Low-income Families and Economic Stability
Author: United States. Congress. Joint Economic Committee
Publisher:
Published: 1949
Total Pages: 152
ISBN-13:
DOWNLOAD EBOOK →Author: United States. Congress. Joint Economic Committee
Publisher:
Published: 1949
Total Pages: 152
ISBN-13:
DOWNLOAD EBOOK →Author: United States. Congress. Economic Report Joint Committee
Publisher:
Published: 1949
Total Pages: 166
ISBN-13:
DOWNLOAD EBOOK →Author: United States. Congress. Joint Economic Committee
Publisher:
Published: 1949
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOK →Author: Stati Uniti d'America. Congress. Joint Economic Committee
Publisher:
Published: 1950
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOK →Author: Jonathan Morduch
Publisher: Princeton University Press
Published: 2017-04-04
Total Pages: 248
ISBN-13: 0691172986
DOWNLOAD EBOOK →Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.
Author: Signe-Mary McKernan
Publisher: The Urban Insitute
Published: 2008
Total Pages: 304
ISBN-13: 9780877667544
DOWNLOAD EBOOK →Low-income families have scant savings to cushion a job loss or illness, and can find economic mobility impossible without funds to invest in education, homes, or businesses. And though a lack of resources leaves such families vulnerable, income-support programs are often closed to those with a bit of savings or even a car. Considering welfare-to-work reforms, the increasingly advanced skill demands of the American workforce, and our stretched Social Security system, such an approach is inadequate to lift families out of poverty. Asset-based policies--allowing or even helping low-income families build wealth--are an increasingly popular strategy to facilitate financial stability.
Author: Michael S. Barr
Publisher: Brookings Institution Press
Published: 2012
Total Pages: 308
ISBN-13: 0815722338
DOWNLOAD EBOOK →The financial crisis exposed unsavory results of interactions between low- and moderate-income households and alternative and mainstream financial institutions: overleveraged incomes, high cost for financial services, and lack of access to useful financial products that can cushion against economic instability. It revealed a financial services system that is not well designed to serve these households, leaving them without financial slack. Pivotal analysis, focusing on metropolitan Detroit's low- and moderate-income neighborhoods, examines household decision making processes, behaviors, and attitudes toward a full range of financial transactions during the subprime lending boom. The author advocates helping families seek financial stability in three primary ways: enhancing individuals' financial capability, using technology to promote access to financial products and services that meet their needs, and establishing strong protections for consumers.
Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
Published: 2019-09-16
Total Pages: 619
ISBN-13: 0309483980
DOWNLOAD EBOOK →The strengths and abilities children develop from infancy through adolescence are crucial for their physical, emotional, and cognitive growth, which in turn help them to achieve success in school and to become responsible, economically self-sufficient, and healthy adults. Capable, responsible, and healthy adults are clearly the foundation of a well-functioning and prosperous society, yet America's future is not as secure as it could be because millions of American children live in families with incomes below the poverty line. A wealth of evidence suggests that a lack of adequate economic resources for families with children compromises these children's ability to grow and achieve adult success, hurting them and the broader society. A Roadmap to Reducing Child Poverty reviews the research on linkages between child poverty and child well-being, and analyzes the poverty-reducing effects of major assistance programs directed at children and families. This report also provides policy and program recommendations for reducing the number of children living in poverty in the United States by half within 10 years.