Subprime Mortgages, Foreclosures, and Urban Neighborhoods

Subprime Mortgages, Foreclosures, and Urban Neighborhoods PDF

Author: Kristopher S. Gerardi

Publisher: DIANE Publishing

Published: 2010-06

Total Pages: 39

ISBN-13: 143792879X

DOWNLOAD EBOOK →

Analyzes the impact of the subprime mortgage crisis on urban neighborhoods in Mass. Explores the topic using a data set that matches race and income info. with property-level, transaction data. Much of the subprime lending in the state was concentrated in urban neighborhoods and that minority homeownerships created with subprime mortgages have proved exceptionally unstable in the face of rapid price declines. Subprime lending did not, as commonly believed, lead to a substantial increase in homeownership by minorities but instead generated turnover in properties owned by minority residents. The particularly dire foreclosure situation in urban neighborhoods actually makes it somewhat easier for policymakers to provide remedies. Illus.

Issues for Debate in Social Policy

Issues for Debate in Social Policy PDF

Author: CQ Researcher,

Publisher: SAGE Publications

Published: 2009-08-12

Total Pages: 473

ISBN-13: 148334357X

DOWNLOAD EBOOK →

Is more government aid needed? Who will pay for care of aging baby boomers? Will all Americans finally get health insurance? These are just some of the topics covered in Issues for Debate in Social Policy. Engaging and reader-friendly articles encourage students to think critically about some of the most pressing social policy issues of our time. Classroom discussions will sparkle as a result! About CQ Researcher Readers In the tradition of nonpartisanship and current analysis that is the hallmark of CQ Press, readers investigate important and controversial policy issues. Offer your students the balanced reporting, complete overviews, and engaging writing that has consistently provided for more than 80 years. Each article gives substantial background andanalysis of a particular issue as well as useful pedagogical features to inspire critical thinking andto help students grasp and review key material: A Pro/Con box that examines two competing sides of a single question A detailed chronology of key dates and events An annotated bibliography and Web resources Outlook sections that address possible regulation and initiatives from Capitol Hill and the White House over the next 5 to 10 years Photos, charts, graphs, and maps

Anatomy of a Financial Crisis

Anatomy of a Financial Crisis PDF

Author: M. Jarsulic

Publisher: Springer

Published: 2010-03-29

Total Pages: 198

ISBN-13: 0230106188

DOWNLOAD EBOOK →

An indepth look at the origins and development of the current financial crisis, from an economist and Washington insider. Jarsulic explains how a wide array of financial institutions, including mortgage banks, commercial banks, and investment banks created a credit bubble that supported nonprime mortgage lending and helped to inflate house prices.

Segregation

Segregation PDF

Author: James H. Carr

Publisher: Routledge

Published: 2008-04-18

Total Pages: 417

ISBN-13: 1135889783

DOWNLOAD EBOOK →

Segregation: The Rising Costs for America documents how discriminatory practices in the housing markets through most of the past century, and that continue today, have produced extreme levels of residential segregation that result in significant disparities in access to good jobs, quality education, homeownership attainment and asset accumulation between minority and non-minority households. The book also demonstrates how problems facing minority communities are increasingly important to the nation’s long-term economic vitality and global competitiveness as a whole. Solutions to the challenges facing the nation in creating a more equitable society are not beyond our ability to design or implement, and it is in the interest of all Americans to support programs aimed at creating a more just society. The book is uniquely valuable to students in the social sciences and public policy, as well as to policy makers, and city planners.