Debt Man Walking

Debt Man Walking PDF

Author: Bruce Brammall

Publisher: John Wiley & Sons

Published: 2012-01-10

Total Pages: 222

ISBN-13: 1118303776

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The key to wealth is... a four-letter word. Debt, growth assets and time are the perfect ingredients for Generation X to create real wealth. If you were born in the '60s or '70s, remember Billy Ray Cyrus, BMX Bandits, Sony Walkmans, the fall of the Berlin Wall, ‘Who Shot JR?', the dot-eating Pac-Man -- and you're wondering how any of that could improve your financial position -- then this book is wa-a-ay overdue. Debt Man Walking will have you marching to a different financial beat, because Gen X's money needs are distinctive. Inside this book you'll discover: how to maximise your opportunities using investment debt that there are actually three types of debt: dumb, okay and great that your ‘relative' youth + diversification = wealth how you can double your super nest egg in 15 minutes why life as a Gen Xer is an excellent adventure ... dude.

Mortgages Made Easy

Mortgages Made Easy PDF

Author: Bruce Brammall

Publisher: John Wiley & Sons

Published: 2015-01-28

Total Pages: 208

ISBN-13: 0730316580

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Structure your mortgage for a more secure, more profitable property investment Mortgages Made Easy is the definitive guide to getting the optimal mortgage for your home or investment property purchase. Bestselling author, mortgage broker, and financial advisor Bruce Brammall, aka Debt Man, walks you through the process in his trademark style, giving you all the information you need to buy a property and finance it right. Success in real estate is as much about having the right debt structure as it is about buying quality property, and this book shows you how to build the financial fortification that is critical to your long-term security. You'll learn how to set yourself up for success before you even begin to house hunt, and how to approach investment properties differently from your own home purchase. Brammall guides you step by step through the loan and purchase, equipping you with the knowledge you need to make your property work in your favor. Property and debt are inseparable in the beginning, but what most people don't know is that accruing debt correctly plays a crucial role in the financial success of the property. This book explains it all, with practical advice and guidance throughout the process. Learn why debt is necessary and property is so popular Navigate the big choices that buying property entails Discover the critical differences between homes and investment properties Get mortgage-ready and examine loan structure options Given his qualifications, Brammall intrinsically understands the point where property, debt, and investment intersect, as well as their broader role in your wealth-creation plans. Your home is your castle, and a major part of your future security – it's important to set it up right. For savvy advice from an expert perspective, Mortgages Made Easy is the property buyer's mortgage manual.

Debt, Updated and Expanded

Debt, Updated and Expanded PDF

Author: David Graeber

Publisher: Melville House

Published: 2014-12-09

Total Pages: 566

ISBN-13: 1612194206

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Now in paperback, the updated and expanded edition: David Graeber’s “fresh . . . fascinating . . . thought-provoking . . . and exceedingly timely” (Financial Times) history of debt Here anthropologist David Graeber presents a stunning reversal of conventional wisdom: he shows that before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors. Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.

The Man Who Quit Money

The Man Who Quit Money PDF

Author: Mark Sundeen

Publisher: Penguin

Published: 2012-03-06

Total Pages: 273

ISBN-13: 1594485690

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Grand Prize Winner of the 2015 Green Book Festival Mark Sundeen's new book, The Unsettlers, is coming in January 2017 from Riverhead Books In 2000, Daniel Suelo left his life savings-all thirty dollars of it-in a phone booth. He has lived without money-and with a newfound sense of freedom and security-ever since. The Man Who Quit Money is an account of how one man learned to live, sanely and happily, without earning, receiving, or spending a single cent. Suelo doesn't pay taxes, or accept food stamps or welfare. He lives in caves in the Utah canyonlands, forages wild foods and gourmet discards. He no longer even carries an I.D. Yet he manages to amply fulfill not only the basic human needs-for shelter, food, and warmth-but, to an enviable degree, the universal desires for companionship, purpose, and spiritual engagement. In retracing the surprising path and guiding philosophy that led Suelo into this way of life, Sundeen raises provocative and riveting questions about the decisions we all make, by default or by design, about how we live-and how we might live better.

Management of Non-performing Advances

Management of Non-performing Advances PDF

Author: T. V. Gopalakrishnan

Publisher: Northern Book Centre

Published: 2004

Total Pages: 220

ISBN-13: 9788172111823

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The book deals with the problem of Non-Performing Advances (NPAs) in public sector banks and its impact on the banks' books, banking and financial system of the economy. Recognizing the inevitable and festering nature of the problem, the author has come out, inter alia, with a statistical model as an innovative, simple and practical solution to contain NPA formation to ensure a strong balance sheet for banks and improved image of the borrowers. The author claims that the solution will prove to be a win-win situation for all stakeholders of banks including the economy, and its constituents Government, shareholders, depositors, borrowers, employees and others. Salient Features Changes brought about in banks under Banking Sector Reforms. • Emergence of NPAs in banks. • Problem of NPAs: Its causes and effects. • Performance of Public sector banks on management of NPAs. • Impact of NPAs on the economy, banks’ balance sheets and profit and loss accounts. • Suggestions to contain NPAs from the angles of banks, borrowers, Government, Regulator and others. • A Statistical Model developed to contain formation of NPAs, strengthen banks' balance sheets and develop an emotional rapport between banks and borrowers.

Get the Hell Out of Debt

Get the Hell Out of Debt PDF

Author: Erin Skye Kelly

Publisher: Post Hill Press

Published: 2021-07-20

Total Pages: 307

ISBN-13: 1642939560

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Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.

Yea, Though I Walk Through the Valley of Debt

Yea, Though I Walk Through the Valley of Debt PDF

Author: Willie E. Russell Jr.

Publisher: iUniverse

Published: 2005-09

Total Pages: 69

ISBN-13: 059536974X

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Yea, Though I Walk Through The Valley Of Debt is going to revolutionize the way you think about money. Soon, you'll be able to say with assurance: "I'll never be in debt again!" "Chronic debt has its roots in the spirit realm. It's a spiritual problem that requires a spiritual solution. This book isn't full of spiritual-ease while sidestepping the real, practical issues. On the contrary, if you'll approach this book with an open mind and truly take an honest look at your situation, I believe it will help you break the bondage of debt over your life-spiritually and practically-once and for all." Author Willie Russell will help you: Identify And Destroy The Root Of Your Chronic Debt Break Spiritual Strongholds Over Your Finances Go Beyond Stewardship Into What God Really Wants For You This is it! The end of being broke, busted and disgusted. Obliterate debt from your life forever!

Walden on Wheels

Walden on Wheels PDF

Author: Ken Ilgunas

Publisher: Houghton Mifflin Harcourt

Published: 2013

Total Pages: 319

ISBN-13: 054402883X

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Inspired by Thoreau, Ilgunas set out on a Spartan path to pay off $32,000 in undergraduate student loans by scrubbing toilets and making beds in Alaska. Determined to graduate debt-free after enrolling in graduate school, he lived in an Econoline van in a campus parking lot, saving--and learning--much about the cost of education today.

Say Yes to No Debt

Say Yes to No Debt PDF

Author: DeForest B. Soaries

Publisher: HarperChristian + ORM

Published: 2015-12-01

Total Pages: 222

ISBN-13: 0310343976

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The founder of the dfree™ movement's twelve attainable steps to financial freedom. This book is not just another financial literacy program that assumes that all people need is information. Drawing on his personal experience and years as a pastor, public policy maker, and community leader, DeForest "Buster" Soaries, Jr. shares a groundbreaking, life-changing approach to financial wellness that views financial bondage as an emotional, spiritual, and psychological problem. The dfree™ movement provides twelve easy, attainable steps to help you: Get started on your debt by admitting the problem, addressing the mess, and adjusting your attitude Get control by creating a spending plan, becoming accountable, and setting goals Get ahead by building wealth, planning your will and estate, and celebrating your success And give back by investing in others, through tithing, mentoring, and leading your own dfree™ movement If you want to live a debt-free life with the financial freedom to travel, purchase a home within your means, and enjoy retirement without the burden of pay excess monthly bills, then this book is for you. Eliminating debt is the first step toward financial freedom. And YOU can do it.