-PDF Download- Financial Empowerment EBOOK

Your Money, Your Goals

Author: Consumer Financial Consumer Financial Protection Bureau

Publisher: Createspace Independent Publishing Platform

Published: 2015-03-18

Total Pages: 0

ISBN-13: 9781508906827

Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.

The One-Minute Money Mentor for Women

Author: Deborah Smith Pegues

Publisher: Harvest House Publishers

Published: 2018-12-04

Total Pages: 225

ISBN-13: 0736972277

DOWNLOAD EBOOK →

Financial Freedom: It's not about wealth—it's about peace of mind Money—and all the worries that come with it—can easily consume your days. In certified accountant Deborah Smith Pegues's new book, she provides practical steps to real financial freedom. If you want to make well-informed financial decisions to improve the quality of your life, The One-Minute Money Mentor for Women will help you learn: how to use your inherent female qualities for financial empowerment how you can overcome emotional and relational roadblocks to money management how to ask for what you want in the workplace strategies for getting out of debt and bringing your credit cards under control the risks and rewards of investing, and much more The One-Minute Money Mentor for Women will empower you to take charge of your money and conquer the bad habits, fears, and uncertainties that thwart your stability and success.

Financial Empowerment

Author: Pamela Carmichael

Publisher: Pamela Carmichael

Published: 2013-02

Total Pages: 304

ISBN-13: 0991785002

DOWNLOAD EBOOK →

Read this Readers' Favorite award-winning title - Financial Empowerment: Realign Your Finances to God's Will - with a FREE e-course included for you. Christian Personal Finance "Pamela Carmichael's book Financial Empowerment: Realign Your Finances to God's Will is, without doubt, one of the most amazing books on managing finances I have ever read." -- Amazon Review "Financial Empowerment is easy to read. It is written in layman's terms, but gives professional advice to those of us who need help with our finances." -- Amazon Review "I thoroughly enjoyed reading this book! In its page can be found a true and clear definition of true wealth and prosperity." --Amazon Review Are you in a constant financial struggle and juggle where there never seems to be enough? Do you wonder if God is able to or even willing to provide for you? Are you constantly paying bills and covering debt payments without seeing much progress? Are you faithful in tithing and giving but yet you cannot see an out-poured blessing? If you

Gaining Financial Empowerment: Four Simple Steps to Financial Freedom

Author: Michelle K. Niccum

Publisher: BalboaPress

Published: 2011-12-14

Total Pages: 64

ISBN-13: 1452541159

DOWNLOAD EBOOK →

More and more individuals are finding themselves living beyond their financial means. Whether this is due to a limited income or the state of ones spending habits, living a life outside our financial means can be very stressful. Michelle Niccum brings one solution to the issue of financial insecurity in this simple, easy-to-read book. She lays out for the reader four simple steps that, when taken completely, can alleviate financial insecurity and bring about financial freedom. Michelle states the importance of not only fixing the issue of money but also exploring the reasons why we continue to find ourselves in a state of financial hardship. She knows that financial issues are both an outside issue of money and an inside issue of self-worth and self-esteem. By following the steps and completing the exercises in this book, the reader will not only gain financial empowerment, but also find freedom from financial insecurity.

Building Financial Empowerment for Survivors of Domestic Violence

Author: Judy L. Postmus

Publisher: Rutgers University Press

Published: 2023-02-10

Total Pages: 303

ISBN-13: 1978804911

DOWNLOAD EBOOK →

Each year, millions of women throughout the world experience violence and abuse at the hands of their intimate partner. Abusers coercively control them by using a variety of tactics ranging from physical or sexual violence to emotional or psychological abuse. An additional tactic often used includes financial abuse in which the abuser controls the money in the family, exploits the victim’s financial standing, and interrupts her efforts to be self-sufficient. The impact of financial abuse can leave women financially trapped in the relationship with limited financial management skills, knowledge, or self-confidence. Indeed, survivors often mention financial barriers as a top reason for keeping them trapped by the abuser in the relationship. Curiously, little of the research on domestic violence has sought to either fully understand the impact of financial abuse or to determine which intervention strategies are most effective for the financial empowerment of survivors. Building Financial Empowerment for Survivors of Domestic Violence aims to address this critical knowledge gap by providing those who work with survivors of domestic violence with practical knowledge on how to empower the financial well-being and stability of survivors. Specifically, every practitioner, human service provider, criminal justice practitioner, financial manager, and corporate supervisor should be screening the women they encounter for economic abuse, and when such abuse is found, they should work with the women toward developing financial safety plans and refer survivors to financial empowerment programs to assist survivors to become free from abuse.

Every Woman Should Know Her Options

Author: Laurie Itkin

Publisher:

Published: 2014-02

Total Pages: 0

ISBN-13: 9780991377404

DOWNLOAD EBOOK →

"Filled with easy-to-understand examples and women's stories of wealth-building challenges and successes, Itkins's advice shows you how to take your hard-earned money and grow it in the stock market using options to reduce risk. Whether you hire a financial advisor to manage your money or manage it yourself, this book will put you on the path of financial empowerment."--Back cover.

Women & Money (Revised and Updated)

Author: Suze Orman

Publisher: Random House

Published: 2018-09-11

Total Pages: 225

ISBN-13: 0812987624

DOWNLOAD EBOOK →

Achieve financial peace of mind with the million-copy #1 New York Times bestseller, now revised and updated, featuring an entirely new Financial Empowerment Plan and a bonus chapter on investing. The time has never been more right for women to take control of their finances. The lessons, revelations, and shocks of the past few years have made it clear that standing in our truth is the only way to care for ourselves, our families, and our finances. With her signature mix of insight, compassion, and practical advice, Suze equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from acting in the best interest of their money—and themselves. Whether you are single or in a committed relationship, a successful professional, a worker struggling to make ends meet, a stay-at-home parent, or a creative soul, Suze offers the possibility of living a life of true wealth, a life in which you own the power to control your destiny. At the center of this fully revised and updated edition, Suze presents an all-new Financial Empowerment Plan, designed to get you to a place of emotional and financial security as quickly as possible—because the most precious commodity women have is time. Divided into four essential components, the plan will teach you how to • Protect yourself • Spend smart • Build your future • Give to others Also included is a bonus chapter on investing—for those who are living by Suze’s unbreakable financial ground rules and ready to learn how to invest with confidence. Women & Money speaks to every mother, daughter, grandmother, sister, and wife. It gives readers the opportunity to tap into Suze’s unique spirit, people-first wisdom, and unparalleled appreciation that for women, money itself is not the end goal. It’s the means to living a full and meaningful life.

Nobody Told Me!

Author: Karen R. Jenkins

Publisher: New Dawning Publications

Published: 2010-09-17

Total Pages: 162

ISBN-13: 0615402208

DOWNLOAD EBOOK →

The Financially Empowered Woman

Author: Tracy Theemes

Publisher: LifeTree Media

Published: 2014-10-02

Total Pages: 148

ISBN-13: 1928055028

DOWNLOAD EBOOK →

Tracy Theemes knows money, and she knows women. As a certified Investment Advisor, Theemes is an expert in wealth management. As a former therapist and counselor, Theemes has deep insight into how thoughts, feelings and beliefs shape her clients’ money-related behaviour. In her book The Financially Empowered Woman, Theemes brings these two areas of expertise together in a unique and compelling resource for women who want to gain mastery over their financial lives but need advice and encouragement to do so. Women today feel heavily burdened in their lives. Career pressures, family responsibilities, rising divorce rates, the impossible ideal of the superwoman, and a culture that still assumes that men are better equipped than women to deal with financial matters all contribute to the powerlessness many women feel when it comes to money. Hundreds of Theemes’ female clients from across the socioeconomic spectrum confess harbouring feelings such as anxiety, guilt and overwhelm around their own money. In The Financially Empowered Woman, Theemes unpacks the social and emotional roots of the problem and firmly but gently leads readers to greater self-awareness and empowered decision-making. After mastering they why, it’s time to move on to the how. Theemes offers a concise and accessible five-step planning guide that every woman can follow to get her financial life on track and keep it there. A comprehensive glossary of financial terms and explanation of financial products and processes equips readers with every piece of information they need in order to make informed, prudent decisions regarding their financial lives. Readers will learn: • How gender affects our ability to earn, and also our financial needs • Why women think differently about money than men do — and how to use those differences to your advantage • How to gauge your financial position and monitor it as it changes • How to hire suitable financial professionals for your money team • How to talk to your banker or broker; how to read and understand financial statements • How to identify your financial values and set goals that support them Blending compassion and insight with rigorous professional expertise, The Financially Empowered Woman is destined to become an indispensable resource for every woman who wants to step into her own financial empowerment.