Engineering Your Retirement

Engineering Your Retirement PDF

Author: Mike Golio

Publisher: John Wiley & Sons

Published: 2007-01-29

Total Pages: 228

ISBN-13: 0470112468

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A practical retirement planning resource for engineers, scientists, and mathematicians In 1995, Dr. Mike Golio, an electrical engineer, became seriously interested in planning for early retirement. In 2003, at the age of 49, he and his wife achieved their goal of financial independence and retired. Engineering Your Retirement is an outgrowth of his research. Whether retirement is imminent or many years off, this valuable guide's straightforward, analytical approach to financial independence answers the critical questions to achieving successful, comfortable, and meaningful retirement. Written specifically for professionals in the engineering, science, and math fields, Engineering Your Retirement examines such important questions as: * How much money will I need to retire? * How long will it take for me to accumulate it? * What types of post-retirement activities are available to technical professionals? Engineering Your Retirement discusses financial independence from the unique cultural view of the technical professional and features many charts, graphs, analytical tools, and equations to help present the financial nuts-and-bolts of retiring in a logical and analytical manner. It offers practical, firsthand advice from an industry expert on: * Effectively budgeting for investments * Planning for health insurance * Choosing a retirement community * Building up a cash/bond ladder * Considering inflation * Portfolio requirements * Investment allocations * Paying off a mortgage * And much more!

Quit Like a Millionaire

Quit Like a Millionaire PDF

Author: Kristy Shen

Publisher: Penguin

Published: 2019-07-09

Total Pages: 338

ISBN-13: 0525538690

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From two leaders of the FIRE (Financial Independence, Retire Early) movement, a bold, contrarian guide to retiring at any age, with a reproducible formula to financial independence A bull***t-free guide to growing your wealth, retiring early, and living life on your own terms Kristy Shen retired with a million dollars at the age of thirty-one, and she did it without hitting a home run on the stock market, starting the next Snapchat in her garage, or investing in hot real estate. Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the 4 percent rule and the Yield Shield--so you can quit the rat race forever. Not everyone can become an entrepreneur or a real estate baron; the rest of us need Shen's mathematically proven approach to retire decades before sixty-five.

The Funnier Side of Retirement for Engineers and People of the Technical Persuasion

The Funnier Side of Retirement for Engineers and People of the Technical Persuasion PDF

Author: Gregory K. McMillan

Publisher: Isa

Published: 2008

Total Pages: 137

ISBN-13: 9781934394281

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We all know seniors of the technical persuasion. You may even be one yourself. Here is your chance to have a far-out look (or an up-front stare if your company is headed for reorganization) into what retirement offers for geeks. This humorous book puts the Senior World on your doorstep - or at least in your mailbox. Ted Williams' cartoons make this book a graphic expose. Here is your chance to find out how to have your cake and eat it too while watching a big screen TV. Top Ten Subtitles 10) Retired Engineers Gone Wild. 9) Engineering Beyond the Grave. 8) Engineers and Maalox...the Extraterrestrial Connection. 7) Engineering in Heaven or Hell...wups, too late to choose!. 6) Control Engineers in Rest Homes...[Why it doesn't work....] 5) When Death Sounds Good... [The tragic story of Engineers who have worked WAY too long.] 4) Why Retiring Engineers Choose Florida. 3) Why Florida Rejects Retiring Engineers. 2) How Retired Control Engineers Avoid Paying Taxes After Death. 1) "So You Think Letterman and Leno are Smart Alecs? Read this book about Retiring Control Engineers...and hold on to your Beer!" Top Ten Reasons to Buy this Book 10) The time of your life. 9) Time for your life. 8) Gift of a lifetime. 7) Breathing life into retirement. 6) Life after retirement. 5) One life to live. 4) It's your life. 3) Life in the key of G. 2) It's a "great life." 1) It's a "geek's life."

The No-Regrets Guide to Retirement

The No-Regrets Guide to Retirement PDF

Author: Patricia Howard

Publisher: John Wiley & Sons

Published: 2021-02-08

Total Pages: 199

ISBN-13: 073039090X

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Learn to take control of your finances and your retirement with this one-stop Australian financial planning bible Have you ever wondered if you have enough money to make it through retirement? The No-Regrets Retirement Guide: How to Live Well, Invest Wisely and Make Your Money Last provides readers with a definitive answer to that question, as well as many others you may have always wanted to ask. Qualified financial planner and author Patricia Howard offers no-nonsense guidance on what it takes to get you to, and through, retirement. You’ll learn how to: Develop a positive and productive mindset as you enter retirement Take control of your finances, regardless of how much money you make or have Learn how to live on invested income rather than earned income Understand and learn to avoid the biggest pitfalls people commonly encounter as they approach retirement Perfect for people entering or already in retirement, The No-Regrets Retirement Guide also belongs on the bookshelves of anyone interested in ensuring they are in a financial position to enjoy their golden years.

Early Retirement Extreme

Early Retirement Extreme PDF

Author: Jacob Lund Fisker

Publisher: Createspace Independent Publishing Platform

Published: 2010

Total Pages: 0

ISBN-13: 9781453601211

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"How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.

Retire on Your Own Terms

Retire on Your Own Terms PDF

Author: Usiere Uko

Publisher:

Published: 2017-03-10

Total Pages: 89

ISBN-13: 9781520803616

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You can retire when you want to and at the income level you desire. I did exactly that at age 47. I did not be a financial guru to do that. I followed simple personal financial guidelines by taking control of my finances.Leaving your pension in the hands of others is an industrial age plan. While it is still useful, forces outside your control can leave you stranded in old age. Market conditions can negatively impact your retirement fund and deliver less than promised in the brochures. Defined benefit pension plans are no longer sustainable and are easily negatively impacted by the employer's continued ability to fund it. An employer in financial difficulties can change the rules in the middle of the game, leaving you exposed when you least expected it.If you want to retire on your own terms, you need to first of all take charge of your finances. Rather than depending on the actions of others to secure your financial future, you need to achieve financial independence and determine how much you want to be earning when you retire. This does not mean you should abandon your pension funds. It simply means you plan your future based on a plan you have control over, while your pension becomes a second layer of protection.The best way to make it happen is to take action immediately, as in yesterday.

Work Optional

Work Optional PDF

Author: Tanja Hester

Publisher: Hachette Books

Published: 2019-02-12

Total Pages: 235

ISBN-13: 0316450871

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A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Everything You Need to Know about Saving for Retirement

Everything You Need to Know about Saving for Retirement PDF

Author: Ben Carlson

Publisher:

Published: 2020-11-21

Total Pages: 125

ISBN-13:

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When it comes to planning for retirement the majority of people are on their own. There's no one to coach you or hold your hand to make sure you understand what you need to do, when you need to do it, or how to make wise decisions with your life savings. The goal of this book is to help remove some of the stress, confusion, and anguish involved in the process of saving and investing for retirement. Money is a tool that can either cause or solve a lot of problems in your life. This book guides you through the big decisions necessary to get you on the right track towards financial independence so you can move on with your life to focus on more important things and let your money do the work for you. Everything You Need to Know About Saving For Retirement covers: *How to get started with your retirement savings *Why saving is more important than investing *How much you should save for retirement *How to spend your money on the things you care about *Where to invest your money *How to become a 401(k) millionaire *How to make up for a late start to saving and retirement planning *How much you need to retire *How to think about Social Security *The 3 biggest things you need to know about investing and much more Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He has spent his career working with nonprofits and individuals to help them plan and invest their money wisely. Ben is the author of three other books including A Wealth of Common Sense: Why Simplicity Trumps Complexity in Any Investment Plan as well as the blog A Wealth of Common Sense.