Mastering Negotiable Instruments (UCC Articles 3 and 4) and Other Payment Systems

Mastering Negotiable Instruments (UCC Articles 3 and 4) and Other Payment Systems PDF

Author: Michael D. Floyd

Publisher:

Published: 2008

Total Pages: 236

ISBN-13:

DOWNLOAD EBOOK →

Mastering Negotiable Instruments (UCC Articles 3 and 4) and Other Payment Systems explains the essential concepts in the law governing payment systems. The book focuses primarily on the prototypical payment systems that for centuries have used negotiable instruments: notes, checks, and other types of drafts. It explores the rules and mechanisms that regulate transactions in negotiable instruments from issue to collection. Study of the rules starts with UCC Article 3 (governing negotiable instruments generally) and Article 4 (governing check collection), but also requires consideration of federal statutes such as the Expedited Funds Availability Act, the new Check Clearing for the 21st Century Act, and related federal regulations. The book also explores the largely federal law governing newer payment systems that have evolved from negotiable instruments, such as credit cards and debit cards. "I am a 2L at Rutgers School of Law and this has been an invaluable guide as I prepare for my Intro to UCC final exam. After reading numerous outlines and guides, this has been the most straightforward and concise book I have ever read. Thank you again for an excellent, well laid out guide." -- Josh Bandes "Over the years, I have practiced in the bankruptcy and commercial litigation areas. In late 2009, I decided to become involved in foreclosure defense work. It soon became apparent that I needed a refresher course in Articles 3 and 4 of the UCC. I was lucky to find Professor Floyd's book entitled, 'Mastering Negotiable Instruments' published by Carolina Academic Press. Professor Floyd's treatment of the subject matter is thorough, but at the same time, readable and understandable. Each chapter begins with a roadmap of subjects to be discussed and ends with a checklist which summarizes the main points. I still refer to the book frequently to confirm my research. After reading the book, I may not have been ready to teach a course on negotiable instruments, but I was certainly able to hold my own in court." -- Kevin Hanly, Esq.

The ABCs of the UCC

The ABCs of the UCC PDF

Author: Stephen C. Veltri

Publisher: Amer Bar Assn

Published: 2015

Total Pages: 187

ISBN-13: 9781627229623

DOWNLOAD EBOOK →

The book allows the reader to become acquainted with the background, terminology, and general outline of the law of negotiable instruments, check collections, credit cards, consumer electronic funds transfers, prepaid value cards and other emerging payment systems. It is an easy-to-read and concise resource.

The End of Negotiable Instruments

The End of Negotiable Instruments PDF

Author: James Steven Rogers

Publisher: Oxford University Press

Published: 2012-01-12

Total Pages: 274

ISBN-13: 0199856222

DOWNLOAD EBOOK →

In The End of Negotiable Instruments: Bringing Payments Systems Law Out of the Past, author James Rogers challenges the basic assumptions of the law of checks and notes and its history, and provides a well-reasoned account of how the law could be changed to better suit the evolution of new payment technologies. The modern American law of payment systems is in disarray. Efforts to create a unified body of law for payment systems have so far been unsuccessful. Part of the reason for that failure is the assumption that the existing law works well for the traditional paper-based check system, and that problems have been created only by the evolution of new technologies. The End of Negotiable Instruments argues that this assumption is unfounded. The basic law of checks is itself anachronistic. There are no other books that undertake a similar analysis—there are legal treatises on the law of checks and notes, but all of them take for granted the basic assumptions challenged in this book. Several articles were published in the late twentieth century concerning the dispute over the application of certain doctrines of traditional negotiable instruments law to modern consumer finance transactions, but none of this literature went on to consider the broader question of whether there is anything worthwhile left in negotiable instruments law.

The Law of Modern Payment Systems and Notes

The Law of Modern Payment Systems and Notes PDF

Author: Frederick H. Miller

Publisher: Anderson Publishing Company (OH)

Published: 1992

Total Pages: 856

ISBN-13:

DOWNLOAD EBOOK →

This text provides a handy reference to the Uniform Commercial Code, Articles 3 and 4. It discusses the issues on which the statute is vague, or those that are subject to differences of opinions. It also discusses relevant caselaw and the official comments. Featured is a chapter reviewing the basics of statutory law governing other payment systems such as credit cards and electronic transfer of funds.

Payment Systems

Payment Systems PDF

Author: James Brook

Publisher: Aspen Law & Business

Published: 2007

Total Pages: 0

ISBN-13: 9780735562424

DOWNLOAD EBOOK →

The Third Edition of this highly accessible and well-written study aid has been completely updated. It offers: - comprehensive coverage of the standard topics in most payment systems courses, including Article 3 of the UCC (negotiable instruments); Article 4A (check collection); Article 4A (commercial electronic funds transfers); consumer funds transfers; and credit cards - notably lucid explanations of complex or ambiguous areas of the law - well-crafted, accessible, and relevant examples that progress from simple to more complex - visual aids -- flow charts and images of sample commercial instruments -- that help clarify complex transactions - Revision Alert boxes covering proposed amendments to UCC Articles 3 and 4 - parallel cites to the old and the new UCC Article 1 New to this edition: - recent developments in the area of check collection -- the author explores the tremendous impact the advent of various new electronic means of collection has had on this area of payment systems - new chapter on twenty-first century check payment describes recent developments in this area, including the new federal Check 21 Act - updated cases, examples, and explanations

Negotiable Instruments and Other Payment Systems

Negotiable Instruments and Other Payment Systems PDF

Author: Wayne K. Lewis

Publisher: LexisNexis

Published: 2004-12

Total Pages: 0

ISBN-13: 9781422421857

DOWNLOAD EBOOK →

This new, primarily problem-based text comprehensively covers the concepts and intricacies of negotiable instruments, while also providing substantial analysis and materials regarding the bank-customer relationship and alternative payments systems, including credit cards and electronic funds transfers. The authors are both award-winning teachers who believe that the course should train students to read and interpret statutes, to recognize relevant facts, and to apply the statutory rules to such facts in ways that demonstrate the students' sensitivity to ambiguities in the rules and in the facts. Consequently, the text provides a plentiful supply of carefully crafted problems designed to enable students to develop these skills while mastering the substance of negotiable instruments law. The accompanying Teacher's Manual (available only to professors) gives clear answers to each of the problems and offers many helpful pedagogic suggestions. The text is fully current and examines the important issues raised by recent revisions to the UCC. In addition, the text contains several extremely valuable and user-friendly appendices, including a full glossary, which should make it largely unnecessary for an instructor to recommend any non-statutory supplements.

The Law of Modern Payment Systems

The Law of Modern Payment Systems PDF

Author: Frederick H. Miller

Publisher: West Academic Publishing

Published: 2003

Total Pages: 0

ISBN-13: 9780314260185

DOWNLOAD EBOOK →

This book discusses the Uniform Commercial Code (U.C.C.) Articles 3, 4, and 4A in detail. It also explains to what extent provisions and interpretive cases decided prior to the promulgation of Article 4A and prior to the 1990 revision of Articles 3 and 4 are still useful, and why changes made were needed. It discusses issues not generally recognized and treated elsewhere, including the meaning of the new standard of good faith, the relation between "accountability" and "final payment," and consequences of radical truncation.

Mastering Contract Law

Mastering Contract Law PDF

Author: Irma S. Russell

Publisher:

Published: 2011

Total Pages: 0

ISBN-13: 9781594602870

DOWNLOAD EBOOK →

Mastering Contract Law explores the basic principles and purposes of contract law, including a discussion of background principles and traditions of private ordering. The book explains contract formation, interpretation, and the requirement of written evidence for enforcement of certain types of promises. It explores the themes and doctrines of reliance, restitution, and the importance of public policy in contract law. Chapters include all of the areas of contract law typically covered in the first-year course, including the bargained-for exchange, unenforceable contracts, performance and breach, obstacles to performance, modification, pre-contractual obligation, remedies and damages, and stakeholders other than contracting parties, including the third-party beneficiary doctrine, delegation and assignment. The organization of the book reflects the five sequential questions that frame the thought processes of lawyers and judges dealing with contracts issues. For example, before considering whether a party's conduct amounts to a breach, a judge would answer the question whether the parties had indeed formed a contract. In addition to explaining the major cases traditionally covered in contracts classes, the authors present common-sense examples and hypotheticals in order to link student intuitions about fairness and competition to the law of contracting.

Payment Systems

Payment Systems PDF

Author: James Brook

Publisher: Aspen Law & Business

Published: 2010

Total Pages: 0

ISBN-13: 9780735588530

DOWNLOAD EBOOK →

With humor and wit, James Brook writes clear and engaging introductionsto the concepts and sources of payment systems, along with examples andexplanations that illustrate their application. Examples & Explanations:Payment Systems, now in its Fourth Edition, provides a complete overviewof its subject and the proven-effective Examples & Explanationspedagogy that allows students to test their knowledge and practice applyingthe law.Updated throughout, the Fourth Edition of Examples & Explanations:Payment Systems features:the Examples & Explanations pedagogy —clear introductory textfollowed by thoughtful example problems with complete answers and analysisa disarming writing style with notably lucid explanations ofcomplex and ambiguous areas of the lawcomprehensive coverage that mirrors the standard topics in most paymentsystems coursesArticle 3 of the UCC (negotiable instruments)Article 4 (check collection)Article 4A (commercial electronic funds transfers)credit cards and debit cardsRefreshed and updated examples and explanationsAuthor of three popular books in the Examples & Explanationsseries, including Examples & Explanations: Sales and Leases, Fifth Editionand Examples & Explanations: Secured Transactions, Fourth Edition,James Brook brings a wealth of teaching and writing experience to each page.Anyone seeking a thorough overview of payment law—or practice applying theconcepts—will find it here in the fourth edition of Examples &Explanations: Payment Systems .