Rural Business Programs and Business Performance

Rural Business Programs and Business Performance PDF

Author: Anil Rupasingha

Publisher:

Published: 2020

Total Pages: 0

ISBN-13:

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The USDA's Rural Development (RD) has implemented several loan and grant programs to support businesses located in rural areas and the Business and Industry (B&I) Guaranteed Loan Program is the largest among them. The focus of the present study is to estimate the impact of B&I program participation and the amount of loans received on the probability of survival and employment growth of recipient businesses over the period of 1990-2013. Using administrative data on B&I loans from RD and business-level data from the National Establishment Time-Series (NETS), we utilize a matched difference-in-difference estimation strategy to assess the impact of the B&I program on establishment-level outcomes. We find that the receipt of a B&I loan helps recipient businesses to reduce the risk of failure and grow slightly faster, compared with a similar control group of businesses. We also test if the impacts vary with the loan size and find that while increasing the size of loans has an increasing effect to reduce the risk of failure, it shows no statistically significant effect on employment growth.

Guaranteed Loanmaking and Servicing Regulations (Us Rural Utilities Service Regulation) (Rus) (2018 Edition)

Guaranteed Loanmaking and Servicing Regulations (Us Rural Utilities Service Regulation) (Rus) (2018 Edition) PDF

Author: The Law Library

Publisher: Independently Published

Published: 2019-01-08

Total Pages: 100

ISBN-13: 9781793419408

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The Law Library presents the complete text of the Guaranteed Loanmaking and Servicing Regulations (US Rural Utilities Service Regulation) (RUS) (2018 Edition). Updated as of May 29, 2018 The Rural Business-Cooperative Service (Agency) is an agency within the Rural Development mission area of the United States Department of Agriculture (USDA) responsible for administering the Business and Industry (B&I) Guaranteed Loan Program. The B&I Guaranteed Loan Program is authorized by the Consolidated Farm and Rural Development Act and provides loan guarantees to banks and other approved lenders to finance private businesses located in rural areas. This ebook contains: - The complete text of the Guaranteed Loanmaking and Servicing Regulations (US Rural Utilities Service Regulation) (RUS) (2018 Edition) - A dynamic table of content linking to each section - A table of contents in introduction presenting a general overview of the structure

The SBA Loan Book

The SBA Loan Book PDF

Author: Charles H Green

Publisher: Simon and Schuster

Published: 2010-12-18

Total Pages: 178

ISBN-13: 1440510024

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Spurred by President Obama, the Small Business Association has stepped up its loan program to companies around the nation. But to receive an SBA-guaranteed loan, firms must navigate a complex course of processes, qualifications, documentation, and approvals. You need this new edition of Charles Green's invaluable book to chart the best way to apply for and get an SBA loan. Green wastes no time in showing: Why an SBA loan guarantee is a good option in tough economic times How to choose the right bank at a time when many banks have failed and credit is tight What the new rules and regulations say about the paperwork and documentation loan applicants must supply In today's turbulent economic climate, solid financial backing is the key to small business survival. And this fully updated guide to SBA loans will help you land it.