Financial Privacy & Electronic Commerce

Financial Privacy & Electronic Commerce PDF

Author: Benjamin E. Robinson, III

Publisher: iUniverse

Published: 2000-08-26

Total Pages: 142

ISBN-13: 0595130461

DOWNLOAD EBOOK →

The financial services sector has had a respectable track record in the protection of consumer privacy. However, business practices, industry consolidation, electronic commerce and economic trends have raised consumer privacy as a key issue in the financial services sector. Improvements in the rapid transfer of information provide a new medium for the purchase of goods and services, that is, the medium of electronic commerce. The European Union has forced the issue with the Data Protection Directive. As a result, the United States has had to debate the lack of regulation or standards governing the new medium of electronic commerce. The debate could hinder any advance by society to engage in new technology. Because of increased government attention through regulatory and legislative action, corporations are developing self-regulatory initiatives to create industry standards for electronic commerce. Consumer privacy deals with how and what types of information are collected and how the data is controlled and accessed. Consumer concepts of privacy will resist or allow different configurations of what is allowable and what is utilized. The book is an exploratory and descriptive study that assesses the privacy concerns of today's consumer, as well as determines the potential impact of consumer privacy concerns on technological innovation and public policy. In order to understand privacy concerns, the study builds and extends current quantitative research on privacy in the financial service sector. Current research was developed to assess the privacy concerns of consumers. It was not designed to analyze or evaluate the specific impact of privacy on underrepresented consumers. The study expands research to focus on this particular segment of the population. Using privacy as the foundational issue/motivation for developing perspectives on financial education, the study focuses on people of color in the financial mainstream of our economy.

E-commerce

E-commerce PDF

Author: Brian W. Smith

Publisher:

Published: 2001

Total Pages: 632

ISBN-13: 9781588520999

DOWNLOAD EBOOK →

Provides information and analysis on such topics as: risks when marketing and conducting commerce via the Web; the law of electronic contracts; the patchwork of case law on jurisdiction; financial privacy and data-protection; and more. This book is useful for attorneys who advise banks, brokerage firms, and insurance companies.

Consumer Financial Privacy

Consumer Financial Privacy PDF

Author: United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit

Publisher:

Published: 1997

Total Pages: 520

ISBN-13:

DOWNLOAD EBOOK →

OECD Recommendation of the Council on Consumer Protection in E-Commerce

OECD Recommendation of the Council on Consumer Protection in E-Commerce PDF

Author: OECD

Publisher: OECD Publishing

Published: 2016-05-12

Total Pages: 24

ISBN-13: 9264255257

DOWNLOAD EBOOK →

The OECD has revised its Recommendation on Consumer Protection in E-commerce in order to adapt consumer protection to the current environment and reinforce fair business practices, information disclosures, payment protections, dispute resolution and education.

E-Business Privacy and Trust

E-Business Privacy and Trust PDF

Author: Paul Shaw

Publisher: John Wiley & Sons

Published: 2002-07-01

Total Pages: 241

ISBN-13: 0471218111

DOWNLOAD EBOOK →

Protect your customers-and your business-with these essential "rules of the road" for maintaining Web site security Any company planning to do business on the Internet today must first become fully knowledgeable about the legal issues pertaining to consumer privacy and security, or risk severe financial penalties and loss of customer loyalty. In addition to making a Web site easy to navigate and transactions simple to manage, Web site developers must also make it secure. Failure to do so may result in legal action and irreparable damage to a company's reputation. E-Business Privacy and Trust is a clear, easy-to-follow handbook that outlines the legal aspects of maintaining privacy and security on the Web and shows today's businesses how to protect themselves by building basic guidelines into their e-business development strategies. The author, an expert on the subject of computer law, provides a complete overview of privacy law, security systems, and various ways today's businesses can protect themselves and their customers online, whether they're doing business locally or globally. In an environment fraught with potential pitfalls, E-Business Privacy and Trust will help every e-business owner, financial professional, and IT expert confidently reap the benefits of doing business on the Web while providing the level of security, confidentiality, and service your customers and your company demand.

None of Your Business

None of Your Business PDF

Author: Peter P. Swire

Publisher: Rowman & Littlefield

Published: 2010-12-01

Total Pages: 281

ISBN-13: 0815718713

DOWNLOAD EBOOK →

The historic European Union Directive on Data Protection will take effect in October 1998. A key provision will prohibit transfer of personal information from Europe to other countries if they lack “adequate” protection of privacy. If enforced as written, the Directive could create enormous obstacles to commerce between Europe and other countries, such as the United States, that do not have comprehensive privacy statutes. In this book, Peter Swire and Robert Litan provide the first detailed analysis of the sector-by-sector effects of the Directive. They examine such topics as the text of the Directive, the tension between privacy laws and modern information technologies, issues affecting a wide range of businesses and other organizations, effects on the financial services sector, and effects on other prominent sectors with large transborder data flows. In light of the many and significant effects of the Directive as written, the book concludes with detailed policy recommendations on how to avoid a coming trade war with Europe. The book will be of interest to the wide range of individuals and organizations affected by the important new European privacy laws. More generally, the privacy clash discussed in the book will prove a major precedent for how electronic commerce and world data flows will be governed in the Internet Age.

Privacy and the Commercial Use of Personal Information

Privacy and the Commercial Use of Personal Information PDF

Author: Paul H. Rubin

Publisher: Springer Science & Business Media

Published: 2012-12-06

Total Pages: 117

ISBN-13: 1461517192

DOWNLOAD EBOOK →

Hon. Orrin G. Hatch United States Senate Electronic commerce will be pivotal to the United States economy in the 21 SI Century. With the advent ofelectronic commerce, some consumers have become concerned about the disclosure, transfer, and sale of information which businesses have collected about them. These concerns purportedly are slowing the rate ofexpansion ofelectronic commerce, thereby putting at risk the future growth of the New Economy. To reduce this risk, a variety of schemes have been proposed under which the government would regulate online privacy. Congress currently is in the midst ofa vigorous debate as to whether the government should regulate on-line privacy standards, and, ifso, what form such regulation should take. This succinct yet powerful book by Paul Rubin and Thomas Lenard goes to the heart of these issues. It explains that there is no evidence of actual consumer harm or market failure that could justify burdensome government regulation of online privacy. It describes the tremendous advantages consumers currently receive from the free flow of information collected on line, advantages which could be eliminated if the government unnecessarily regulates and stops this flow of information. It argues that the free market provides businesses with compelling incentives to adopt their own measures - such as seal programs and novel technologies - to assuage consumer privacy concerns. This book presents compelling evidence to support these and many other points central to the continuing debate in the halls of Congress and elsewhere concerningonline privacy.

Lanterna Rally - Theme by Grace Themes