Let's Talk American Healthcare: How the Spun Insurance Plan Can Solve Our Country's Medical Crisis

Let's Talk American Healthcare: How the Spun Insurance Plan Can Solve Our Country's Medical Crisis PDF

Author: William Frangipane M. D.

Publisher: Independently Published

Published: 2019-03-22

Total Pages: 336

ISBN-13: 9781090569141

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Dysfunction in American healthcare is at a critical point. We pay too much. Not everyone has insurance coverage. We get mediocre results. Due to political rhetoric, problems fester. This book is a guide as to how we all can have affordable, quality care. How we can remake the system, so it works for patient. Here are the answers for a system that is killing and bankrupting us instead helping and healing us. Dr. Frangipane witnessed how the healthcare services are inefficient and rushed. Through conversations with policy experts, colleagues and patients, he saw what is wrong. This book is what he learned from both these experiences and research. Topics, like medical insurance coding, can be real snoozers. But Dr. Frangipane engages the reader. This book feels like a talk with your friend. He anticipates the reader's objections by answering each one of them. This book makes the abstract world of healthcare policy relatable. He tells stories that entertain the reader as they illustrate the problems of the American healthcare. Finally, the book is filled with Dr. Frangipane's unique humor. Dr. Frangipane starts by asking the simplest of questions. The first is if we truly have a crisis with our country's medical care system. He answers with a resounding yes and supported his answer. He backs it up with everyday examples. Next, he looks at the possible solutions for how a country can pay for healthcare. He concludes that a universal, governmental health insurance is the least costly and most efficient. Finally, he answers the objections one might raise about such a system.Dr. Frangipane names his system, "SPUN," for Single Payer Universal National Healthcare Plan. To fund it, he believes using our present federal tax system is the simplest and fairest. He shows that SPUN will save our country money. He analyses the finances of different individuals and businesses and shows they all come out ahead with his plan.He then looks at how SPUN would operate. Doctors still will work for themselves. Patients will retain the choice of where to go for care. However, the single-payer insurance will cover everyone. The coverage will be broad, too, covering dental, eye, mental health, long-term medical care and medications. The price tag for drugs will drop as SPUN will use its market power. There will an approval system of for what tests, medications and procedures are allowed, based on scientific evidence. Good health practices, like eating vegetables, will be subsidized. While bad health practices, like eating junk food, will be taxed. How practitioners get reimbursed will change. To encourage physicians to spend more time on your care, they will be paid by time. To encourage innovation, hospitals will be paid by diagnosis. This will reduce the cost of medical billing. There will the elimination of non-profit hospitals, a restructuring of medical education costs and a greater reliance on non-physician providers.To make the flow of health information more efficient, a single repository will exist for all medical information. Part of this system will be a patient health app. Such a system will be a gold mine of medical data. Dr. Frangipane's proposes a no-fault system for medical liability reform where victims of unexpected medical events receive compensation without the assignment of blame. He details a centralized, national system of healthcare licenses and evaluations.This book next describes how to streamline the practice of medicine. This includes physicians having ownership of each of a patient's medical problems. Patients, too, will be made more responsible for their own care. Healthwebs will be created that will coordinate healthcare. Finally, he describes the needed revolution in the national mindset to permit all these changes.This book is for readers who like current events, healthcare workers and as part of the curriculum in healthcare policy or medical ethics.

Solving the American Health Care Crisis

Solving the American Health Care Crisis PDF

Author: Malhotra Umang Malhotra

Publisher: iUniverse Inc.

Published: 2009-11

Total Pages: 254

ISBN-13: 1440180199

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Surprisingly, America ranks 54 worldwide in access to health care. Solving the American Health Care Crisis lays open the issues, challenges Americans to think for themselves, and reveals how learning from other countries can help to create, truly, the best health care system in the world. In the span of his career as an international businessman and entrepreneur, Umang Malhotra has voyaged through nearly eighty countries and he shares his vast knowledge of health care in other nations. In a commonsense book aimed at the public and policymakers alike, he provides a fresh, unbiased view of the flaws inherent in the American health care system while examining how other affluent nations manage to provide quality universal health care coverage for half the cost per person. After the death of his best friend, who did not have American health insurance when he fell ill while visiting the United States, Malhotra wondered why the richest country in the world treats health care as a privilege, rather than as a basic right, unlike other industrialized nations. He reveals how other countries approach health care while examining the critical economic, social, and political issues that America must resolve, in the belief that we can only make progress when the average person understands, fully, the real issues behind the crisis. The book presents compelling solutions for an affordable, high quality, and accessible, universal system while answering key questions and asking some very pointed ones in return. The reader is left well armed to think the issue through.

The War on Medical Terrorism

The War on Medical Terrorism PDF

Author: Les Stettner

Publisher: iUniverse

Published: 2009-09

Total Pages: 170

ISBN-13: 1440158088

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The healthcare system in the Unites States is broken, and the quality of healthcare is not being addressed by health insurance companies. Costs are out of control and insurance plan designs are shifting the financial burden to the American public. In The War on Medical Terrorism, author and insurance expert Les Stettner wages war on health insurance companies and presents viable solutions to the current healthcare crisis. With the goal of educating Americans, The War on Medical Terrorism unravels the complicated healthcare crisis, details how it began, and discusses ways to resolve it. Stettner presents arguments for socializing healthcare delivery and converting to a single-payer system that will reduce medical expenses by fifty percent. This book provides the tools needed to become the most highly informed consumers and reformers of healthcare. A call to action to work toward logical reform, The War on Medical Terrorism details the necessary steps to restructure the U.S. medical delivery system and to improve it in ways that will result in better outcomes at lower costs for all Americans.

The Healthcare Fix

The Healthcare Fix PDF

Author: Laurence J. Kotlikoff

Publisher: MIT Press

Published: 2007-09-07

Total Pages: 128

ISBN-13: 0262263459

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A simple, straightforward, and foolproof proposal for universal health insurance from a noted economist. The shocking statistic is that forty-seven million Americans have no health insurance. When uninsured Americans go to the emergency room for treatment, however, they do receive care, and a bill. Many hospitals now require uninsured patients to put their treatment on a credit card which can saddle a low-income household with unpayably high balances that can lead to personal bankruptcy. Why don't these people just buy health insurance? Because the cost of coverage that doesn't come through an employer is more than many low- and middle-income households make in a year. Meanwhile, rising healthcare costs for employees are driving many businesses under. As for government-supplied health care, ever higher costs and added benefits (for example, Part D, Medicare's new prescription drug coverage) make both Medicare and Medicaid impossible to sustain fiscally; benefits grow faster than the national per-capita income. It's obvious the system is broken. What can we do? In The Healthcare Fix, economist Laurence Kotlikoff proposes a simple, straightforward approach to the problem that would create one system that works for everyone and secure America's fiscal and economic future. Kotlikoff's proposed Medical Security System is not the "socialized medicine" so feared by Republicans and libertarians; it's a plan for universal health insurance. Because everyone would be insured, it's also a plan for universal healthcare. Participants—including all who are currently uninsured, all Medicaid and Medicare recipients, and all with private or employer-supplied insurance—would receive annual vouchers for health insurance, the amount of which would be based on their current medical condition. Insurance companies would willingly accept people with health problems because their vouchers would be higher. And the government could control costs by establishing the values of the vouchers so that benefit growth no longer outstrips growth of the nation's per capita income. It's a "single-payer" plan, but a single payer for insurance. The American healthcare industry would remain competitive, innovative, strong, and private. Kotlikoff's plan is strong medicine for America's healthcare crisis, but brilliant in its simplicity. Its provisions can fit on a postcard and Kotlikoff provides one, ready to be copied and mailed to your representative in Congress.

Deadly Spin

Deadly Spin PDF

Author: Wendell Potter

Publisher: Bloomsbury Publishing USA

Published: 2010-11-09

Total Pages: 289

ISBN-13: 1608193500

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That's how Wendell Potter introduced himself to a Senate committee in June 2009. He proceed to explain how insurance companies make promises they have no intention of keeping, how they flout regulations designed to protect consumers, and how they make it nearly impossible to understand information that the public needs. Potter quit his high-paid job as head of public relations at a major insurance corporation because he could no longer abide the routine practices of the insurance industry, policies that amounted to a death sentence for thousands of Americans every year. In Deadly Spin, Potter takes readers behind the scenes of the insurance industry to show how a huge chunk of our absurd healthcare expenditures actually bankrolls a propaganda campaign and lobbying effort focused on protecting one thing: profits. With the unique vantage of both a whistleblower and a high-powered former insider, Potter moves beyond the healthcare crisis to show how public relations works, and how it has come to play a massive, often insidious role in our political process-and our lives. This important and timely book tells Potter's remarkable personal story, but its larger goal is to explain how people like Potter, before his change of heart, can get the public to think and act in ways that benefit big corporations-and the Wall Street money managers who own them.

Health Justice Now

Health Justice Now PDF

Author: Timothy Faust

Publisher: Melville House

Published: 2019-08-06

Total Pages: 272

ISBN-13: 1612197167

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"The best concise explanation of why the United States needs single-payer health care — and needs to widen the definition of health care itself."— The Washington Post Single payer healthcare is not complicated: the government pays for all care for all people. It’s cheaper than our current model, and most Americans (and their doctors) already want it. So what’s the deal with our current healthcare system, and why don’t we have something better? In Health Justice Now, Timothy Faust explains what single payer is, why we don’t yet have it, and how it can be won. He identifies the actors that have misled us for profit and political gain, dispels the myth that healthcare needs to be personally expensive, shows how we can smoothly transition to a new model, and reveals the slate of humane and progressive reforms that we can only achieve with single payer as the springboard. In this impassioned playbook, Faust inspires us to believe in a world where we could leave our job without losing healthcare for ourselves and our kids; where affordable housing is healthcare; and where social justice links arm-in-arm with health justice for us all.

Congressional Record

Congressional Record PDF

Author: United States. Congress

Publisher:

Published: 2008

Total Pages:

ISBN-13:

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The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)

The New Zealand Project

The New Zealand Project PDF

Author: Max Harris

Publisher: Bridget Williams Books

Published: 2017-04-11

Total Pages: 307

ISBN-13: 0947492593

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By any measure, New Zealand must confront monumental issues in the years ahead. From the future of work to climate change, wealth inequality to new populism – these challenges are complex and even unprecedented. Yet why does New Zealand’s political discussion seem so diminished, and our political imagination unequal to the enormity of these issues? And why is this gulf particularly apparent to young New Zealanders? These questions sit at the centre of Max Harris’s ‘New Zealand project’. This book represents, from the perspective of a brilliant young New Zealander, a vision for confronting the challenges ahead. Unashamedly idealistic, The New Zealand Project arrives at a time of global upheaval that demands new conversations about our shared future.

Homelessness, Health, and Human Needs

Homelessness, Health, and Human Needs PDF

Author: Institute of Medicine

Publisher: National Academies Press

Published: 1988-02-01

Total Pages: 257

ISBN-13: 0309038324

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There have always been homeless people in the United States, but their plight has only recently stirred widespread public reaction and concern. Part of this new recognition stems from the problem's prevalence: the number of homeless individuals, while hard to pin down exactly, is rising. In light of this, Congress asked the Institute of Medicine to find out whether existing health care programs were ignoring the homeless or delivering care to them inefficiently. This book is the report prepared by a committee of experts who examined these problems through visits to city slums and impoverished rural areas, and through an analysis of papers written by leading scholars in the field.

A Fine Mess

A Fine Mess PDF

Author: T. R. Reid

Publisher: Penguin

Published: 2017

Total Pages: 289

ISBN-13: 1594205515

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"The U.S. tax code is a total write-off. Crammed with loopholes and special interest provisions, it works for no one except tax lawyers, accountants, and huge corporations. Not for the first time, we have reached a breaking point -- in fact, we reach one every thirty-two years. T.R. Reid crisscrosses the globe in search of exact solutions to the urgent tax problems of the United States. With an uncanny knack for making a complex subject not just accessible but gripping, he investigates what makes good taxation (no, that's not an oxymoron) and brings that knowledge home where it is needed most. Reid presses the case for sensible root-and-branch reforms that will affect everyone. Doing our taxes will never be America's favorite pastime, but it can and should be so much easier and fairer"--Adapted from the book jacket.