Fundamentals of Commercial Banking

Fundamentals of Commercial Banking PDF

Author: Kent S Belasco

Publisher:

Published: 2021-12-16

Total Pages: 372

ISBN-13: 9781793576033

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Fundamentals of Commercial Banking: An Applied Approach equips students with the practical knowledge and skillsets they need to succeed within the field of modern banking. Opening chapters provide students with an overview of the origins of banking in the United States, the impact banks have on society, the role of commercial banks in the banking system, the structure of commercial banks, and the products and services banks provide to their customers. Students read about the U.S. Federal Reserve, learn about monetary and fiscal policies, and become acquainted with the regulatory measures. Additional chapters help students understand a bank's financial statements, how banks make money, how to approach financial forecasting, and how to develop a bank budget. The book explores economic indicators, the pricing loan and deposit products, the management of discretionary expenses, the measurement and analysis of results, and the management of financial risks, including credit risks and other forms of risk. Each chapter features key terms, learning objectives, and end-of-chapter questions to support the learning experience. Developed to provide students with a comprehensive yet approachable introduction, Fundamentals of Commercial Banking is an excellent resource for foundational courses in finance and banking.

Modern Commercial Banking

Modern Commercial Banking PDF

Author: H. R. Machiraju

Publisher: New Age International

Published: 2008

Total Pages: 33

ISBN-13: 8122420915

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About the Book: The basic function of a commercial bank is risk management. Banks have to adopt a risk management approach to maximise shareholder value/net value and to conform to the RBI guidelines (1999). Further the adoption of ALM and diversification of activities to earn fee income has resulted in the assumption of risks which had to be hedged by derivatives. Since major banks are foreign exchange dealers, exchange risk and interest risk have to be covered. Finally derivatives themselves carry a lot of risk which has become a major concern of regulators. The book analyses and prese.

American Commercial Banking

American Commercial Banking PDF

Author: Benjamin Klebaner

Publisher: Beard Books

Published: 2005-02

Total Pages: 298

ISBN-13: 1587981424

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Traces the evolution of commercail banking in the United States from the beginnings in the late eighteenth century until 1988. This title is a reprint.

Commercial Banking

Commercial Banking PDF

Author: Christopher Gan

Publisher: MDPI

Published: 2021-09-03

Total Pages: 142

ISBN-13: 3036509402

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The existence of financial intermediaries is arguably an artifact of information asymmetry. Beyond simple financial transactions, financial intermediation provides a mechanism for information transmission, which can reduce the degree of information asymmetry and consequently increase market efficiency. During the process of information transmission, the bank is able to provide unique services in the production and exchange of information. Therefore, banks have comparative advantages in information production, transmission, and utilisation. This book provides an overview of commercial banking and includes empirical methods in banking such risk and bank performance, capital regulation, bank competition and foreign bank entry, bank regulation on bank performance, and capital adequacy and deposit insurance.

An Introduction to Banking

An Introduction to Banking PDF

Author: Moorad Choudhry

Publisher: John Wiley & Sons

Published: 2018-05-29

Total Pages: 598

ISBN-13: 1119115892

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A practical primer to the modern banking operation Introduction to Banking, Second Edition is a comprehensive and jargon-free guide to the banking operation. Written at the foundational level, this book provides a broad overview of banking to give you an all-around understanding that allows you to put your specialty work into context within the larger picture of your organization. With a specific focus on risk components, this second edition covers all key elements with new chapters on reputational risk, credit risk, stress testing and customer service, including an updated chapter on sustainability. Practical material includes important topics such as the yield curve, trading and hedging, asset liability management, loan origination, product marketing, reputational risk and regulatory capital. This book gives you the context you need to understand how modern banks are run, and the key points operation at all levels. Learn the critical elements of a well-structured banking operation Examine the risk components inherent in banking Understand operational topics including sustainability and stress testing Explore service-end areas including product marketing and customer service Banks continue to be the heart of the modern economy, despite the global financial crisis —they have however become more complex. Multiple layers and a myriad of functions contribute to the running of today's banks, and it's critical for new and aspiring bankers to understand the full breadth of the operation and where their work fits in. Introduction to Banking, Second Edition provides an accessible yet complete primer, with emphasis on the areas that have become central to sustainable banking operation.