Free at 45

Free at 45 PDF

Author: Timothy Stobbs

Publisher:

Published: 2011-02

Total Pages: 147

ISBN-13: 9780986813108

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At last! A practical guide to early retirement in Canada! Free at 45 doesn't require you to win the lottery, be a real estate tycoon, be great at picking stocks or even have that much saved up yet. All you need is a strong desireto leave your job decades earlier than everyone else and be willing to figure out what actually makes you happy!In this book you will learn: Why your house is probably more important to your retirement plan than your pension plan.How to apply the new field of behavioral finance to your life to save more and be happier doing it.How to start living your dreams today and not wait until retirement.How to answer the question: "How much do I need to retire early?"

They Thought They Were Free

They Thought They Were Free PDF

Author: Milton Mayer

Publisher: University of Chicago Press

Published: 2017-11-28

Total Pages: 391

ISBN-13: 022652597X

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National Book Award Finalist: Never before has the mentality of the average German under the Nazi regime been made as intelligible to the outsider.” —The New York TImes They Thought They Were Free is an eloquent and provocative examination of the development of fascism in Germany. Milton Mayer’s book is a study of ten Germans and their lives from 1933-45, based on interviews he conducted after the war when he lived in Germany. Mayer had a position as a research professor at the University of Frankfurt and lived in a nearby small Hessian town which he disguised with the name “Kronenberg.” These ten men were not men of distinction, according to Mayer, but they had been members of the Nazi Party; Mayer wanted to discover what had made them Nazis. His discussions with them of Nazism, the rise of the Reich, and mass complicity with evil became the backbone of this book, an indictment of the ordinary German that is all the more powerful for its refusal to let the rest of us pretend that our moment, our society, our country are fundamentally immune. A new foreword to this edition by eminent historian of the Reich Richard J. Evans puts the book in historical and contemporary context. We live in an age of fervid politics and hyperbolic rhetoric. They Thought They Were Free cuts through that, revealing instead the slow, quiet accretions of change, complicity, and abdication of moral authority that quietly mark the rise of evil.

Business Model Generation

Business Model Generation PDF

Author: Alexander Osterwalder

Publisher: John Wiley & Sons

Published: 2013-02-01

Total Pages: 295

ISBN-13: 1118656407

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Business Model Generation is a handbook for visionaries, game changers, and challengers striving to defy outmoded business models and design tomorrow's enterprises. If your organization needs to adapt to harsh new realities, but you don't yet have a strategy that will get you out in front of your competitors, you need Business Model Generation. Co-created by 470 "Business Model Canvas" practitioners from 45 countries, the book features a beautiful, highly visual, 4-color design that takes powerful strategic ideas and tools, and makes them easy to implement in your organization. It explains the most common Business Model patterns, based on concepts from leading business thinkers, and helps you reinterpret them for your own context. You will learn how to systematically understand, design, and implement a game-changing business model--or analyze and renovate an old one. Along the way, you'll understand at a much deeper level your customers, distribution channels, partners, revenue streams, costs, and your core value proposition. Business Model Generation features practical innovation techniques used today by leading consultants and companies worldwide, including 3M, Ericsson, Capgemini, Deloitte, and others. Designed for doers, it is for those ready to abandon outmoded thinking and embrace new models of value creation: for executives, consultants, entrepreneurs, and leaders of all organizations. If you're ready to change the rules, you belong to "the business model generation!"

Tax-Free Income for Life

Tax-Free Income for Life PDF

Author: David McKnight

Publisher: Penguin

Published: 2020-11-17

Total Pages: 161

ISBN-13: 0593327756

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The follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run. American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next ten years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do? Tax-Free Income for Life lays out a comprehensive, step-by-step roadmap for a secure retirement. McKnight shows how the combination of guaranteed, inflation-adjusted lifetime income and a proactive asset-shifting strategy can shield you from longevity risk and the cascade of unintended consequences that result from higher taxes. It's an innovative and proven strategy that maximizes return while effectively neutralizing the two biggest risks to retirement savings. If ever there were a solution for the American retiree, it's guaranteed tax-free income for life.

Set for Life

Set for Life PDF

Author: Scott Trench

Publisher: Financial Freedom

Published: 2017-04-20

Total Pages: 0

ISBN-13: 9780997584714

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Set yourself up for life as early as possible, and enjoy life on your terms By layering philosophy with practical knowledge, Set for Life gives young professionals the fiscal confidence they need to conquer financial goals early in life. Are you tied to a nine-to-five workweek? Would you like to "retire" from wage-paying work within ten years? Are you in your 20s or 30s and would like to be financially free―the sort of free that ensures you spend the best part of your day and week, and the best years of your life, doing what you want? Building wealth is always possible, even while working full-time, earning a median income, and making up for a negative net worth. Accumulating a lifetime of wealth in a short period of time involves working harder and smarter than the average person, and Scott Trench--investor, entrepreneur, and CEO of BiggerPockets.com--demonstrates how to do just that. Even starting with zero savings, he demonstrates how to work your way to five figures, then to six figures, and finally to the ultimate goal of financial freedom. Wealth isn't just about a nest egg, setting aside money for a "rainy day" or accumulating an emergency fund. True wealth is about building out a Financial Runway―creating enough readily accessible wealth that you can survive without work for a year. Then five years. Then for life. Readers will learn how to: Save more income--50+ percent of it, while still having fun Double or triple your income in three to five years Track your financial progress in order to achieve the greatest results Build frugal and efficient habits to make the most of your lifestyle Secure "real" assets and avoid "false" ones that destroy wealth