eBook PDF Download Digital Library
Author: Raj Kishore Panda
Publisher: APH Publishing
Published: 2005
Total Pages: 224
ISBN-13: 9788176489133
DOWNLOAD EBOOK →Proceedings of the National Workshop on Identifying the Weaknesses in the Structure and Operations of the Rural Credit Institutions, held at Bhubaneswar during 7-8 January 2005; with special reference to Orissa, State, India.
Author: Deepak Shah
Publisher:
Published: 2018
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOK →An investigation into rural credit delivery system in Maharashtra shows slower growth in institutional finances through commercial banks, credit cooperatives, RRBs and LDBs, particularly during the decade of 1991-2000, which is mainly due to adverse environment created by the financial sector reforms. Due to unfavourable policy framework, the entire rural credit delivery system is reduced to a moribund state. High transaction costs and poor repayment performance are the twin root causes of the moribund state of rural credit delivery system. With a view to revive the agricultural credit delivery system, there is need to adopt innovative approaches like linking of Self-Help Groups (SHGs) and Non-Government Organizations (NGOs) with mainstream financial institutions. The revival of rural credit delivery system of Maharashtra also depends on strategies that are required for tackling issues such as sustainability and viability, operational efficiency, recovery performance, small farmer coverage and balanced sectoral development of the state.
Author: Balwinder Singh
Publisher: Deep and Deep Publications
Published: 2000
Total Pages: 300
ISBN-13: 9788176292818
DOWNLOAD EBOOK →At Present, The Peasantry Is In Crisis Because Of Less Remunerative Nature Of Farming. As A Result, The Issue Of Indebtedness Of The Peasantry Has Raised Many Questions And It Was Focus Of The Recent Debate After Some Reported Suicide Cases. This Book Evaluates The Nature And Extent Of Rural Credit Along With The Growth Of Agricultural Production And The Process Of Farm Mechanisation. This Book Will Certainly Prove Useful To The Planners And Policy Makers And Would Guide The Academics In General, And The Researchers And Students Of Economics.
Author: Orlando J. Sacay
Publisher: World Bank Publications
Published: 1995-01-01
Total Pages: 48
ISBN-13: 9780821333952
DOWNLOAD EBOOK →World Bank Discussion Paper No. 291. Discusses the major issues associated with transforming and improving payment systems in emerging market economies. Economic activity requires a system of payments to facilitate trade and exchange between consumers and suppliers of products and services. This paper looks at the differences between payment systems in centrally planned and market economies. The authors examine both short- and long-term methods of improving payment systems. Distinctions between the various payment instruments are made, and the roles of country size, banking structure, and institutional framework are discussed. An appendix provides a summary checklist of information needed to plan adequately for changes in payment systems.
Author:
Publisher:
Published: 1996
Total Pages:
ISBN-13:
DOWNLOAD EBOOK →A series of reports focusing on current and emerging issues in agricultural and rural finance.
Author: Dale W Adams
Publisher: Routledge
Published: 2022-06-30
Total Pages: 336
ISBN-13: 9780367215491
DOWNLOAD EBOOK →Originally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.
Author: Weltbank
Publisher:
Published: 2013
Total Pages:
ISBN-13:
DOWNLOAD EBOOK →This paper discusses rural finance aspects of the World Bank's rural development strategy, "Reaching the Rural Poor" (see report no. 26763) by giving an overview of recent implementation experience, discussing current issues, and highlighting priorities for the future. The primary objective is to articulate how the Bank views current best practices in rural finance and attempts to incorporate them into its operations, as a common frame of reference for policymakers in client countries, Bank staff, and other donor agencies. In the process, it provides some operational guidance on the types of instruments suited to different circumstances, although it is not intended as a toolkit for project design. Four sections make up this report. Section II explores the characteristics of rural financial markets and constraints to their development, analyzes why the traditional paradigm of directed agricultural credit was replaced by a financial systems approach, and explains how this new paradigm is incorporated into institutional policies. Section III reviews recent implementation experience of Bank RMF operations and emerging issues. Section IV develops approaches for strengthening implementation of the Bank's strategy for rural financial market development at the levels of macro policies, institutions, communities and clients, and concludes with recommendations for improved consultation, both internal and external.
