Covering Accident Costs

Covering Accident Costs PDF

Author: Mark Rahdert

Publisher: Temple University Press

Published: 2010-06

Total Pages: 263

ISBN-13: 1439904529

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The debate over the structure of tort law and victim compensation.

North Carolina Auto Accident & Insurance Law

North Carolina Auto Accident & Insurance Law PDF

Author: Carl Nagle

Publisher: Lulu.com

Published: 2017-08-11

Total Pages: 246

ISBN-13: 1483417557

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Former insurance company lawyer and former claims adjuster Carl Nagle reveals insurance industry secrets and step-by-step guidelines to help motor vehicle accident victims: safely navigate the insurance claim process understand what is covered by insurance identify all parties who owe for accident losses locate all insurance policies and safely report claims collect full payment for car repairs or total loss receive medical care now with no out-of-pocket loss collect benefits from multiple insurance policies settle privately with no lawsuits or court involvement avoid insurance adjuster payment reduction tactics understand and present proper medical evidence maximize cash settlement for pain & suffering collect payment now for future medical needs collect for all lost wages & earning ability understand common traumatic injuries determine the fair value of your injury case make sure your settlement is tax free reduce & defend all claims against your settlement

How To Win Your Personal Injury Claim

How To Win Your Personal Injury Claim PDF

Author: J. L. Matthews

Publisher: NOLO

Published: 2004-10-01

Total Pages: 244

ISBN-13: 9781413300819

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Armed with the right information, anyone can handle a personal injury claim without a lawyer. Attorney Joseph Matthews provides strategies for handling every stage of the insurance claim process including how to:- protect one's rights after an accident- evaluate what a claim is worth- handle a property damage claim- avoid insurance company run-arounds- obtain a full and fair settlement- save thousands in attorney fees

The U.S. Experience with No-fault Automobile Insurance

The U.S. Experience with No-fault Automobile Insurance PDF

Author: James M. Anderson

Publisher: Rand Corporation

Published: 2010

Total Pages: 191

ISBN-13: 083304916X

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"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.

Understanding Auto Insurance

Understanding Auto Insurance PDF

Author: George Allen Fulwell

Publisher: Booktango

Published: 2015-03-05

Total Pages: 36

ISBN-13: 146895637X

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Understanding Auto Insurance; Insurance Explained is about explaining some of the basics of auto insurance and auto insurance policies. Auto insurance can often be complicated and confusing, but this book hopes to explain the basics more clearly. This book is especially for people who are new to the business of getting auto insurance, or who have never understood it. Terms like comprehension, and liabililty are explained clearly and easily.

Costs of Occupational Injuries and Illnesses

Costs of Occupational Injuries and Illnesses PDF

Author: J. Paul Leigh

Publisher: University of Michigan Press

Published: 2000

Total Pages: 332

ISBN-13: 9780472110810

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As the debate over health care reform continues, costs have become a critical measure in the many plans and proposals to come before us. Knowing costs is important because it allows comparisons across such disparate health conditions as AIDS, Alzheimer's disease, heart disease, and cancer. This book presents the results of a major study estimating the large and largely overlooked costs of occupational injury and illness--costs as large as those for cancer and over four times the costs of AIDS. The incidence and mortality of occupational injury and illness were assessed by reviewing data from national surveys and applied an attributable-risk-proportion method. Costs were assessed using the human capital method that decomposes costs into direct categories such as medical costs and insurance administration expenses, as well as indirect categories such as lost earnings and lost fringe benefits. The total is estimated to be $155 billion and is likely to be low as it does not include costs associated with pain and suffering or of home care provided by family members. Invaluable as an aid in the analysis of policy issues, Costs of Occupational Injuryand Illness will serve as a resource and reference for economists, policy analysts, public health researchers, insurance administrators, labor unions and labor lawyers, benefits managers, and environmental scientists, among others. J. Paul Leigh is Professor in the School of Medicine, Department of Epidemiology and Preventive Medicine, University of California, Davis. Stephen Markowitz, M.D., is Professor in the Department of Community Health and Social Medicine, City University of New York Medical School. Marianne Fahs is Director of the Health Policy Research Center, Milano Graduate School of Management and Urban Policy, New School University. Philip Landrigan, M.D., is Wise Professor and Chair of the Department of Community Medicine, Mount Sinai Medical Center, New York.