-PDF Download- Finding Financial Independence EBOOK

Finding Financial Independence

Author: Errol Stevens

Publisher: Independently Published

Published: 2020-07-06

Total Pages: 71

ISBN-13:

"As I watched this video, I can't help but marvel at the awesomeness of the universe and God Almighty in how He connects the dots. A young Russian girl in deep rural Siberia fell in love with a tiny Island across the globe that she had never been to. She engulfed herself in its culture and music. A poor ambitious young man journeyed from Jamaica to Russia seeking a better life through afforded opportunities that didn't materialize and ended up in Vietnam instead. On a bored and lonely day, he saw the picture of a Russian girl on the net celebrating her birthday and casually said "Happy Birthday." Fast forward 6 years later and, as we say, the rest is history --- second book is needed." ~ M. Symister (YouTube Channel Subscriber). Our union has given birth to an international movement now known as "Life With The Stevens." With the launch of this Book Series, we are celebrating six years of marital bliss, two lovely boys and financial independence before the age of thirty-five. We want to start this series by sharing our financial journey and how we became financially independent. We hope to help other individuals all over the world by showing how we did it on the small island of Jamaica. We own multiple properties and have been able to take care of our family from our investments in real estate and the stock market. Errol has taken a sabbatical from playing professional football going on two years now. Ekaterina is a full-time mom and wife. They both started the YouTube channel "Life with the Stevens," which have grown exponentially, and their content have helped patrons to find the same success they have experienced. They also seek to document their journey in books, and this is the first in the series.

Financial Freedom

Author: Grant Sabatier

Publisher: Penguin

Published: 2020-04-07

Total Pages: 370

ISBN-13: 052553458X

DOWNLOAD EBOOK →

The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

Playing with FIRE (Financial Independence Retire Early)

Author: Scott Rieckens

Publisher: New World Library

Published: 2019-01-01

Total Pages: 224

ISBN-13: 1608685810

DOWNLOAD EBOOK →

What if a happier life was only a few simple choices away? A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed everything. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (financial independence retire early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing that money can’t buy: a simpler — and happier — life. Based on the documentary

Your Money or Your Life

Author: Vicki Robin

Publisher: Penguin

Published: 2008-12-10

Total Pages: 385

ISBN-13: 0143115766

DOWNLOAD EBOOK →

A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

Financial Independence (Getting to Point X)

Author: John J. Vento

Publisher: John Wiley & Sons

Published: 2013-03-07

Total Pages: 273

ISBN-13: 1118526384

DOWNLOAD EBOOK →

Discover the ten key issues to achieving your financial goals and how to use them to realize your dream of financial independence From saving to purchase a first car, to putting kids through college to planning for retirement, to preserving your estate for your loved ones, our financial goals change from one stage of life to the next. While those goals and the challenges we face in achieving them may differ, all of them have certain things in common. Saving, budgeting, managing debt, minimizing taxes and living within your means. These are a few of the 10 Key Wealth Management Issues which come into play (to varying degrees) when working toward specific financial goals. But there's one goal for which success relies on all ten keys coming together in perfect harmony: financial independence, also known as "Point X." No matter how you define it—whether it's a retirement income of $25,000 a year, or an estate worth $250 million—your future financial independence requires that you deal effectively with all ten key issues. And now this book shows you how to get it done, along with the guidance of a trusted advisor. Supplies you with a complete roadmap for arriving at "Point X," financial independence with key milestones and important twists and turns clearly defined Identifies the 10 key wealth management issues and offers priceless advice and guidance on negotiating each on your road to financial independence Provides you with both success and failure stories so you can learn from others' real life experiences Provides you with tax planning facts and strategies within the wealth management issues that will show you how to minimize your most significant expense and at the same time maximize your savings on the road to your "Point X"

Financial Independence Through Buying and Investing in Single Family Homes

Author: David J. Grzesiek

Publisher: Pelican Publishing

Published: 1905

Total Pages: 294

ISBN-13: 9781455604234

DOWNLOAD EBOOK →

Interested in becoming financially independent through investments? Why not try a safe investment: buying and renting out single family homes. Learn how to "play the game" and begin lowering your taxes while raising your income. Author David J. Grzesiek offers expert advice on: How to borrow the money you'll need at a lower rate How to negotiate and get your price and terms How to find, finance, and fix up bargain properties How to find good tenants and get rid of bad ones How to become financially independent with as few as four single family homes According to Grzesiek, the "game" is open to everyone. All you have to do is learn the rules. Easy-to-follow chapters on understanding money and wealth give the beginning investor the background he needs to make wise decisions. Other suggestions include where to look for property and how to turn the worst house in a neighborhood into a ticket to financial freedom. David J. Grzesiek became financially independent through buying and investing in single family homes. He leads workshops on the subject.

The Simple Path to Wealth

Author: Jl Collins

Publisher: Jl Collins LLC

Published: 2021-08-16

Total Pages: 286

ISBN-13: 9781737724100

DOWNLOAD EBOOK →

"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Can I Retire Yet?

Author: Darrow Kirkpatrick

Publisher: StructureByDesign

Published: 2016-05-20

Total Pages: 276

ISBN-13: 9780989283021

DOWNLOAD EBOOK →

You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

Out of the Rat Race

Author: Eric Duneau

Publisher:

Published: 2019-04-29

Total Pages: 332

ISBN-13: 9781916114500

DOWNLOAD EBOOK →

Want to be financially secure way before normal retirement age? This book is a Must Read! Out of the Rat Race is the book which gives you the foundations to get financially independent on auto-pilot. Through entertaining stories, Eric leads us to rediscover what money really is, helps us build a bulletproof attitude to overcome adversity, shares a new light on personal finances, and then... we jump! A new world opens up, made of human capital, a view on employment like never seen before, a step by step guide for operating profitably a side property business, and a refreshing take on debt. In this book, debt surprisingly becomes a tool to improve oneself, not a hindrance. Eric also takes us way beyond mere concepts by sharing with us over 20 years of learning, tricks and investments. A first very badly executed deal soon transforms into a succession of better and better investments, all made thanks to sophisticated simulators, and zero down payment. A lot of Rich Dad Poor Dad's Robert Kiyosaki's timeless ideas are floating in the background of these investments, but the originality is how the investment process was systematically built and improved via sophisticated simulators, to the point where the risk is totally controlled. Finally, Eric shares his most important findings during his quest to financial freedom, and helps you ask the right questions for being financially free and becoming a better person. This book tells you all you need to know on your arduous journey to financial freedom in order to pause, reflect, analyse, take action, succeed, deal with failure, learn, and improve beyond all expectations, to finally get financially free, out of the Rat Race, and become the best person you could ever be. This is not "just another" FIRE (Financial Independence Retire early) template book, as you will find very little recipes for saving and being thrifty in there. And it does not promote a lifestyle first approach, such as advocated by Tim Ferris's 4 hour workweek for example. On the contrary, you will find stories and advices relating to money management, personal finance, and personal success, that you can read again in 10 years, and they will not loose any of their value. Out of the Rat Race is the book which gives you the foundations to get financially independent on auto-pilot, and to allow you getting out of the Rat Race, from the financial freedom door first.

Yes, You Can-- Achieve Financial Independence

Author: James E. Stowers

Publisher: Andrews McMeel Publishing

Published: 1994

Total Pages: 312

ISBN-13: 9780836280784

DOWNLOAD EBOOK →

Step by step, Stowers leads readers through his simple, sometimes surprising principles of success and offers the opportunity to get started on one's own strategies for investing. "Superb advice from the ultimate pro".--Malcolm S. Forbes, Jr. Charts.