-PDF Download- 7 Steps The Afro American Guide To Financial Freedom EBOOK

7 Steps: The Afro-American Guide to Financial Freedom

Author: Gregory D. Bethel

Publisher: Lulu.com

Published: 2016-09-16

Total Pages: 52

ISBN-13: 1483456285

Whether you're an African-American working full time, entering college, graduating college or retiring, it's not too late to move toward financial freedom. Gregory D. Bethel outlines seven steps to take now to ensure a brighter future. While he positions his message for African-Americans, anyone can use his guidance to achieve financial independence. In plain language, he explains how to reduce debt, conduct financial research, build capital, invest, monitor growth, and enjoy life to the fullest. One critical lesson you'll learn is how to manage debt and credit. Both can lead to dangerous paths if you rely on them too much. Once you commit to living on a budget, you'll reduce debt and have the wherewithal to create an emergency fund. The guide includes worksheets so you can determine your net worth, create a budget, track expenses, calculate debt, and more.

Pay Yourself First

Author: Jesse B. Brown

Publisher: Wiley

Published: 2001-10-01

Total Pages: 212

ISBN-13: 9780471158974

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"How do we help make black America better? Jesse Brown reminds us that we gain financial success and security when we pay ourselves first."-Tavis Smiley, author of How to Make Black America Better: Leading Black Americans Speak Out "Jesse Brown's commonsense approach is a surefire way to watch your money grow."-Myra J., The Tom Joyner Morning Show Achieve your financial freedom with step-by-step instructions from award-winning investment manager Jesse B. Brown. Discover the easy-to-follow, down-to-earth secret to living your dreams, whether it's buying a new home, buying a new car, sending your children to college, retiring rich, or going on that once-in-a-lifetime vacation. Pay Yourself First is a must-have reference guide for all African Americans who want to experience their own financial security. If you make less than $30,000 a year-or if you are simply a first-time investor-here is your financial "411" on: * How to get out of debt and stay out of debt permanently * How to avoid the most common mistakes people make with their money * How to put time and money to work for you instead of against you * Everything you need to know about today's best investment options, including IRAs, insurance, stocks, bonds, and mutual funds Jesse Brown has already shown thousands and thousands of African Americans how to successfully manage their money-and make even more while they're doing it. Now you can begin your own journey to wealth. From free money for family emergencies to the fundamentals of saving and investing, Jesse Brown will give you the help you need to secure the things you want and be a winner.

The Black Girl's Guide to Financial Freedom

Author: Paris Woods

Publisher:

Published: 2021-09-18

Total Pages: 198

ISBN-13: 9781737606604

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This is not another boring personal finance book! Are you tired of spinning your wheels following financial advice that leaves you feeling broker than before? Are you pulling your hair out trying to follow the complicated instructions offered by the gurus? In The Black Girl's Guide to Financial Freedom, Paris Woods takes the guesswork out of wealth-building and presents a plan that anyone can follow. Paris spent years working in education and wanted to find a way to build wealth without changing careers or taking the traditional real estate or business routes. This book is the result of years of research and practice that helped her find a simpler path. Through real-life stories coupled with clear and actionable advice, you will learn to: - Build generational wealth- Avoid common financial traps- Earn your next degree debt-free- Achieve financial independence and retire early- Design a dream life you can start living todayThis book is perfect for Black women of any age, including young professionals just starting to set financial goals and mid-career women who are tired of following the same old rules and are ready to live life on their own terms. If freedom is your goal, then this is the book for you.

7 Steps to Becoming Financially Free Workbook

Author: Phil Lenahan

Publisher: Our Sunday Visitor

Published: 2006

Total Pages: 0

ISBN-13: 9781592762538

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7 Steps to Becoming Financially Free Workbook offers all the nuts and bolts to make the most of God's generous gifts. In this perfect complement to the book, 7 Steps to Becoming Financially Free, you?ll find all the necessary tools to implement sound principles of financial management, budgeting, and investing in your life. An author, financier, and lifelong Catholic, Phil Lenahan weaves personal anecdotes with sound Catholic teaching and extensive financial counseling experience to help you gain clarity on some of the biggest issues you face today. Most important, he shows you why your financial plan is part of a much larger spiritual plan that God has in mind for you. 7 Steps to Becoming Financially Free Workbook walks you through the right spreadsheets, spending analyses, calculators, metrics, and helpful prompts to create the best financial plan for yourself and your family ? without losing sight of Catholic teachings regarding money, being good stewards, and trusting God's plan. It helps you to appreciate the gifts God has given you ? your skills, your education, your training, your income ? and shows you how to use them as He intended. True financial freedom is about a lot more than just getting out of debt or saving for retirement. True financial freedom is being a good steward of all that God has blest us with, and trusting in His providence as we set our future goals. Start your journey to true financial freedom today.

Win Your F*cking Life Back

Author: Skylar DeRouen

Publisher: Think Smart Financials

Published: 2021-06-22

Total Pages: 202

ISBN-13:

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Have you ever heard the saying "money can't buy happiness "? Well, it's bulls*it. Why do we spend 40+ hours per week working if the goal of monetary gain doesn't make you happy? Let's be honest and call it what it is, money is simply a tool to provide you with opportunity. These favorable circumstances open doors and provide you the ability to focus on your passions. You have the ability to attain a 6 or 7 figure net worth, you just need a proven pathway to get there. Imagine how much more free your life would be. This book will give you all the necessary tools to reach your financial goals with the focus on three financial pillars: budgeting, investing, and getting out of debt. Also, I will show you how to build multiple streams of income. International travel can be daunting to the untrained eye. This book will give you the critical tools to get you from your house to your most desired exotic location. After you are walked through how to get a passport, I will show you the best places to buy your plane tickets. You will be presented vital tips, such as countries to travel to first. I call these “training wheel” countries. Lastly, what are the 10 Travel Commandants? Trust me when I tell you these are vital pieces of advice that will save you money, time, and embarrassment.

The Average Family's Guide to Financial Freedom

Author: Bill Toohey

Publisher: Wiley

Published: 2000-02-24

Total Pages: 262

ISBN-13: 9780471352280

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Bill and Mary Toohey are average middle income people from a small Iowa town. Bill has been employed for 23 years as a Vocational Rehabilitation Counselor and Mary has worked for 20 years as an Office Manager for a small psychological firm. They started saving and investing in 1991 when their net worth was $63,000. Eight years later their net worth was $467,000. In other words, their assets increased by an average of more than $50,000 per year during that period while their income (not counting dividends and capital gains) averaged about $65,000 per year. But it wasn't always easy. They have three children, Colleen (24), Tim (22), and Meghann (14). Tim has been severely disabled since birth and despite the challenges of helping Tim cope with his chronic illnesses, the Toohey family has been able to achieve financial freedom on a modest income. They were able to build a sizable nest egg in eight years while encountering some of life's biggest expenses during the period. They helped to pay for their daughter's college education and wedding, paid cash for a new car, and made several expensive home improvements. Despite those major expenses the Tooheys still managed to save 46% of their gross income and were listed among the "Best Personal Finance Managers in America" in the December 1994 issues of Money magazine. The Tooheys' story, in an article written by Bill, appeared in the April 1997 issue of Money magazine. Mary co-authored an article published in the February 1998 issue of McCall's magazine. In May, 1997 Bill was invited to speak at Money magazine's Elgin Project seminar series. Money magazine "adopted" Elgin, Illinois and brought in speakers with expertise in personal finance. Former President Bush kicked off the event. How did they do it? How do they think? How do they live? Is it possible to save so much and still have a decent life? Can my family do this? Get the answers to all these questions and more in a book written specifically for families with children who don't earn big bucks.

Grind To Greatness

Author:

Publisher: Gigi Investments

Published: 2024-01-30

Total Pages: 188

ISBN-13:

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Are financial worries holding you back? Wondering how you can achieve financial freedom? Then, this book is for you. Grind to Greatness is your blueprint to break free from financial struggles and live a carefree life. Authored by Ross Dixon, this invaluable book guides you through a step-by-step plan to attain financial independence. The comprehensive guide will empower you with practical strategies to unlock wealth potential. Through this book, you will learn how to set clear, measurable and achievable financial goals and delve into the fundamentals of financial planning, including budgeting techniques, savings strategies, debt management and strategic investing. A well-structured plan serves as a blueprint for your financial success. With practical tips and step-by-step guidance, you’ll learn the techniques to embrace a growth mindset and overcome barriers that hinder your financial success. This detailed guide will help you explore diversifying income resources, be it side hustles, investments or passive income streams. Grind to Greatness is more than just a list of advice that ensures financial success. Instead, it’s a practical road map to break free from the shackles of financial uncertainty and embrace freedom at the earliest. So, if you’re looking for a transformative guide to achieve financial freedom, look no further. Take a first step towards an extraordinary financial transformation with Grind to Greatness. Experience the incredible changes it brings into your life and attain the financial freedom you've always dreamt of.

Self-Care for Black Women

Author: Oludara Adeeyo

Publisher: Simon and Schuster

Published: 2022-01-11

Total Pages: 192

ISBN-13: 1507217323

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Prioritize your wellbeing with these 150 self-care exercises designed specifically to help Black women revitalize their outlook on life, improve their mental health, eliminate stress, and self-advocate. Between micro- and macro-aggressions at school, at work, and everywhere in between, it’s tough to prioritize physical and mental wellness as a Black woman, especially with a constant news cycle highlighting Black trauma. Now, with The Self-Care for Black Women you’ll find more than 150 exercises that will help you radically choose to put yourself first. Whether you need a quick pick-me-up in the middle of the day, you’re working through feelings of burnout, or you need to process a microaggression, this book has everything you need to feel more at peace. You’ll find prompts like: -Map out your feelings about a microaggression -Make a list of your safe spaces -Detail out an entire day dedicated to your self-care -And more! It’s time to put yourself first and prioritize your self-care once and for all—and this book is here to help you do just that.

Fighting Black Poverty

Author: David Aning

Publisher:

Published: 2016-12-23

Total Pages: 43

ISBN-13: 9781520220833

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In this book, you will find the many reasons why some African-American men have not escaped poverty. According to CNN Money and Blackdemograpics.com, over 30% of African-American men are below the poverty line. Even worse, the number of black people owning homes and businesses has declined slowly since 2012. What are African-Americans doing to keep their race alive and to show that their lives truly matter? I wrote this book to help an individual of color escape the cycle of poverty. Specifically, you will find:● 7 actionable steps to help an African-American man escape poverty● Additional resources and links to books written by very successful people who were not raised in a rich family● Several key advice black men should follow in order to avoid making the same mistakes over and over again. ● A word of prayer: each chapter ends with a small prayer to uplift the faith of many black folks who are struggling financially.● The need to share my message written in this book to young adults who need help making good financial decisions. Lastly, I hope you will truly enjoy this book. If you follow ALL the seven parts written in this book, then I guarantee that you will see some levels of financial success very soon. Please feel free to email me at: [email protected], if you have any questions or concerns. (Email subject: "Black men with Poverty", and type your question. I will respond within 24 hours). I want you to understand that with God, all things are possible. He created you for a purpose! Good luck reading this book and I wish you all the best :)tags: personal finance, poverty, black in america, christian living, money, riches

Zero Debt

Author: Lynnette Khalfani-Cox

Publisher: Advantage World Press

Published: 2016-10-22

Total Pages: 252

ISBN-13: 9781932450705

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Would You Like to Have Zero Debt? Eight out of 10 Americans owe some form of debt. So there's a good chance that you, or someone you know, would like to become debt free. From excessive credit card bills and mounting student loans to hefty car payments and big mortgages, debt can be crippling - and not just financially. Debt takes a toll on you in many ways. It hurts your ability to save, invest and create a better life. It impacts your physical, mental and emotional health. Too much debt even spoils relationships, leading to arguments about money and divorce. Whether you recently got into debt due to circumstances beyond your control, or your own poor choices have kept you in debt for as long as you can remember, know this: Debt does not have to remain a way of life. Regardless of your situation, you can get on the road to financial freedom - and you can do it yourself in the next 30 days! If you want to dig yourself out of debt once and for all, you need an action plan. This book is your step-by-step, 30-day plan to jumpstart your finances. It's simple. It's easy to understand. And it works. Zero Debt teaches you the exact strategies the author used to pay off $100,000 worth of credit card bills in just three years - without ever missing a single payment. If she can do it, so can you! In this revised and completely updated version of Zero Debt, you'll discover: The best ways to pay off credit card debts (spoiler: it's not what 99% of experts tell you) How to eliminate your student loans and reduce auto loans Spending and budgeting tips anyone can use - even shopaholics Insider secrets to negotiating with credit card companies and fixing your credit Your legal rights - and what bill collectors can and can not do under the law Recommendations for reputable debt management firms and credit counselors How to shore up your overall finances so you never go back into debt again Wouldn't you like to be free from financial worries? Don't you want to rest at night knowing your bills are paid? You can have peace of mind when it comes to money matters. It all starts by eliminating excessive debt, and using time-tested strategies to save your hard-earned cash.