First Credit Cards and Credit Smarts

First Credit Cards and Credit Smarts PDF

Author: Ann Byers

Publisher: The Rosen Publishing Group, Inc

Published: 2009-08-15

Total Pages: 66

ISBN-13: 1435852710

DOWNLOAD EBOOK →

Discusses the consumer credit system and credit cards, including how to properly manage credit card interest, understanding credit scores, and the common pitfalls of credit card debt.

First Credit Cards and Credit Smarts

First Credit Cards and Credit Smarts PDF

Author: Ann Byers

Publisher: The Rosen Publishing Group, Inc

Published: 2009-08-15

Total Pages: 67

ISBN-13: 1615311033

DOWNLOAD EBOOK →

Today, the average person cannot buy a car or a house without borrowing money. Many people cannot go to college unless they have loans. Even small purchases, if made online, require a credit card. Borrowing, or credit, is a fact of modern life. Students learn about the ways to take control of credit, making it work for them. This compelling book about credit and credit card smarts provides a thorough explanation of secured and unsecured credit, the types of accounts, calculating interest, understanding statements, choosing the right card, traps and trip-ups, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk. The book describes the steps readers can take in guarding their credit and personal information, and the steps that need to be taken if ID theft happens to them.

Be Smart About Credit

Be Smart About Credit PDF

Author: Kathiann M. Kowalski

Publisher: Enslow Publishing, LLC

Published: 2014-01-01

Total Pages: 50

ISBN-13: 0766058948

DOWNLOAD EBOOK →

Oh, the things you can buy with a small piece of plastic. It may seem like your first credit card is a ticket to buy anything you want, but be careful. Credit can be your best friend or your worst enemy if you don't manage it right. Credit may help you pay for college or buy your first car. It can be a great financial tool, but you must learn to use it wisely. This book shows readers the various forms of credit, the best ways to use credit, and will help them manage their debt so they can build a strong financial future.

Credit Intelligence

Credit Intelligence PDF

Author: Polly A. Bauer CPCS

Publisher: Balboa Press

Published: 2016-02-03

Total Pages: 172

ISBN-13: 1504342046

DOWNLOAD EBOOK →

Award-winning author and credit industry expert Polly A. Bauer, CPCS, and marketing expert Mava K. Heffler have been business associates in the credit card industry. Theyve also been best friends for over two decades who love to shop! They share their stories of lessons learned on shopping adventures with humor and insight and provide you with a roadmap to credit intelligence by sharing their shopping adventures and lessons learned about credit as Olympic level shoppers who have fallen into and pulled each other out of many of the traps and pitfalls surrounding the use of credit and the behavioral buying manipulations by retailers. They have written this book as a guide on how to boost your credit smarts and still keep the fun in shopping. This book uses straightforward language so that everyone can understand the information, and includes many personal stories and experiences. Polly and Mava take you on a guided tour through a variety of topics and provide Smart Tips for you to utilize to improve your credit smarts. Polly A. Bauer is the co-author of the award winning book The Plastic Effect: How Urban Legends Influence the Use and Misuse of Credit Cards, with Steven Lesavich. which won a Gold Medal in the budgeting/Finance category of the 2013 Living Now Book Awards. Formerly CEO of Home Shopping Network Credit Corporation, she is the CEO of Polly Bauer & Associates, a credit card consulting company established in 1995. Polly strategically guides companies and individuals through a maze of credit card misinformation with common sense, compassion, and humor that sets her apart as an international corporate speaker, consumer advocate, and media expert. Mava K. Hefflers blue-chip professional background includes marketing, advertising, communications, branding, market research, direct marketing, sponsorship, promotion, and public relations at Fortune 500 leaders such as MasterCard International, Procter & Gamble, Johnson & Johnson, Thompson, CNBC, and EMCOR Group, Inc. With experience encompassing both domestic and international markets, Mava has expertise marketing to both consumers and businesses. Named a Brand Builder, one of the Top Women in Business To Watch, and amongst Top Marketers by the press and media, Mavas programs have received a variety of industry recognition and awards. This book may very well be the cure for the toxic connection between credit card debt and declining health. - Christiane Northrup, M.D., Author of Womens Bodies, Womens Wisdom Excellent advice from two savvy women with 60 years combined experience in the credit card industry. True credit management wisdom. Wish I could have read it when I was making credit management decisions. - Darel Rutherford, Self-made Millionaire, Author of So Why Arent You Rich? Financial worries and credit card debt sure can make you sick. Credit Intelligence has workable strategies for coping with this type of stress. - Brenda Watson, Brenda Watson Media, New York Times best-selling author, and PBS television personality Smart tips and real-life strategies for living in a material world. Credit Intelligence is sure to improve your financial health and overall well-being. Dr. Michelle Robin, Founder and Chief Wellness Officer (CWO), Your Wellness Connection healing center Its your money and its your good name. You need to protect them both. This book will show you how. Sonia Choquette, CEO, Inner Wisdom, Inc., New York Times best-selling author, and radio personality Who knew? Credit Intelligence is full of insider information about credit and the credit card marketing industry. This might be the buying manifesto for a new generation of empowered shoppers. Cory Bergeron, President and Founder, Pitch Video If youre over your credit limit, you need to steal this book. Dale Irvin, CEO, Just Imagine

How to be More Credit Card and Debt Smart

How to be More Credit Card and Debt Smart PDF

Author: Scott Bilker

Publisher: Press One Publishing

Published: 2002

Total Pages: 66

ISBN-13: 0964840138

DOWNLOAD EBOOK →

The most demanded information from DebtSmart?! How to stop the banks from taking advantage of you, get the best lending deals, get financially organized, pick the right mortgage, make more money, finance your next car, personal stories, Q&A, and much more! Scott Bilker, author of ?How to be more Credit Card and Debt Smart,? is also the creator of DebtSmart.com and the author of the best-selling book, ?Credit Card and Debt Management.?

How You Can Profit from Credit Cards

How You Can Profit from Credit Cards PDF

Author: Curtis E. Arnold

Publisher: FT Press

Published: 2008-06-06

Total Pages: 353

ISBN-13: 0132703459

DOWNLOAD EBOOK →

Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.

Getting a Credit Card

Getting a Credit Card PDF

Author: Ann Byers

Publisher: The Rosen Publishing Group, Inc

Published: 2019-07-15

Total Pages: 64

ISBN-13: 150818853X

DOWNLOAD EBOOK →

Most people today must borrow money to buy a car, a house, or go to college. Borrowing with credit cards is a way of life in the modern world. Readers learn how to make credit work for them instead of falling into long-term debt. This invaluable guide covers secured and unsecured credit, how to calculate interest, understanding statements, choosing the right card, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk, and how to protect their personal information.

Spending Money

Spending Money PDF

Author: Rae Simons

Publisher: Simon and Schuster

Published: 2014-10-21

Total Pages: 100

ISBN-13: 1422296318

DOWNLOAD EBOOK →

When you work for a paycheck or do chores around the house to get an allowance from your parents, you're exchanging the value of your time for money. Thinking of money as the time you spent working to earn it can help you understand the value of your time, your money, and the things you buy with it. Learn all this and more in Spending Money.

Smart Card Application Development Using Java

Smart Card Application Development Using Java PDF

Author: Uwe Hansmann

Publisher: Springer Science & Business Media

Published: 2012-12-06

Total Pages: 311

ISBN-13: 3642559697

DOWNLOAD EBOOK →

Smart cards play an increasingly important role in everyday life. We encounter them as credit cards, loyalty cards, electronic purses, health cards, ands as secure tokens for authentication or digital signatures. Their small size and the compatibility of their form with the magnetic stripe card make them ideal carriers of personal information such as secret keys, passwords, customization profiles, and medical emergency information. This book provides a guide for the rapid development of smart card applications using Java and the OpenCard Framework. It gives you the basic information you need about smart cards and how they work. A smart card provided with the book will help you to obtain first-hand experience.

Get Clark Smart

Get Clark Smart PDF

Author: Clark Howard

Publisher: Hachette Books

Published: 2002-09-01

Total Pages: 293

ISBN-13: 1401397107

DOWNLOAD EBOOK →

Clark Howard answers all these questions and many more in Get Clark Smart. With practical tips and on-line resources, Howard helps readers to get rich by saving money in unexpected places and investing those savings creatively. Howard has a passion for saving money and a zealots enthusiasm for sharing everything hes learned. His strategies for getting rich by saving wisely will turn readers into financial wizards.