Challenges Women Face in Retirement Security
Author: Jean B. Larou
Publisher:
Published: 2009
Total Pages: 139
ISBN-13: 9781617281761
DOWNLOAD EBOOK →Author: Jean B. Larou
Publisher:
Published: 2009
Total Pages: 139
ISBN-13: 9781617281761
DOWNLOAD EBOOK →Author: Jean B. Larou
Publisher:
Published: 2009
Total Pages: 0
ISBN-13: 9781607417477
DOWNLOAD EBOOK →This book focuses on women and retirement. Women aged 65 and over will account for a growing segment of the U.S. population over the next several decades. Despite increases in women's workforce behaviour in the past 65 years, elderly women have persistently high rates of poverty. Thus, it is important to understand the differences between men's and women's retirement income, and how women may fare given future reforms to Social Security and pensions. Preparing for retirement and achieving financial security are daunting tasks for all Americans to be sure; however, women face many unique challenges. Women still perform the primary caretaker role in our society. As a result, many women spend significant periods of time out of the workforce raising children or taking care of elderly parents, significantly diluting their earning power. Women are also more likely to work part-time or work in industries where employers are less likely to offer retirement benefits. And women generally earn less than men. In 2004, women earned 77 cents for every dollar earned by men. All of these factors have a significant impact on what women receive from Social Security and pension, as well as what they are able to accumulate through personal savings. This income gap is further exacerbated by the fact that women generally live longer than men, and therefore, need to stretch their income over a longer period of time. This book consists of public domain documents which have been located, gathered, combined, reformatted, and enhanced with a subject index, selectively edited and bound to provide easy access.
Author: U.s. Government Accountability Office
Publisher: Createspace Independent Publishing Platform
Published: 2017-08-03
Total Pages: 96
ISBN-13: 9781974226856
DOWNLOAD EBOOK →" Elderly women, who comprise a growing portion of the U.S. population, have historically been at greater risk of living in poverty than elderly men. Several factors contribute to the higher rate of poverty among elderly women including their tendency to have lower lifetime earnings, take time out of the workforce to care for family members, and outlive their spouses. Other factors could affect older women's financial insecurity. These include the economic downturn and changing trends in pension plan offerings. In light of these circumstances, GAO was asked to examine (1) how women's access to and participation in employer-sponsored retirement plans compare to men's and how they have changed over time, (2) how women's retirement income compares to men's and how the composition of their income-the proportion of income coming from different sources-changed with economic conditions and trends in pension design, (3) how later-in-life events affect women's retirement income security, and (4) what policy options are available to help increase women's retirement income security. To answer these questions, GAO analyzed data from two nationally representative surveys, conducted a broad literature review, and interviewed a range of experts in the area of retirement security. GAO is making no recommendations. GAO received technical comments on a draft of this report from the Department of Labor, the Department of the Treasury and the Social Security"
Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
Published: 2018-01-05
Total Pages: 96
ISBN-13: 9781983542978
DOWNLOAD EBOOK →RETIREMENT SECURITY: Women Still Face Challenges
Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
Published: 2018-01-24
Total Pages: 94
ISBN-13: 9781984161406
DOWNLOAD EBOOK →Retirement Security: Women Face Challenges in Ensuring Financial Security in Retirement
Author: Government Accountability Office
Publisher: CreateSpace
Published: 2013-09-12
Total Pages: 96
ISBN-13: 9781492351689
DOWNLOAD EBOOK →Since the early 1900s, female life expectancy has exceeded male life expectancy, resulting in women outnumbering men in the older age groups. Although gender differences in life expectancy have been decreasing, women age 65 and over continue to outnumber men age 65 and over. This trend is projected to continue over the next 4 decades. Further, the population age 65 and over is expected to more than double from 2010 to 2050. The population of women among the “oldest-old”— those 85 and over—is also projected to grow. Today, of those age 65 and over, one-sixth of women and one-tenth of men are among the oldest-old and this is projected to grow to almost one-quarter of women and one-fifth of all men by 2050.
Author: United States. Government Accountability Office
Publisher:
Published: 2007
Total Pages: 85
ISBN-13:
DOWNLOAD EBOOK →Author: U S Government Accountability Office (G
Publisher: BiblioGov
Published: 2013-06
Total Pages: 96
ISBN-13: 9781289061456
DOWNLOAD EBOOK →The U.S. Government Accountability Office (GAO) is an independent agency that works for Congress. The GAO watches over Congress, and investigates how the federal government spends taxpayers dollars. The Comptroller General of the United States is the leader of the GAO, and is appointed to a 15-year term by the U.S. President. The GAO wants to support Congress, while at the same time doing right by the citizens of the United States. They audit, investigate, perform analyses, issue legal decisions and report anything that the government is doing. This is one of their reports.
Author: Charles Jeszeck
Publisher:
Published: 2013-02-22
Total Pages: 96
ISBN-13: 9781457836824
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