for an Aging World looks at the behavioral and socioeconomic aspects of aging, and focuses on work, retirement, and pensions; wealth and savings behavior; health and disability; intergenerational transfers; and concepts of well-being. It makes recommendations for a collection of new, cross-national data on aging populationsâ€"data that will allow nations to develop policies and programs for addressing the major shifts in population age structure now occurring. These efforts, if made internationally, would advance our understanding of the aging process around the world.
Income Security in America
Author: John Logan Palmer
Publisher: The Urban Insitute
Published: 1988
Total Pages: 52
ISBN-13: 9780877664185
DOWNLOAD EBOOK →After progress towards achieving major income security goals during the 1960s and 1970s, economic slowdown and public reaction against "the welfare state" have curtailed direct intervention by the federal government for these purposes. Absolute poverty and welfare dependency have increased in the 1980s, especially among the young. Major gaps also remain in affordable housing and health insurance coverage among the lower middle class, and there is a growing need for long-term care among the aged. A resurgence of economic growth is needed to facilitate political consensus for income security policies to improve these conditions. Data are presented on nine tables and figures. Footnotes are included. (Author/BJV)
Income of the Aged Chartbook
Aging and the Macroeconomy
Author: National Research Council
Publisher: National Academies Press
Published: 2013-01-10
Total Pages: 230
ISBN-13: 0309261961
DOWNLOAD EBOOK →The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
Factors Determining Participation of the Elderly in Supplemental Security Income
Author: Kathleen M. McGarry
Publisher:
Published: 2010
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOK →The same low participation rates which plague many welfare programs have been observed among the elderly eligible for Supplemental Security Income (SSI). A number of hypotheses have been offered to explain the low enrollment, but none has attracted universal acceptance. In this paper I use the Survey of Income and Program Participation (SIPP) to examine the participation of the elderly in SSI. Because of the high quality of the data, I am able to determine eligibility more accurately than in most previous studies. In this sample, only 56 percent of those whom I determine to be eligible for SSI are presently receiving benefits. I model the decision to participate as a probit equation but modify the likelihood function to account for measurement error in the expected benefit. The results indicate that participation is primarily determined by the financial situation of the eligible individuals. Although all those eligible for SSI are poor, those with little in the way of other resources are significantly more likely to participate. This finding differs from widespread beliefs that eligible individuals are discouraged by the difficulty of the application process or that many are uninformed about the program.
Retirement Income
Author: Christian E. Weller
Publisher:
Published: 2005
Total Pages: 76
ISBN-13:
DOWNLOAD EBOOK →Examines social security benefits within the context of other retirement savings programme.
Measuring the Relative Importance of Social Security Benefits to the Elderly
Author: T. Lynn Fisher
Publisher:
Published: 2008
Total Pages: 8
ISBN-13:
DOWNLOAD EBOOK →Provided is a discussion of the cumulative effects of the measurement alternatives described in the three previous articles: considering family income of persons rather than aged units, using administrative data in place of survey reported data, and switching the data source from the Current Population Survey (CPS) to the Survey of Income and Program Participation (SIPP). The current-methodology CPS statistic of 17.9 percent of beneficiary aged units receiving all of their income from Social Security in 1996 falls to a substantially smaller estimated 4.5 percent of elderly beneficiary persons based on family income when using the SIPP and Social Security administrative data.
Demography of Aging
Author: National Research Council
Publisher: National Academies Press
Published: 1994-02-01
Total Pages: 424
ISBN-13: 0309050855
DOWNLOAD EBOOK →As the United States and the rest of the world face the unprecedented challenge of aging populations, this volume draws together for the first time state-of-the-art work from the emerging field of the demography of aging. The nine chapters, written by experts from a variety of disciplines, highlight data sources and research approaches, results, and proposed strategies on a topic with major policy implications for labor forces, economic well-being, health care, and the need for social and family supports.
Old Age Work and Income Security in Middle Income Countries
Author: Carla Henry
Publisher:
Published: 2021
Total Pages:
ISBN-13: 9789220348765
DOWNLOAD EBOOK →This paper considers the rapid demographic ageing trend experienced in many middle-income countries and examines how the dimensions of these demographic shifts can be combined with other dimensions related to employment, retirement and social protection in order to classify countries according to their level of preparedness to secure adequate income for their rapidly ageing population. This paper differs from other such studies as it deliberately incorporates employment measures and distributional aspects alongside economic and social protection measures in calculating a preparedness and vulnerability index. Patterns of work and income security up to and during old age were incorporated into the index using data from 35 middle-income and upper-middle-income countries, all of which will face ageing populations over the next 10 to 30 years. The index presented in this paper differs from other indices as it incorporates current employment dimensions relevant to the delivery of old-age income security in the future. Drawing from a wide array of country-specific indicators, this study seeks to identify configurations of descriptive variables that can approximate underlying relative differences between countries in terms of economic and social preparedness, distributional vulnerability and gender inequality. The results of the factor analysis suggest that, for social preparedness, the standard of living and strength of social protection in a country are two important underlying factors. For distributional vulnerability, the relative prevalence of low-quality employment and of poverty combined with inequality are the two dominant underlying factors which can be used to distinguish between countries. Finally, for gender inequality, the employment gender gap is the main factor, comprising gender differences in labour force participation and in youth preparedness for employment, both of which significantly influence life-long earnings and retirement income.
