A Wunch of Bankers

A Wunch of Bankers PDF

Author: Daniel Ziffer

Publisher: Scribe Us

Published: 2020-04-07

Total Pages: 0

ISBN-13: 9781925849363

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It wasn't even the long list of scandals exposed to a horrified nation -- charging fees to dead people, ignoring blatant conflicts of interest, and taking $1 billion from customers in fees that banks were never entitled to. What made it so fascinating, so heart-breaking, and so enraging was the procession of faces through the witness box, and the team of counsel gazing into the dark heart of banking. Tearful victims, blank-faced executives, hapless regulators, and a couple of utter charlatans all had their day in court, watched by an audience of millions, and revealing -- in their stories -- the material to justify re-shaping the multi-trillion dollar financial services industry that forms a pillar of Australian life. A Wunch of Bankers covers not just the big shocks, but the small moments -- lost in the flurry of daily reporting -- that reveal how companies have used the law, limp enforcement, and basic human behaviour to take advantage of customers. Is there a phrase that judges how much life-insurance spruikers in call centres can terrify you about your impending death -- and the grief-stricken ruins of an estate you'll leave for your bereaved family -- while still being legal? Yes, there is. Was there a meeting in which a bank's executives ignored a warning of "Extreme" from its chief risk officer, to embark on an illegal scheme that accrued $3.6 billion in funds? There was. In A Wunch of Bankers, Dan Ziffer brings out the colour and grit of the royal commission's proceedings, and explores broader issues raised by the testimony

Accelerando

Accelerando PDF

Author: Charles Stross

Publisher: Penguin

Published: 2005-07-05

Total Pages: 432

ISBN-13: 1101208473

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The Singularity. It is the era of the posthuman. Artificial intelligences have surpassed the limits of human intellect. Biotechnological beings have rendered people all but extinct. Molecular nanotechnology runs rampant, replicating and reprogramming at will. Contact with extraterrestrial life grows more imminent with each new day. Struggling to survive and thrive in this accelerated world are three generations of the Macx clan: Manfred, an entrepreneur dealing in intelligence amplification technology whose mind is divided between his physical environment and the Internet; his daughter, Amber, on the run from her domineering mother, seeking her fortune in the outer system as an indentured astronaut; and Sirhan, Amber’s son, who finds his destiny linked to the fate of all of humanity. For something is systematically dismantling the nine planets of the solar system. Something beyond human comprehension. Something that has no use for biological life in any form...

Den of Vipers

Den of Vipers PDF

Author: Cynthia F. Hodges

Publisher: Auriga Books

Published: 2021-02-23

Total Pages: 833

ISBN-13: 9780976392088

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Central banks have wrested control of national economies from elected officials and have hijacked financial policy-making. This book paints a bleak picture of the economic landscape in an effort to warn investors and other interested parties of the potential dangers that lie ahead. Well into the so-called "booming economic times," stress fractures in the foundation are becoming increasingly apparent. Eventually, the financial house of cards will collapse. Anyone who is caught unaware risks losing everything. Unlike some doom and gloom books, Den of Vipers offers doable solutions to economic woes created by a secretive clique of banking insiders. Strategies on how to protect one's assets and even profit from a systemic breakdown are also explored. Anyone who is concerned about their financial future and is not convinced by the empty assurances of the mainstream media would benefit from reading this book.

Beyond Bitcoin

Beyond Bitcoin PDF

Author: Simon Dingle

Publisher: Icon Books

Published: 2022-01-06

Total Pages: 175

ISBN-13: 1785788310

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After over a decade of Bitcoin, which has now moved beyond lore and hype into an increasingly robust star in the firmament of global assets, a new and more important question has arisen. What happens beyond Bitcoin? The answer is decentralised finance - 'DeFi'. Tech and finance experts Steven Boykey Sidley and Simon Dingle argue that DeFi - which enables all manner of financial transactions to take place directly, person to person, without the involvement of financial institutions - will redesign the cogs and wheels in the engines of trust, and make the remarkable rise of Bitcoin look quaint by comparison. It will disrupt and displace fine and respectable companies, if not entire industries. Sidley and Dingle explain how DeFi works, introduce the organisations and individuals that comprise the new industry, and identify the likely winners and losers in the coming revolution.

Money Spinners

Money Spinners PDF

Author: Annelise Nielsen

Publisher: Penguin Group Australia

Published: 2019-08-20

Total Pages: 254

ISBN-13: 1760893188

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Is financial advice riddled with scandals because there are just a few bad apples or is there an inherent conflict in the profession? Financial advice in Australia started with insurance brokers going door to door dispensing advice, and that slowly edged its way into financial advice then, compulsory superannuation set the industry off and racing. There have been scandals, collapses, merges, soft approaches to regulations and a history of skewed priorities. The drive for competition saw a lack of self-regulation that lead, ultimately to the Banking Royal Commission and an opportunity to expose the worst operators and the bad advice being dispensed. Incompetence, conflicts of interest and greed are all exposed. Where to from here? ASIC and APRA have become emboldened, but where will ordinary Australians be going to receive the best direction for a secure financial future? Annelise Nielsen has watched and studied the implosion of the financial services sector and in clear language, wades through the weasel words to provide some clarity.

Deenie

Deenie PDF

Author: Judy Blume

Publisher: Simon and Schuster

Published: 2014-04-29

Total Pages: 192

ISBN-13: 1481410377

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Originally published by Bradbury Press in 1973.

American Kleptocracy

American Kleptocracy PDF

Author: Casey Michel

Publisher: St. Martin's Press

Published: 2021-11-23

Total Pages: 232

ISBN-13: 1250274532

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A remarkable debut by one of America's premier young reporters on financial corruption, Casey Michel's American Kleptocracy offers an explosive investigation into how the United States of America built the largest illicit offshore finance system the world has ever known. "An indefatigable young American journalist who has virtually cornered the international kleptocracy beat on the US end of the black aquifer." —The Los Angeles Review of Books For years, one country has acted as the greatest offshore haven in the world, attracting hundreds of billions of dollars in illicit finance tied directly to corrupt regimes, extremist networks, and the worst the world has to offer. But it hasn’t been the sand-splattered Caribbean islands, or even traditional financial secrecy havens like Switzerland or Panama, that have come to dominate the offshoring world. Instead, the country profiting the most also happens to be the one that still claims to be the moral leader of the free world, and the one that claims to be leading the fight against the crooked and the corrupt: the USA. American Kleptocracy examines just how the United States’ implosion into a center of global offshoring took place: how states like Delaware and Nevada perfected the art of the anonymous shell company, and how post-9/11 reformers watched their success usher in a new flood of illicit finance directly into the U.S.; how African despots and post-Soviet oligarchs came to dominate American coastlines, American industries, and entire cities and small towns across the American Midwest; how Nazi-era lobbyists birthed an entire industry of spin-men whitewashing trans-national crooks and despots, and how dirty money has now begun infiltrating America's universities and think tanks and cultural centers; and how those on the front-line are trying to restore America's legacy of anti-corruption leadership—and finally end this reign of American kleptocracy.

The Onion Book of Known Knowledge

The Onion Book of Known Knowledge PDF

Author: The Onion

Publisher: Little, Brown

Published: 2012-10-23

Total Pages: 259

ISBN-13: 031613323X

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Are you a witless cretin with no reason to live? Would you like to know more about every piece of knowledge ever? Do you have cash? Then congratulations, because just in time for the death of the print industry as we know it comes the final book ever published, and the only one you will ever need: The Onion's compendium of all things known. Replete with an astonishing assemblage of facts, illustrations, maps, charts, threats, blood, and additional fees to edify even the most simple-minded book-buyer, The Onion Book of Known Knowledge is packed with valuable information -- such as the life stages of an Aunt; places to kill one's self in Utica, New York; and the dimensions of a female bucket, or "pail." With hundreds of entries for all 27 letters of the alphabet, The Onion Book of Known Knowledge must be purchased immediately to avoid the sting of eternal ignorance.

The Failure of Free-Market Economics

The Failure of Free-Market Economics PDF

Author: Martin Feil

Publisher: Scribe Publications

Published: 2010-03-29

Total Pages: 273

ISBN-13: 1921215542

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The basic concept behind free-market economics was simple and seductive: the government should not attempt to pick winners by granting assistance to specific industries, and it should only intervene in the market in circumstances where there has been a substantial market failure.

How to Analyse Bank Financial Statements

How to Analyse Bank Financial Statements PDF

Author: Thomas Padberg

Publisher: Harriman House Limited

Published: 2017-01-30

Total Pages: 246

ISBN-13: 0857195182

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The financial statements of banks differ very much from those of non-banks. The assets and liabilities are mostly financial based, and the equity ratio is far lower than the equity ratios of industrial companies. Banking supervision has a big influence on the financial statements too. Recent years have shown the risks which can evolve from banks, but normal instruments of financial statement analysis are not sufficient to analyse banks and locate these risks: different methods are needed. This book, by experienced bank analyst Thomas Padberg, provides analysts and investors with the tools to analyse bank financial statements, find problems in bank finances, and assess the risks of banks. Examples with real bank financial data are used to show readers the step-by-step methods to follow when looking at bank financial statements. The book covers: - The specific accounting rules that apply to banks - How to analyse bank segment reporting - The ratios to use when analysing bank financial statements - How to analyse bank profit and loss accounts - Equity analysis and stock analysis of banks This is an essential guide for all analysts and serious investors who need to analyse bank financial statements.