Credit Repair Kit For Dummies

Credit Repair Kit For Dummies PDF

Author: Steve Bucci

Publisher: John Wiley & Sons

Published: 2008-07-28

Total Pages: 394

ISBN-13: 0470276738

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Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

Clean Up Your Credit!

Clean Up Your Credit! PDF

Author: Richard Mansfield

Publisher: Rowman & Littlefield

Published: 2022-05-15

Total Pages: 185

ISBN-13: 1493066978

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Bad things happen to good people. Events not always under our control can often result in our credit scores going down, and sometimes way, way down. There are consumer protection laws that you can use to remove negative items from your credit report,. Because of a quirk in the law you can, as the author did, remove items that really are yours. But if you try to go it alone, the credit repair journey can be a nightmare. This book introduces a step-by-step credit repair system, actulal documents the author used to settle suits, and legal cases filed in federal courts against major credit bureaus. These are the credit repair secrets they really don’t want to you to know, from someone who successfully challenged the credit reporting industry. Contrary to what you may believe, there is a way to improve your credit score substantially, and this book will help you get there.The author was a vice president at Guardian Bank in charge of the collection department and went on to start a collection agency. After selling the agency he became a credit restoration coach. To prove what he knew in theory could in fact be done, he stopped paying everything: repossession, foreclosure, medical bills, student loans, and credit cards. He even filed for bankruptcy. His credit score went from over 800 down to 461. He had it back to 742 in five months. Mr. Mansfield walks you through every step of the credit restoration process. As a bonus, when you purchase the book there’s information on how to contact Mr. Mansfield directly! There is no other credit restoration book like this.

The Guerrilla Guide to Credit Repair

The Guerrilla Guide to Credit Repair PDF

Author: Todd Bierman

Publisher: Macmillan

Published: 2005-12-27

Total Pages: 212

ISBN-13: 9780312340254

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A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad. This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: --How to contact three major credit bureaus and get a copy of your credit report. --How to decipher and understand the report's complex codes, numbers, and implications. --Step-by-step, how to correct errors and clean up your credit history. --How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse. Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.

Complete Credit Repair Kit

Complete Credit Repair Kit PDF

Author: Brette McWhorter Sember

Publisher: Sourcebooks, Inc.

Published: 2011-11

Total Pages: 482

ISBN-13: 1402272057

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The Complete Credit Repair Kit was written for the more than three million consumers who are refused credit each year due to inaccurate, incomplete, or out-of-date information in their credit files. With total bankruptcy filings reaching 1.4 million in 2009, this book is a must-have in today's tumultuous economy. This updated edition covers the Credit Card Accountability and Responsibility and Disclosure Act of 2009, a piece of legislation that offers benefits for credit card users and features blank forms and letters on SphinxLegal.com that readers can use to boost their credit scores.

Solve Your Money Troubles

Solve Your Money Troubles PDF

Author: Amy Loftsgordon

Publisher: Nolo

Published: 2021-07-27

Total Pages: 400

ISBN-13: 1413328849

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"Learn how to manage the financial impact of COVID-19, stop collection calls and wage garnishments, avoid foreclosure"--Cover.

The Credit Cleanup Book

The Credit Cleanup Book PDF

Author: Shindy Chen

Publisher: Bloomsbury Publishing USA

Published: 2014-10-14

Total Pages: 198

ISBN-13: 1440831831

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By unlocking the mortgage industry's trade secrets, this indispensable book will help readers understand credit scoring and learn how to obtain—and improve—their credit reports. Many consumers don't understand the basics of credit reporting and scoring or how this information is used by lenders and service providers today. This book was written to remedy that. A no-nonsense guide, it teaches readers about credit reports and scores, shows them how to obtain and read their credit reports, and outlines ways to remove negative and inaccurate items. Readers will also learn about the latest consumer protection legislation concerning credit and lending and about changes in lending practices that can impact their financial well-being. The book details credit's impact on nearly every aspect of life, including employment; insurance; love relationships; services such as mobile phones and utilities; apartment leases; and auto, business, and home mortgage loans. It walks readers through the process of disputing negative items on credit reports and includes letter templates that can be used for that purpose. Finally, it provides readers with credit- and debt-management tips and describes state-of-the-art tools that can be used to foster better money- and credit-management habits. With this book in hand, a consumer should be able to achieve the higher credit score that is a person's greatest financial asset.

A Clean Up Man

A Clean Up Man PDF

Author: M.T. Pope

Publisher: Urban Books

Published: 2012-10-01

Total Pages: 288

ISBN-13: 1622861736

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Kraig Holmes is a hard-working independent contractor living in Baltimore. He's an average guy—with one exception. A painful secret haunts him daily. Kraig had a one-time sexual experience with a man he knew little about. It propelled him into a lifestyle of promiscuity and an insatiable appetite for dangerous sex. When the guy disappeared into thin air, Kraig was left hurt and devastated. Now Kraig has developed a taste for the married men who pursue him while he's working on their homes. When his sexual escapades spiral out of control and out into the open, he quickly tries to get things under wraps. Then the unexpected happens—a chance encounter with his one night stand from college. Kraig is hurt when he discovers the man doesn't even remember him. Kraig vows to set up the man who turned him out and disappeared. What Kraig doesn't know is that his "victim" isn't the lay-down-and-take-it type. He has a few cards up his sleeve that will deliver damaging blows to Kraig's life. When it's all said and done, the truth with be revealed, and there will be consequences. M.T. Pope delivers another hot, scandalous tale full of lust, infidelity, and over-the-top drama.

Girl, Get Your Credit Straight!

Girl, Get Your Credit Straight! PDF

Author: Glinda Bridgforth

Publisher: Currency

Published: 2008-01-15

Total Pages: 354

ISBN-13: 0767929284

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Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.

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