Going Broke by Degree

Going Broke by Degree PDF

Author: Richard K. Vedder

Publisher: American Enterprise Institute

Published: 2004

Total Pages: 296

ISBN-13: 9780844741970

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Economist Richard Vedder examines the causes of the college tuition crisis and explores ways to reverse this alarming trend.

Paying the Price

Paying the Price PDF

Author: Sara Goldrick-Rab

Publisher: University of Chicago Press

Published: 2016-09-01

Total Pages: 382

ISBN-13: 022640448X

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A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

Paying for College Without Going Broke

Paying for College Without Going Broke PDF

Author: Kalman A. Chany

Publisher: Princeton Review

Published: 2009

Total Pages: 354

ISBN-13: 0375429425

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Presents a guide to controlling college costs that furnishes helpful tips on the financial aid packages available, filling out application forms, educational loans, updated tax regulations, and additional sources of revenue.

Tuition Rising

Tuition Rising PDF

Author: Ronald G. Ehrenberg

Publisher: Harvard University Press

Published: 2009-07-01

Total Pages: 333

ISBN-13: 0674034430

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America’s colleges and universities are the best in the world. They are also the most expensive. Tuition has risen faster than the rate of inflation for the past thirty years. There is no indication that this trend will abate. Ronald G. Ehrenberg explores the causes of this tuition inflation, drawing on his many years as a teacher and researcher of the economics of higher education and as a senior administrator at Cornell University. Using incidents and examples from his own experience, he discusses a wide range of topics including endowment policies, admissions and financial aid policies, the funding of research, tenure and the end of mandatory retirement, information technology, libraries and distance learning, student housing, and intercollegiate athletics. He shows that colleges and universities, having multiple, relatively independent constituencies, suffer from ineffective central control of their costs. And in a fascinating analysis of their response to the ratings published by magazines such as U.S. News & World Report, he shows how they engage in a dysfunctional competition for students. In the short run, colleges and universities have little need to worry about rising tuitions, since the number of qualified students applying for entrance is rising even faster. But in the long run, it is not at all clear that the increases can be sustained. Ehrenberg concludes by proposing a set of policies to slow the institutions’ rising tuitions without damaging their quality.

Beating the College Debt Trap

Beating the College Debt Trap PDF

Author: Alex Chediak

Publisher: HarperChristian + ORM

Published: 2015-12-29

Total Pages: 225

ISBN-13: 0310337437

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A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

The Cost of College

The Cost of College PDF

Author: Michael Regan

Publisher: ABDO

Published: 2019-08-01

Total Pages: 115

ISBN-13: 1532173288

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The Cost of College discusses the types of education people can pursue after high school, explores tuition costs for both public and private schools, and explains how to search for financial aid, scholarships, and grants. Features include worksheets, key takeaways, a glossary, further readings, websites, source notes, and an index. Aligned to Common Core Standards and correlated to state standards. Essential Library is an imprint of Abdo Publishing, a division of ABDO.

Paying for College Without Going Broke, 2018 Edition

Paying for College Without Going Broke, 2018 Edition PDF

Author: Kalman Chany

Publisher: Princeton Review

Published: 2017-09

Total Pages: 354

ISBN-13: 1524710695

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A guide to controlling college costs offers advice on financial aid packages, educational loans, tax regulations, and additional sources of revenue, and includes the latest financial aid forms and updates on tax laws.

It's the Student, Not the College: The Secrets of Succeeding at Any School - Without Going Broke or Crazy

It's the Student, Not the College: The Secrets of Succeeding at Any School - Without Going Broke or Crazy PDF

Author: Kristin M. White

Publisher: The Experiment, LLC

Published: 2015-04-07

Total Pages: 274

ISBN-13: 1615192387

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The future is in your hands—not Harvard’s TO: All students wondering “Can I get into my dream college?” CC: All parents wondering “Can we afford it?” FROM: Educational consultant Kristin M. White MEMO: COLLEGE RANKINGS DON’T MATTER. This claim might sound crazy, but it’s true: Research shows that where you go to school makes little difference to future financial success or quality of life—personal qualities such as ambition, perseverance, and a sense of purpose are all more important. Kristin M. White has helped hundreds of parents and students look beyond the dream-school hype and focus on what’s most important. Now, in It’s the Student, Not the College, she shows how to avoid unrepayable debt and set yourself up to grow, excel, and enjoy yourself at any school. Instead of obsessing over GPA cutoffs and SAT scores, students will learn how to build a personal “Success Profile”—by adopting the traits that help stellar students make the grade in school and life. Plus . . . Why what you do in school counts more than where you go 14 surefire ways to develop your Success Profile as a student and beyond Criteria to consider when choosing a college How to find a good fit for your family’s finances And tips for graduating career-ready and landing a great first job. Expensive, elite colleges have too much sway over the minds and bank accounts of students and parents. It’s the Student, Not the College breaks that stranglehold—and reveals the real secrets of success.

Paying for College Without Going Broke, 2013 Edition

Paying for College Without Going Broke, 2013 Edition PDF

Author: Kalman A. Chany

Publisher: Princeton Review

Published: 2012-10-30

Total Pages: 354

ISBN-13: 0307945324

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Presents a comprehensive guide to controlling college costs that furnishes helpful tips on the financial aid packages available, filling out application forms, educational loans, updated tax regulations and additional sources of revenue, as well as the latest official financial aid forms and updates on the tax laws, in a guide with a foreword by President Bill Clinton. Original.