Building Financial Resilience

Building Financial Resilience PDF

Author: Jerry Buckland

Publisher: Springer

Published: 2018-02-19

Total Pages: 270

ISBN-13: 3319724193

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This book examines how credit and finance schemes affect the financial lives of vulnerable people around the world. These schemes include payday lending, matched savings, and financial literacy in the Global North, and micro-credit and mobile banking in the Global South. Buckland sets these schemes within the context of financialization and seeks to identify strengths, weaknesses, and ways to enhance the well-being of vulnerable people. This book’s coverage of a wide range of financial products and geographic regions makes for a unique and innovative perspective on this topic. It presents a balanced critique of credit and finance schemes under the assumption that reform is the most practical means to improve human well-being.

Redefining Strategic Routes to Financial Resilience in ASEAN+3

Redefining Strategic Routes to Financial Resilience in ASEAN+3 PDF

Author: Asian Development Bank

Publisher:

Published: 2021

Total Pages: 420

ISBN-13: 9789292691875

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This book explores how regional financial cooperation could support greater financial resilience in ASEAN+3 amid rapid economic and financial development and technological change. Globalization and digitalization have transformed the financial landscape of ASEAN+3-the Association of Southeast Asian Nations (ASEAN) and the People's Republic of China, Japan, and the Republic of Korea. Despite impressive reforms, the region faces continued challenges. These include deepening corporate bond markets, coping with cross-border bank concentration risk, reducing dependence on the United States dollar, achieving sustainable infrastructure investments, addressing pension issues, and supporting fintech development. This edited volume highlights the potential for stronger regional financial cooperation to help address such challenges. It discusses lessons learned through financial cooperation since the Asian financial crisis and sets out policy considerations to help promote a more resilient financial future.

Recession-Proof Your Finances

Recession-Proof Your Finances PDF

Author: Barrett Williams

Publisher: Barrett Williams

Published: 2024-04-22

Total Pages: 95

ISBN-13:

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Unlock the Secrets to Financial Fortitude—Even in Uncertain Times—with "Recession-Proof Your Finances" Imagine standing resilient in the face of economic turmoil, your finances unscathed as the tides of uncertainty swirl around you. "Recession-Proof Your Finances" is your essential guide to not just surviving, but thriving, when economic downturns threaten the stability of your financial landscape. Delve into the depths of economic ebb and flow as you begin your journey with a foundational understanding of what defines a recession, the historical perspective, and the telltale signs of a brewing financial storm. With knowledge as your shield, you become equipped to preemptively bolster your financial bastion. Embark on a critical assessment of your financial health, dissecting your net worth, income streams, and expenditure to forge a steely framework from which to grow a robust monetary defense. As you cultivate a recession-proof mindset, discover the pivotal role that psychology plays in effective money management during challenging periods. Fear becomes a relic of the past as you build confidence in your economic stability. Learn the art of debt management before the crisis hits, setting foundations that ensure high-interest debts and loans don't become your downfall. Create your emergency fund with strategic insights, shield it from inflation, and let it be the buffer that keeps you afloat when the waves come crashing down. "Diversifying Your Portfolio" becomes your mantra as you navigate through the realms of assets and alternative investments, ensuring that your wealth is not only safeguarded but also positioned for growth despite economic tremors. Income diversification transforms from a mere concept to a tangible strategy as you explore side hustles, freelancing, and investing in recession-proof businesses. Meanwhile, budget crafting turns into an art form, balancing frugality with quality of life, guiding you to make mindful decisions that secure your future. Beyond personal finance, venture into the world of real estate, small business fortification, and insurance navigation—each chapter a new stone laid on the path to unwavering financial assurance. As you approach the zenith of your journey, "Recession-Proof Your Finances" does not leave your side, offering guidance on retirement planning, career advancement, and leveraging vital community and government resources. And when the economic skies clear, you'll be ready—not just to rebuild, but to flourish, with a financial foundation more resilient than ever before. With "Recession-Proof Your Finances" as your companion, the looming shadow of economic hardship will not dictate your fate. You are the architect of your financial destiny; begin constructing your fortress today.

Building Financial Resilience to Climate Change

Building Financial Resilience to Climate Change PDF

Author: Kenneth Smith

Publisher:

Published: 2024-04-18

Total Pages: 0

ISBN-13:

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Building financial resilience to climate change is a critical resource for anyone concerned about their financial impact from climate change. Detailed descriptions of the risks by region and practical advice on how to mitigate them. If you want to be better prepared for the storms ahead building financial resilience is a must read.

Investing in Resilience

Investing in Resilience PDF

Author: Asian Development Bank

Publisher: Asian Development Bank

Published: 2013-01-01

Total Pages: 368

ISBN-13: 9290929502

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Investing in Resilience: Ensuring a Disaster-Resistant Future focuses on the steps required to ensure that investment in disaster resilience happens and that it occurs as an integral, systematic part of development. At-risk communities in Asia and the Pacific can apply a wide range of policy, capacity, and investment instruments and mechanisms to ensure that disaster risk is properly assessed, disaster risk is reduced, and residual risk is well managed. Yet, real progress in strengthening resilience has been slow to date and natural hazards continue to cause significant loss of life, damage, and disruption in the region, undermining inclusive, sustainable development. Investing in Resilience offers an approach and ideas for reflection on how to achieve disaster resilience. It does not prescribe specific courses of action but rather establishes a vision of a resilient future. It stresses the interconnectedness and complementarity of possible actions to achieve disaster resilience across a wide range of development policies, plans, legislation, sectors, and themes. The vision shows how resilience can be accomplished through the coordinated action of governments and their development partners in the private sector, civil society, and the international community. The vision encourages “investors” to identify and prioritize bundles of actions that collectively can realize that vision of resilience, breaking away from the current tendency to pursue disparate and fragmented disaster risk management measures that frequently trip and fall at unforeseen hurdles. Investing in Resilience aims to move the disaster risk reduction debate beyond rhetoric and to help channel commitments into investment, incentives, funding, and practical action

Building Financial Resilience to Climate Impacts A Framework for Governments to Manage the Risks of Losses and Damages

Building Financial Resilience to Climate Impacts A Framework for Governments to Manage the Risks of Losses and Damages PDF

Author: OECD

Publisher: OECD Publishing

Published: 2022-12-08

Total Pages: 135

ISBN-13: 9264801197

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Governments are facing significant climate-related risks from the expected increase in frequency and intensity of cyclones, floods, fires, and other climate-related extreme events. The report Building Financial Resilience to Climate Impacts: A Framework for Governments to Manage the Risks of Losses and Damages provides a strategic framework to help governments, particularly those in emerging market and developing economies, strengthen their capacity to manage the financial implications of climate-related risks.

The Pink Hard Hat a Woman's Guide to Resilience

The Pink Hard Hat a Woman's Guide to Resilience PDF

Author: Louise Fitzgerald-Baker

Publisher:

Published: 2019-11-15

Total Pages: 172

ISBN-13: 9781689659055

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Let's start a conversation about financial resilience. If you lost your job or relationship today, would you be OK? The fact is that thousands of women in Australia are not. Women over 55 are the fastest growing homeless group in this country, and it's a trend echoed in the UK and US. Most of these women were not born into poverty, just poorly insulated from it. Drawing on inspiring multi-generational stories, Louise Fitzgerald-Baker shows how to build strength and resilience in all aspects of our lives, starting with business and finance. A successful property developer, Louise risked losing everything when the industry hit a downturn. The stress took its toll and she had to urgently look after her health and wellbeing.In the process, she realised that she wasn't alone. Many women told Louise they'd suddenly realised the ground had shifted. They had to re-think who they were and how they could continue to contribute to the world in a meaningful way.'The Pink Hard Hat' is Louise's metaphor for financial insulation. It's all about building a life of security, resilience and purpose. So pull on your hard hat and your steel-capped boots, and start investing in yourself now. Louise is on a mission to change the plight of accidental poverty for women today. She wrote this book to start the conversation about money. Louise believes Are you OK? should extend to our financial wellbeing. And that as women, we need to share our stories and insights to help each other along. Each one, teach one. In that way we can build our resilience, capacity and community. www.thepinkhardhat.com.au