Get What's Yours

Get What's Yours PDF

Author: Laurence J. Kotlikoff

Publisher: Simon and Schuster

Published: 2015-02-17

Total Pages: 336

ISBN-13: 1476772290

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Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.

A Guide to Kotlikoff, Moeller and Solman's Get What's Yours

A Guide to Kotlikoff, Moeller and Solman's Get What's Yours PDF

Author: I. K. Mullins

Publisher:

Published: 2015-03-30

Total Pages: 0

ISBN-13: 9781511519168

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WARNING: This is not the actual book Get What's Yours: The Secrets to Maxing Out Your Social Security by Kotlikoff, Moeller and Solman. Do not buy this if you are looking for a full copy of this book. This is not the actual Kotlikoff, Moeller and Solman's Get What's Yours: The Secrets to Maxing Out Your Social Security. The primary objective of this book is to bring insightful discussion and critique of Kotlikoff, Moeller and Solman's Get What's Yours: The Secrets to Maxing Out Your Social Security to readers everywhere. (Please also check out the new book, published by Brief, Concise and to the Point Publishing, A Summary and Critique of Erik Larson's Dead Wake: The Last Crossing of the Lusitania, which is authored by I.K. Mullins.) This book, A Guide to Kotlikoff, Moeller and Solman's Get What's Yours: The Secrets to Maxing Out Your Social Security Summary and Critique, Key Ideas and Facts, includes an unofficial summary and analysis of the key ideas of Kotlikoff, Moeller and Solman's book, Get What's Yours: The Secrets to Maxing Out Your Social Security, as well as a critique of its principal messages . Moreover, this Guide goes beyond the information included in Kotlikoff, Moeller and Solman's book and reviews other selected studies and data related to the present and future of Social Security benefits. TABLE OF CONTENTS Preface Introduction Part I. Summary and Analysis of the Key Ideas in GetWhat's Yours 1. The Past and Present of the Social Security Program Analysis and Comments on the Past and Present of the Social Security Program 2. The Best Strategies for Collecting Social Security Benefits Analysis and Comments on the Best Strategies 3. Spousal Benefits, Divorced Spousal Benefits, Widower Benefits Analysis and Comments on Spousal and Survivor Benefits 4. Disability Benefits Analysis and Comments on Disability Benefits 5. Gay Married Couples Benefits Analysis and Comments on Gay Marriage Benefits 6. The Earnings Test and Its Impact on Benefits Analysis and Comments on the Earnings Test and Its Impact on Benefits 7. Social Security "Gotchas" Analysis and Comments on the Social Security "Gotchas" Part II. A Critique of the Principal Messages in Get What's Yours 1. The Future of the Social Security Program 2. Social Security and Economic Inequality 3. Social Security Benefits and Real Inflation 4. The Real Value of Kotlikoff's Book References

Get What's Yours for Medicare

Get What's Yours for Medicare PDF

Author: Philip Moeller

Publisher: Simon and Schuster

Published: 2016-10-04

Total Pages: 304

ISBN-13: 1501124013

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A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Spend 'Til the End

Spend 'Til the End PDF

Author: Laurence J. Kotlikoff

Publisher: Simon and Schuster

Published: 2008-06-10

Total Pages: 337

ISBN-13: 1416579672

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Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning. Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.

Money Magic

Money Magic PDF

Author: Laurence Kotlikoff

Publisher: Little, Brown Spark

Published: 2022-01-04

Total Pages: 283

ISBN-13: 0316541877

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Increase your spending power, enhance your standard of living, and achieve financial independence with this “must-read” guide to money management (Jane Bryant Quinn). Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times bestseller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like: How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope). How to buy a superior education on the cheap and graduate debt-free. Why it’s smarter to cash out your IRA to pay off your mortgage. Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.

Get What's Yours - Revised & Updated

Get What's Yours - Revised & Updated PDF

Author: Laurence J. Kotlikoff

Publisher: Simon and Schuster

Published: 2016-05-03

Total Pages: 384

ISBN-13: 1501144766

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"In 2016, Social Security rules changed radically. Do you know how - and how these changes might apply to you? Americans have left literally billions of Social Security dollars on the table - benefits we have earned, are eligible to take, but simply aren't aware of. Fully revised and carefully updated in light of the new law, Get What's Yours is the indispensable guide to collecting the maximum Social Security benefits possible."--Page 4 of cover.

The Smartest 401(k) Book You'll Ever Read

The Smartest 401(k) Book You'll Ever Read PDF

Author: Daniel R. Solin

Publisher: Penguin

Published: 2008

Total Pages: 242

ISBN-13: 9780399534522

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The guide readers need to retire richer—from the international bestselling author of The Smartest Investment Book You'll Ever Read. In this New York Times bestselling guide, author Daniel R. Solin takes issue with the commonly held belief that participating in defined contribution retirement plans is a “no-brainer” because of the employer match. While providing readers with comprehensive, accessible information on the most common deferred compensation plans, annuities, and other retirement-based investments, he shows the 70 million participants currently in those plans how to create the best portfolio with often limited options. In his straight-forward, no-nonsense style, Solin offers the new rules for investing for retirement and shows readers how to quickly and simply determine their own needs, get control of their assets, avoid scams and sucker bets, discover untapped resources at retirement, and eventually get income out of tax deferred plans—the smart way.

Helena's Husband

Helena's Husband PDF

Author: Philip Moeller

Publisher: CreateSpace

Published: 2013-12

Total Pages: 40

ISBN-13: 9781494807771

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These one act plays are made available to all. They may be used freely by all to perform in any environment. No Royalties are owed. You do not have to buy multiple copies to perform. You may copy this book for your performance. You may change the lines and scenes as you see fit. The only thing asked is that credit be given to the original author as the inspiration of the work. CHARACTERS HELENA, the Queen TSUMU, a black woman, slave to Helena MENELAUS, the King ANALYTIKOS, the King's librarian PARIS, a shepherd

Generational Accounting

Generational Accounting PDF

Author: Laurence J. Kotlikoff

Publisher:

Published: 1993-10-25

Total Pages: 292

ISBN-13:

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In an effort to bring all generations to an understanding of the American economy, Laurence Kotlikoff shares information of the budget deficit of the United States government. Generational Accounting strives to educate readers on how the economy of the United States American functions, from explaining who pays for the goods and services the nation receives to when it must be paid, and just how much money goes to it. Kotlikoff analyzes how the government’s budget deficit is the cornerstone of conventional economic policy and argues that it is a number devoid of economic content, often used to lead the American people astray. “Read it and you’ll be on the cutting edge of future debates on fiscal policy.” – Fortune