The Costs of Excess Medical Claims for Automobile Personal Injuries

The Costs of Excess Medical Claims for Automobile Personal Injuries PDF

Author: Stephen J. Carroll

Publisher: RAND Corporation

Published: 1995

Total Pages: 40

ISBN-13:

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The study concludes that 35-42 percent of claimed medical costs for automobile injuries are excess. In 1993, this excess claiming consumed approximately $4 billion of health care resources, cost insurers $9-$13 billion in compensation for noneconomic losses and other costs, and may have cost consumers $13-$18 billion in auto insurance premiums.

Personal Injury Insurance Fraud

Personal Injury Insurance Fraud PDF

Author: Joseph Lichtor

Publisher: Lawyers & Judges Publishing

Published: 2002-01-01

Total Pages: 190

ISBN-13: 1930056346

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Using numerous examples, an orthopedic surgeon spotlights the growth industry of health care scams since the 19th century's "railway spine" epidemic. After overviewing the history of personal injury fraud in the US and Europe, Dr. Lichtor clearly explains the expected mechanics of specific injuries; patient evaluation, including investigation of the patient's accident history; and prevention of claimant and physician deception relating to such alleged injuries as whiplash, back injury, traumatic fibromyalgia, repetitive motion injury, and aggravation of pre-existing conditions. He concludes with chapters on malingering, Worker's Compensation Fund fraud, and federal fraud enforcement. Annotation copyrighted by Book News, Inc., Portland, OR.