Health Risk Pooling for Small-group Health Insurance
Author: White House Task Force on Health Risk Pooling (U.S.)
Publisher:
Published: 1993
Total Pages: 108
ISBN-13:
DOWNLOAD EBOOK →Author: White House Task Force on Health Risk Pooling (U.S.)
Publisher:
Published: 1993
Total Pages: 108
ISBN-13:
DOWNLOAD EBOOK →Author: White House Task Force on Health Risk Pooling (U.S.)
Publisher:
Published: 1993
Total Pages: 97
ISBN-13:
DOWNLOAD EBOOK →Author: Mark V. Pauly
Publisher: American Enterprise Institute
Published: 1999
Total Pages: 120
ISBN-13: 9780844741192
DOWNLOAD EBOOK →Uncertainty about risks to health virtually requires that people have health insurance. But how is the cost of premiums determined? Should rates vary according to some indicators of risk? How much do premiums vary with risk? Do the young and the healthy actually subsidize the old and the unhealthy?
Author: United States. Congress. House. Committee on Small Business
Publisher:
Published: 1987
Total Pages: 48
ISBN-13:
DOWNLOAD EBOOK →Author: DIANE Publishing Company
Publisher: DIANE Publishing
Published: 1995-10
Total Pages: 72
ISBN-13: 9780788122194
DOWNLOAD EBOOK →Author: Institute of Medicine
Publisher: National Academies Press
Published: 1993-02-01
Total Pages: 381
ISBN-13: 0309048273
DOWNLOAD EBOOK →The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.
Author: Joel C. Cantor
Publisher: Routledge
Published: 2012-09-25
Total Pages: 193
ISBN-13: 0415651956
DOWNLOAD EBOOK →In this volume, leading American health economists provide a critical assessment of the current state of knowledge of insurance market reform that is accessible to both policy-makers and researchers.
Author: United States. Congress. House. Committee on Small Business. Subcommittee on Antitrust, Impact of Deregulation, and Privatization
Publisher:
Published: 1990
Total Pages: 166
ISBN-13:
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